Gold loans are quickly becoming one of the most preferred ways of borrowing funds for Indians. Banks and NBFCs provide gold loans instantly nowadays and with very little paperwork. With everything becoming digital in this era, why does getting a gold loan have to be a tedious process? You can now get a gold loan while sitting at the comfort of your house. Know how you can get a gold loan at home, its benefits and locations that are serviceable.
After you book an appointment online, the representative will visit your home and collect gold. There is no need to physically visit the bank or NBFC’s office.
With a high loan-to-value ratio, rest assured that you will be able to get the most out of your gold.
You can choose a tenure as per convenience, which usually ranges up to 36 months.
Your gold is insured; you get financial security against any damage to your gold ornaments or jewellery.
You can get a quick approval on the doorstep gold loan, and money credited into your bank account.
With easy prepayment and part-payment facility, it's simpler to pay the loan amount before the tenure ends. Also, there are no hidden charges involved.
You can get a doorstep gold loan by following the simple steps mentioned below:
Book the appointment online
The gold will then be collected at your doorstep.
The gold will be appraised and the money will be credited to your account instantly.
It is an instant at-home service that allows you to get a gold loan while sitting at the comfort of your house. The entire process is fast, affordable, flexible and the rates of interest are low as well.
Yes, you do not have to worry about the safety of your gold ornaments. The gold jewellery is stored in lockers so it is completely secure.
After you raise a gold loan request, an executive will get in touch with you and will be at your home as per the time slot you choose. The evaluation of gold and documentation will be done at your house itself. After this, the loan amount will be directly transferred to your bank account.
Yes, once the gold is verified and the loan is approved, the loan amount will be credited to your bank account within minutes
The gold loan amount that will be disbursed is calculated depending on the gold purity and quantity of the gold that is pledged.