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Pradhan Mantri Awas Yojana (PMAY) List

Launched by the Prime Minister of India in June 2015, the Pradhan Mantri Awas Yojana (PMAY) is a government-funded scheme that aims at making housing affordable for the weaker sections of the country’s population. It involves the construction of houses in selected cities, using eco-friendly methods.

As per the Credit Linked Subsidy Scheme, beneficiaries under the PMAY scheme are eligible for an interest subsidy if they borrow a loan to purchase or construct a house.

How to check your name in Pradhan Mantri Awas Yojana List without Registration Number?

To check Pradhan Mantri Awas Yojana Gramin List without registration number follow the below steps:

Step 1: Go to rhreporting.nic.in official Website:

Head to https://rhreporting.nic.in/netiay/Benificiary.aspx and click on the advanced search option.

Step 2: Enter Required Details:

You’ll be redirected to a page that requires details like your name, BPL number, sanction order, or father’s or husband’s name.

Step 3: Click On Search Options:

Enter the relevant details and click on the “search” option.

Step 4: Your Name Will Appear:

If your name is in the PMAY list, it should appear..

How to Check Your Name in the PMAY Rural List with a registration number

If your application is accepted for PMAY-Gramin (Rural) scheme, you would receive a registration number. Here are a few steps on how to check your name in PMAY Rural List with Registration Number:

Step 1:Visit rhreporting.nic.in official Website:

Visit https://rhreporting.nic.in/netiay/Benificiary.aspx through your mobile or desktop.

Step 2: Enter Registration Number:

Enter your registration number, and submit.

Step 3: Check Your Name:

 If your registration number is part of the PMAY database, your details will appear.

How to Check Your Name in PMAY Urban List

To check your name in the PMAY Urban List for 2019-2020 follow the steps given below:

  1. Head to https://pmaymis.gov.in/ and click on the “select beneficiary” option.

  2. From the drop-down menu, choose the option to search by name.

  3. Enter the first three characters of your name and click on the “show” option.

  4. Read more about the various ways to check your name in PMAY list.

Features of Pradhan Mantri Awas Yojana

  • The Pradhan Mantri Awas Yojana is implemented in three phases.

  • The scheme includes 4041 statutory towns, with 500 class I cities being given the first priority.

  • The rate of interest subsidy provided stands at 6.5% for 20 years on the housing loan availed by beneficiaries.

  • Senior citizens and differently abled beneficiaries will enjoy preferential allocation of ground floor houses wherever possible.

  • The credit-linked interest subsidy has been implemented in all the statutory towns right from the initial stages of the scheme.

Objectives of PMAY Scheme

The primary objective of the Pradhan Mantri Awas Yojana is to provide affordable housing for the urban poor and economically weaker sections of the country by the year 2022, when India completes 75 years of independence.

Beneficiaries Under the Pradhan Mantri Awas Yojana List

Other salient points with regard to the PMAY list of beneficiaries are explained here.

  • Beneficiaries may belong to Middle Income Groups (MIGs), Low Income Groups (LIGs), or Economically Weaker Sections (EWS).

  • Beneficiaries belonging to the EWS category receive complete assistance under the PMAY scheme, while people under the MIGs and LIGs are eligible for the benefits under the Credit Linked Subsidy Scheme (CLSS).

PMAY Subsidy Offers and Benefits

The offers and benefits to different eligible groups of beneficiaries under the Pradhan Mantri Awas Yojana are tabulated here.

Particulars

Economically Weaker Section

(EWS)

Low Income Group

(LIG)

Middle Income Group – 1

(MIG-1)

Middle Income Group – 2

(MIG-2)

Annual household income range

0 to 3 lakh rupees

3 to 6 lakh rupees

6 to 12 lakh rupees

12 to 18 lakh rupees

Maximum home loan tenure

20 years

20 years

20 years

20 years

Maximum amount of loan qualifying for subsidy

Rs. 6 lakhs

Rs. 6 lakhs

Rs. 9 lakhs

Rs. 12 lakhs

Interest subsidy rate per annum

6.5%

6.5%

4.0%

3.0%

Maximum amount of subsidy offered

Rs. 2.67 lakhs

Rs. 2.67 lakhs

Rs. 2.35 lakhs

Rs. 2.30 lakhs

Maximum carpet area of dwelling unit

30 square meters

60 square meters

160 square meters

200 square meters

 

PMAY Scheme Eligibility

The applicants or beneficiaries under the different types Pradhan Mantri Awas Yojana Scheme need to satisfy certain eligibility criteria, as explained here.

  • The annual income of the household must be between Rs. 6 lakhs and Rs. 18 lakhs.

  • Neither the applicant nor any of their family members should own a pucca house in any part of the country.

