Launched by the Prime Minister of India in June 2015, the Pradhan Mantri Awas Yojana (PMAY) is a government-funded scheme that aims at making housing affordable for the weaker sections of the country’s population. It involves the construction of houses in selected cities, using eco-friendly methods.
As per the Credit Linked Subsidy Scheme, beneficiaries under the PMAY scheme are eligible for an interest subsidy if they borrow a loan to purchase or construct a house.
To check name in PM Awas Yojana 2020 list without registration number follow the below steps
Head to https://rhreporting.nic.in/netiay/Benificiary.aspx and click on the advanced search option.
You’ll be redirected to a page that requires details like your name, BPL number, sanction order, or father’s or husband’s name.
Enter the relevant details and click on the “search” option.
If your name is in the PMAY list, it should appear..
If your application is accepted for pradhan mantri awas yojana gramin list 2020-21 scheme, you would receive a registration number. Here are a few steps on how to check your name in PMAY Rural List with Registration Number:
Visit https://rhreporting.nic.in/netiay/Benificiary.aspx through your mobile or desktop.
Enter your registration number, and submit.
If your registration number is part of the PMAY database, your details will appear.
To check your name in the PMAY Urban List 2020-21 follow the steps given below
Read more about the various ways to check your name in PMAY list.
The Pradhan Mantri Awas Yojana is implemented in three phases.
The scheme includes 4041 statutory towns, with 500 class I cities being given the first priority.
The rate of interest subsidy provided stands at 6.5% for 20 years on the housing loan availed by beneficiaries.
Senior citizens and differently abled beneficiaries will enjoy preferential allocation of ground floor houses wherever possible.
The credit-linked interest subsidy has been implemented in all the statutory towns right from the initial stages of the scheme.
The primary objective of the Pradhan Mantri Awas Yojana is to provide affordable housing for the urban poor and economically weaker sections of the country by the year 2022, when India completes 75 years of independence.
Other salient points with regard to the PMAY list of beneficiaries are explained here.
Beneficiaries may belong to Middle Income Groups (MIGs), Low Income Groups (LIGs), or Economically Weaker Sections (EWS).
Beneficiaries belonging to the EWS category receive complete assistance under the PMAY scheme, while people under the MIGs and LIGs are eligible for the benefits under the Credit Linked Subsidy Scheme (CLSS).
The offers and benefits to different eligible groups of beneficiaries under the Pradhan Mantri Awas Yojana are tabulated here.
Particulars |
Economically Weaker Section (EWS) |
Low Income Group (LIG) |
Middle Income Group – 1 (MIG-1) |
Middle Income Group – 2 (MIG-2) |
Annual household income range |
0 to 3 lakh rupees |
3 to 6 lakh rupees |
6 to 12 lakh rupees |
12 to 18 lakh rupees |
Maximum home loan tenure |
20 years |
20 years |
20 years |
20 years |
Maximum amount of loan qualifying for subsidy |
Rs. 6 lakhs |
Rs. 6 lakhs |
Rs. 9 lakhs |
Rs. 12 lakhs |
Interest subsidy rate per annum |
6.5% |
6.5% |
4.0% |
3.0% |
Maximum amount of subsidy offered |
Rs. 2.67 lakhs |
Rs. 2.67 lakhs |
Rs. 2.35 lakhs |
Rs. 2.30 lakhs |
Maximum carpet area of dwelling unit |
30 square meters |
60 square meters |
160 square meters |
200 square meters |
The applicants or beneficiaries under the different types Pradhan Mantri Awas Yojana Scheme need to satisfy certain eligibility criteria, as explained here.
The annual income of the household must be between Rs. 6 lakhs and Rs. 18 lakhs.
Neither the applicant nor any of their family members should own a pucca house in any part of the country.
People belonging to scheduled castes and scheduled tribes are also eligible to apply under this scheme.
The PMAY scheme includes three phases, as tabulated below.
