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You can now get a doorstep gold loan from the comfort of your home. Know how you can get a gold loan at home, its benefits and much more.

Benefits of Opting for a Gold Loan at Home

By opting for a gold loan at your doorstep, you can enjoy the following advantages:

Convenience

After you book an appointment online, the representative will visit your home and collect gold. There is no need to physically visit the bank or NBFC’s office.

Maximum Value for Your Gold

With a high loan-to-value ratio, rest assured that you will be able to get the most out of your gold.

Flexible Repayment Tenure

You can choose a tenure as per convenience, which usually ranges up to 60 months.

Free Insurance

Your gold is insured when you apply for a doorstep gold loan. It means that you will get financial security against any damage to your gold ornaments or jewellery.

Quick Processing

You can get a quick approval when you apply for a gold loan at your home. You will also receive money in your bank account almost instantly.

Convenience Guaranteed

With easy prepayment and part-payment facilities, it is simpler to pay the loan amount before the tenure ends. Also, there are no hidden charges involved.

How to Get a Gold Loan at Home

You can get a doorstep gold loan by following the simple steps mentioned below:

  • Visit the website or app of the bank/NBFC to book an appointment online

  • A representative will then collect the gold from your doorstep after verification

  • The bank/NBFC will appraise the gold and complete the formalities of the application

  • The money will then be credited to your account instantly

  • The bank will store the gold safely at the nearest branch until you repay the loan in its entirety

Locations Served

You can get a gold loan at home if you reside in one of the following locations:

  • Bangalore

  • Kolkata

  • Mumbai

  • Delhi

  • Noida

  • Gurugram

  • Faridabad 

  • Ghaziabad

  • Hisar

  • Karnal

  • Jaipur

  • Chandigarh

  • Pune

  • Chennai

  • Indore

  • Ahmedabad

  • Bhubaneswar

  • Trivandrum

  • Kochi

  • Calicut

  • Varanasi

  • Ludhiana

  • Jalandhar

  • Bhopal

  • Ahmedabad

  • Surat

  • Vadodara

  • Lucknow 

  • Prayagraj

  • Gorakhpur

  • Kanpur

  • Indore

  • Gwalior

  • Patna

  • Cuttack

  • Thane

  • Nagpur

  • Nasik

  • Aurangabad

  • Jammu

  • Karnataka

  • Telangana

  • Andhra Pradesh

  • Tamil Nadu

  • Kerala

In this digital era, you do not have to physically visit the branch of a bank or NBFC in these cities anymore to get a gold loan. Most reputed financial institutions provide you with the facility of gold loans at your doorstep. 

Trained appraisal specialists instantly approve your gold loan and you will receive a quote for the gold loan. The lender will store the jewellery in bank lockers and insure it.

Our Partners Who Offer Gold Loans at Home

Here are the lending partners of Bajaj Markets’s offering gold loans at home:

  • Muthoot FinCorp One    

  • Muthoot Finance

  • Rupeek

  • Indiagold

  • Bajaj Finserv

  • IIFL
     

You can compare different gold loan offers to find the one that best suits your financial needs. Moreover, you can apply for it easily online to book an appointment for gold collection from your doorstep.

FAQs

What do you mean by a Gold Loan at Home?

It is an instant at-home service that allows you to get a gold loan while sitting in the comfort of your house. The entire process is fast, affordable, and flexible, and the rates of interest are affordable as well.

Will the gold be safe if I opt for a ‘Gold Loan at Home?’

Yes, you do not have to worry about the safety of your gold ornaments if you opt for a gold loan at home. Lenders store your gold jewellery in bank lockers to secure it from any damage.

How does the doorstep gold loan work?

After you raise a gold loan request, an executive will get in touch with you. They will be at your home as per the time slot you choose. 

They will evaluate the gold and documentation in your house. After this, the lender will directly transfer the loan amount to your bank account.

Will the gold loan amount be credited into my bank account instantly?

Yes. Once the lender verifies the gold and approves the loan, they will credit the loan to your bank account within minutes.

How is the gold loan amount calculated?

The lenders calculate the gold loan amount to be disbursed based on the gold jewellery’s purity and quantity of the gold you pledge.

What are the eligibility criteria to get a doorstep gold loan?

The eligibility criteria for these loans may vary from one lender to another. Here are some common requirements most lenders require you to fulfil to  secure this loan:

  • Age: 18-70 years 

  • Citizenship: Indian citizen

  • Occupation: Salaried, self-employed, or business owner

  • Gold Purity: Between 18-24 karat 

Before applying for a doorstep gold loan, contact the chosen lender and ask them about their exact eligibility criteria.

What are the documents required to get a doorstep gold loan?

Most lenders require you to submit the following documents:

  • ID Proof: Aadhaar card, PAN card, passport, driving licence, voter ID, etc.

  • Address Proof: Utility bills, ration card, rent agreement, etc.

  • Gold Details: Weight and purity certificate

Reach out to the chosen lender before applying and ask them to send you a checklist of the documents required to get a doorstep gold loan.

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