  • People belonging to scheduled castes and scheduled tribes are also eligible to apply under this scheme.

Phases of Pradhan Mantri Awas Yojana

The PMAY scheme includes three phases, as tabulated below.

Stage

Start date

End date

Number of cities covered

Phase 1

April 1, 2015

March 1, 2017

100

Phase 2

April 1, 2017

March 1, 2019

Additional 200

Phase 3

April 1, 2019

March 1, 2022

Remaining cities

 

How can you apply for PMAY?

Here’s a step-by-step walkthrough of the process involved in applying to the PMAY scheme.

  1. Visit the official website of the Pradhan Mantri Awas Yojana online, at this link: http://pmaymis.gov.in/

  2. Head to the “citizen assessment” option under the menu.

  3. Enter your Aadhar number, after which you’re redirected to the application page.

  4. Fill in your personal details as required.

  5. At the end of the application page, you’ll find an option that begins with “I am aware of.” Check this option and click on the “save” button.

  6. Upon saving your application, the system generates an application number. Save this for future reference.

  7. Download your application, print it out, and submit the hard copy at a CSC office or a bank/financial institution near you.

List of State Level Nodal Agencies For PMAY

State/UT

Name of the organization

Andaman and Nicobar Islands

Union Territory of Andaman and Nicobar Islands

Andhra Pradesh

Andhra Pradesh State Housing Corporation Limited

Andhra Pradesh

Andhra Pradesh Township Infrastructure Development Corporation Limited

Arunachal Pradesh

Government of Arunachal Pradesh

Assam

Government of Assam

Bihar

Government of Bihar

Chandigarh

Chandigarh Housing Board

Chhattisgarh

Government of Chhattisgarh

Dadra and Nagar Haveli, and Daman and Diu

Union Territory of Dadra and Nagar Haveli, and Daman and Diu

Dadra and Nagar Haveli

Union Territory of Dadra and Nagar Haveli

Goa

Government of Goa

Gujarat

Government of Gujarat

Haryana

State Urban Development Agency

Himachal Pradesh

Directorate of Urban Development

Jammu and Kashmir

Jammu and Kashmir Housing Board

Jharkhand

Urban Development Department

Kerala

State Poverty Eradication Mission

Madhya Pradesh

Urban Administration and Development, GoMP

Maharashtra

Government of Maharashtra

Manipur

Government of Manipur

Meghalaya

Government of Meghalaya

Mizoram

Urban Development & Poverty Alleviation, Government of Mizoram

Nagaland

Government of Nagaland

Odisha

Housing and Urban Development (H&UD) Department

Puducherry

Government of Puducherry

Punjab

Punjab Urban Development Authority

Rajasthan

Rajasthan Urban Drinking Water, Sewerage & Infrastructure Corporation Ltd (RUDSICO)

Sikkim

Government of Sikkim

Tamil Nadu

Government of Tamil Nadu

Telangana

Government of Telangana

Tripura

Government of Tripura

Uttarakhand

Directorate of Urban Development

Karnataka

Government of Karnataka

West Bengal

State Urban Development Authority

Uttar Pradesh

State Urban Development Agency (SUDA)

Conclusion

If you qualify as a beneficiary under the Pradhan Mantri Awas Yojana, you can apply for assistance under the scheme and purchase or construct a house at an affordable price. With the PMAY scheme now in its third phase, it’s only a matter of time until this initiative by the Government of India sees completion. By 2022, if all goes as planned, a large segment of India’s economically weaker sections may have affordable housing to take shelter in.

If you, too, are looking to purchase a house, but do not qualify under the PMAY scheme, you can do so with the home loans available on Finserv MARKETS. With loans of up to Rs. 3.5 crores, flexible repayment tenures and competitive interest rates, you don’t have to wait to purchase your dream home!

PMAY List FAQs

  • ✔️How To Check Your Name In PMAY List?

    Head to Official Website of PMAY-Gramin and click on the advanced search option. You’ll be redirected to a page that requires details like your name, BPL number, sanction order, or father’s or husband’s name. Enter the relevant details and click on the “search” option. If your name is in the PMAY list, it should appear.
  • ✔️How to Apply for PMAY Scheme 2020?

    Individuals can visit the official website to apply online. All you need is a valid Aadhaar Card to apply. You can also apply offline by filling up a form available at Common Service Center.
  • ✔️How is the PMAY List of Beneficiaries Prepared?

    The government takes into consideration SECC 2011 to identify and choose the beneficiaries in the PM Awas Yojana list. SECC 2011, or Socio Economic and Caste Census 2011, conducted in India in 640 districts. The government also involves tehsils and panchayats in the decision-making of the final list. The motto is to maintain transparency and provide housing benefits to deserving applicants.

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