Stage |
Start date |
End date |
Number of cities covered |
Phase 1 |
April 1, 2015 |
March 1, 2017 |
100 |
Phase 2 |
April 1, 2017 |
March 1, 2019 |
Additional 200 |
Phase 3 |
April 1, 2019 |
March 1, 2022 |
Remaining cities |
State |
Target |
Completed |
Completion % |
Uttar Pradesh |
14.62 Lakh |
13.90 Lakh |
95.04% |
Assam |
5.16 Lakh |
2.30 Lakh |
44.67% |
Bihar |
21.89 Lakh |
8.82 Lakh |
40.3% |
Haryana |
21,502 |
17,240 |
80.18% |
Himachal Pradesh |
8,285 |
6,888 |
83.14% |
Goa |
427 |
25 |
5.85% |
Chhattisgarh |
9.39 Lakh |
7.39 Lakh |
78.72% |
Daman and Diu |
15 |
13 |
86.67% |
Gujarat |
3.35 Lakh |
2.03 Lakh |
60.48% |
Arunachal Pradesh |
18,721 |
209 |
1.12% |
Mizoram |
8,100 |
2,526 |
31.19% |
Jammu & Kashmir |
1.02 Lakh |
21,190 |
20.83% |
Dadra & Nagar Haveli |
7,605 |
411 |
5.4% |
Kerala |
42,431 |
16,635 |
39.2% |
Madhya Pradesh |
22.36 Lakh |
15.24 Lakh |
68.15% |
Puducherry |
0 |
0 |
0 |
Manipur |
18,640 |
8,496 |
45.58% |
Meghalaya |
37,945 |
15,873 |
41.83% |
Lakshadweep |
115 |
3 |
2.61% |
Nagaland |
14,381 |
1,483 |
10.31% |
Tripura |
53,827 |
26,220 |
48.71% |
Punjab |
24,000 |
13,623 |
56.76% |
Andhra Pradesh |
1.71 Lakh |
46,718 |
27.33% |
Sikkim |
1,079 |
1,045 |
96.85% |
Tamil Nadu |
5,27,552 |
2,19,182 |
41.55% |
Karnataka |
2.31 Lakh |
79,547 |
34.38% |
Jharkhand |
8.51 Lakh |
5.73 Lakh |
67.35% |
Uttarakhand |
12,666 |
12,354 |
97.54% |
West Bengal |
24.81 Lakh |
14.22 Lakh |
57.33% |
Andaman & Nicobar |
1,372 |
273 |
19.9% |
Maharashtra |
8.04 Lakh |
4.03 Lakh |
50.13% |
Odisha |
17,33,022 |
10,96,413 |
63.27% |
Telangana |
0 |
0 |
0 |
Rajasthan |
11,37,907 |
7,43,072 |
65.3% |
Total |
1.60 Cr |
96.96 Lakh |
60.65% |
Here’s a step-by-step walkthrough of the process involved in applying to the PMAY scheme.
Visit the official website of the Pradhan Mantri Awas Yojana online, at this link: http://pmaymis.gov.in/
Head to the “citizen assessment” option under the menu.
Enter your Aadhar number, after which you’re redirected to the application page.
Fill in your personal details as required.
At the end of the application page, you’ll find an option that begins with “I am aware of.” Check this option and click on the “save” button.
Upon saving your application, the system generates an application number. Save this for future reference.
Download your application, print it out, and submit the hard copy at a CSC office or a bank/financial institution near you.
State/UT |
Name of the organization |
Andaman and Nicobar Islands |
Union Territory of Andaman and Nicobar Islands |
Andhra Pradesh |
Andhra Pradesh State Housing Corporation Limited |
Andhra Pradesh |
Andhra Pradesh Township Infrastructure Development Corporation Limited |
Arunachal Pradesh |
Government of Arunachal Pradesh |
Assam |
Government of Assam |
Bihar |
Government of Bihar |
Chandigarh |
Chandigarh Housing Board |
Chhattisgarh |
Government of Chhattisgarh |
Dadra and Nagar Haveli, and Daman and Diu |
Union Territory of Dadra and Nagar Haveli, and Daman and Diu |
Dadra and Nagar Haveli |
Union Territory of Dadra and Nagar Haveli |
Goa |
Government of Goa |
Gujarat |
Government of Gujarat |
Haryana |
State Urban Development Agency |
Himachal Pradesh |
Directorate of Urban Development |
Jammu and Kashmir |
Jammu and Kashmir Housing Board |
Jharkhand |
Urban Development Department |
Kerala |
State Poverty Eradication Mission |
Madhya Pradesh |
Urban Administration and Development, GoMP |
Maharashtra |
Government of Maharashtra |
Manipur |
Government of Manipur |
Meghalaya |
Government of Meghalaya |
Mizoram |
Urban Development & Poverty Alleviation, Government of Mizoram |
Nagaland |
Government of Nagaland |
Odisha |
Housing and Urban Development (H&UD) Department |
Puducherry |
Government of Puducherry |
Punjab |
Punjab Urban Development Authority |
Rajasthan |
Rajasthan Urban Drinking Water, Sewerage & Infrastructure Corporation Ltd (RUDSICO) |
Sikkim |
Government of Sikkim |
Tamil Nadu |
Government of Tamil Nadu |
Telangana |
Government of Telangana |
Tripura |
Government of Tripura |
Uttarakhand |
Directorate of Urban Development |
Karnataka |
Government of Karnataka |
West Bengal |
State Urban Development Authority |
Uttar Pradesh |
State Urban Development Agency (SUDA) |
If you qualify as a beneficiary under the Pradhan Mantri Awas Yojana, you can apply for assistance under the scheme and purchase or construct a house at an affordable price. With the PMAY scheme now in its third phase, it’s only a matter of time until this initiative by the Government of India sees completion. By 2022, if all goes as planned, a large segment of India’s economically weaker sections may have affordable housing to take shelter in.
If you, too, are looking to purchase a house, but do not qualify under the PMAY scheme, you can do so with the home loans available on Finserv MARKETS. With loans of up to Rs. 3.5 crores, flexible repayment tenures and competitive interest rates, you don’t have to wait to purchase your dream home!
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