✓ No Limit on Loan Amounts ✓ Interest Rate Starting @0.74% p.m. ✓ Minimal Documentation Apply Now

Prior to applying for any type of loan, it is crucial to check the interest rate charged on these. Gold Loans fall under the secured category and thus help you enjoy lower interest rates, compared to other unsecured loans. The lender decides the interest rate charged based on factors like the quantity, purity, and weight of the gold you look to submit as collateral. It also takes the current value of gold and the prevalent inflation rate into consideration. On Bajaj Markets, you can get a gold loan at interest rates starting at as low as 8.88% p.a.

Compare Gold Loan Interest Rates

Check out the gold loan interest rates offered by lending partners at Bajaj Markets: 

Name of the Partner

Interest Rate

Repayment Tenure


Bajaj Finserv

9.5% - 28% p.a.

Up to 12 Months

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9.24% p.a. onwards

61 Days - 12 Months

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Muthoot Finance

9.96% p.a onwards

7 Days - 36 Months

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Muthoot FinCorp ONE

9.96% p.a onwards

3 Months – 12 Months

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8.88% p.a. onwards

3 Months – 12 Months

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IIFL Finance

11.88% p.a. onwards

1 Month – 60 Months

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Disclaimer: Interest rates and tenure can vary at the lender’s discretion.

FAQs and Support

You can choose the repayment tenure for your gold loan at your convenience. You can pay the instalments on a monthly, bi-monthly, quarterly, half-yearly or even yearly basis.

Yes. A high credit score puts you in a better position to negotiate for a favourable gold loan interest rate and opt for a higher loan amount.

You may have to pay applicable charges like stamp duty, processing fees, cash handling charges, and auction charges when applying for a gold loan These charges may vary based on the lender.

Many gold loan providers offer the option of making part-payments towards your gold loan. This allows you to reduce the outstanding balance and the interest charged.

The time taken to process a gold loan application varies from lender to lender. However, some lenders can process a gold loan quickly and the loan amount may be sent to the applicant within a few hours post-approval.

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