✓ No Limit on Loan Amounts ✓ Interest Rate Starting @0.74% p.m. ✓ Minimal Documentation Apply Now

Prior to applying for any type of loan, it is crucial to check the interest rate charged on these. Gold Loans fall under the secured category and thus help you enjoy lower interest rates, compared to other unsecured loans. The lender decides the interest rate charged based on factors like the quantity, purity, and weight of the gold you look to submit as collateral. It also takes the current value of gold and the prevalent inflation rate into consideration. On Bajaj Markets, you can get a gold loan at interest rates starting as low as 8.88% p.a.

Partner Interest Rate Table

Our Partners
sort list
Interest Rate
sort list
Minimum Loan Amount
sort list
Repayment Tenure
sort list
Image

Bajaj Finserv

9.50% p.a. onwards

₹5,000

Up to 12 Months

4.4
Image

IIFL Finance

11.88% p.a. onwards

₹3,000

24 Months

4.2
Image

indiagold

9.24% p.a. onwards

₹ 20,000

61 Days - 12 Months

4.8
Image

Muthoot Finance

9.96% p.a onwards

₹1,500

7 Days - 36 Months

3.9
Image

Muthoot FinCorp ONE

9.96% p.a onwards

₹1,550

3 Months - 12 Months

3.9
Image

Rupeek

8.88% p.a. onwards

₹25,000

3 Months - 12 Months

4.1
View More

FAQs

Does my credit score influence the interest rate on my gold loan?

Yes. A high credit score puts you in a better position to negotiate for a favourable gold loan interest rate and opt for a higher loan amount.

What are the other fees involved in getting a gold loan?

You may have to pay applicable gold loan charges like stamp duty, processing fees, cash handling charges, and auction charges when applying. These charges may vary based on the lender.

Home
active_tab
Loan Offer
active_tab
Download App
active_tab
Credit Score
active_tab