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What is RGRHCL?

RGRHCL (Rajiv Gandhi Rural Housing Corporation Limited) was established in 2000 by the Karnataka government as a ‘Special Purpose Vehicle (SPV)’ to provide subsidised housing to financially deprived people of the state. 

What are the Objectives of RGRHCL?

The Karnataka government has introduced the RGRHCL project with several objectives. Here are some:

  • Help financially weaker society in owning a house by providing affordable prices

  • Encourage the usage of sustainable, ecologically friendly, and low-cost construction methods in rural areas

  • Improve transparency and effectiveness of the entire procedure by adopting new technologies

RGRHCL Housing Schemes

Below is the list of a few popular schemes of RGRHCL:

  • Basava Vasati Yojana Housing Scheme: This scheme provides houses to people having lower financial standards as well as homeless individuals. However, in order to apply for this scheme, your annual income must be not more than Rs. 32,000. In addition to this, you should not own a plot, house, or land in any other state.

  • Devraj URS Housing Scheme: Under the Devraj Housing Scheme, people will get up to 85% of the construction materials to build their houses. This scheme targets to assist a specific group of people with house construction. Some of them are:
  1. People with disabilities

  2. Citizens who are HIV positive

  3. Tribes of nomads

  4. Victims of riots

  5. Sanitation employees

  6. Widows

  7. Transgender people
  • Ashraya Housing Scheme: RGRHCL Ashraya Yojana was launched in 2002. It is a comprehensive scheme designed to rehabilitate poor families in Karnataka. Under this scheme, gram panchayats are responsible to design distinct micro-projects for every recognized family.

  •  Dr B R Ambedkar Niwas Yojana: This yojana is intended to assist people from the Scheduled Castes/Scheduled Tribes reserved communities. Under this plan, the applicant gets a subsidy of Rs. 1.75 Lakhs to build or purchase a home through the state government.

  • Chief Ministers Multistorey Bangalore Housing Programme: To help poor residents of the state, the Karnataka government introduced Chief Ministers Multistorey Bangalore Housing Programme in 2021. The purpose of this scheme was to provide one Lakh multi-story houses to the economically deprived people of the society. This plan gives the option to choose any flat as per your choice after making the payment.

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Eligibility Criteria for the RGRHCL Housing Scheme

To apply for the RGRHCL Housing Scheme, you must fulfil the following eligibility criteria.

  • You must be a permanent resident of the state

  • You must be a woman/widow/widower/senior citizen/ex-soldier/physically challenged

  • Your annual income should not be more than ₹32,000

  • You should not own any flat, land, or house in any other state

  • Homeless individuals can also apply under this scheme

  • You must have the required documents like an Aadhaar card, identity proof, income proof, etc.

  • You must not be a participant in any other similar programme

How to Check the Land Availability Status on RGRHCL?

Here is the step-by-step process to check the land availability status on RGRHCL:

  • Step 1: Go to the RGRHCL official website: ashraya.karnataka.gov.in/.

  • Step 2: Under the ‘Rural’ section, go to the ‘Land Bank & Sites (HakkuPatra) Beneficiary List’.

  • Step 3: Click on the ‘Land Available’ option. 

  • Step 4: Now, you will be redirected to a new page. Search land identified and total land available with private holders and the state/central government.

You will find the information district-wise on the screen, and you can also download it in Excel format.

How to Check RGRHCL Beneficiary Status

Here are the steps to check RGRHCL beneficiary status:

  • Step 1: Go to the RGRHCL official website: ashraya.karnataka.gov.in.


  • Step 2: After accessing it, click on ‘Beneficiary information.’ 

  • Step 3:  You will be redirected to a new page where you need to enter your ‘District’ and ‘F. Number.’


  • Step 4:Click on ‘Submit’, and the screen will display your status.

How to Log into the RGRHCL Portal

Following are the steps to log into the RGRHCL portal: 



  • Step 2: Click on ‘Login’ and you will get redirected to a new page.

  • Step 3:  Choose your district’s name from the list and click on ‘Submit’


  • Step 4:  Enter your username, password, and captcha code.

  • Step 5:  After clicking on ‘Login’, you will be logged in to the page.

What is the Multi Storey Bangalore Housing Scheme (One BHK Scheme)?

According to this scheme, the Government will provide residents of Bangalore with affordable one BHK flats. However, the eligible candidates get selected via a public lottery. Also, the applicants can choose a flat in any constituency according to their convenience.

Interested candidates will have to apply via the official website of RGRHCL. There, they will have to enter the essential details correctly and deposit the money online to register for this scheme.

Multi Storey Bangalore Housing Scheme Selection Procedure

The selection procedure for the Multi-Storey Bangalore Housing Scheme is as follows:

  • Step 1: Conduction of Lottery

If the number of applicants exceeds the number of houses available, a lottery is held to select the beneficiaries. 

  • Step 2: GPS Verification

The Panchayat development officers will conduct GPS verification of the plots selected by beneficiaries to check for vacancies in their preferred location.

  • Step 3: Uploading Details

After verification, the authorities will upload the details of these beneficiaries on the online portal.

  • Step 4: Approval from the Commissioner

The authorities must get the GPS verification documents digitally signed by the Commissioner for approval.

  • Step 5: Approval from District Administration

Authorities must get approval from the district Administration by signing the documents digitally.

  • Step 6: Final Approval

Once done, the authorities will send the list of beneficiaries to the RGRHCL for their approval. 

  • Step 7: SMS Intimation

The authorities will send an SMS to all the participating candidates stating the selection or rejection of their application.

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How to Check Grant Release on the RGRHCL Ashraya Portal

You can follow the steps below to check for grant release on the RGRHCL Ashraya portal:

  • Step 1: Navigate to the online website of Ashraya at https://ashraya.karnataka.gov.in/Index_Kan.aspx.

  • Step 2: Click on the ‘Grant Release Details’.

  • Step 3: Select the area of your residence, that is, Urban or Rural.

  • Step 4: Select the year and week, and enter the Reference Number.

  • Step 5: Click on ‘View’ to see the details on your screen.

How to Check the Name Correction Report on RGRHCL

Here are the steps to check the name correction report on RGRHCL:

  • Step 1: Browse the official portal of RGRHCL;

  • Step 2: Click on ‘Reports’ on the top menu bar

  • Step 3: Wait to get redirected and click on ‘Name Correction Status’

  • Step 4: Choose between ‘Rural’ or ‘Urban’ from the top bar, and proceed to choose the scheme based on the district

What is the Ideal Time to Apply for the RGRHCL Application?

The ideal time to apply for the RGRHCL is the first week of January. This is because the gram panchayat revises its applicants' list on a yearly basis. Here, the applicants need to submit Form Number 1 to register their respective applications.

Selection Procedure by RGRHCL for 1 Lakh Multi-storey Bengaluru Housing Programme

The various selection procedures adopted by Rajiv Gandhi Rural Housing Corporation Ltd. for the 1 lakh multi-storey Bengaluru housing programme are as follows:

  • Step 1: Lottery Selection 

Beneficiaries will be selected via lottery if eligible beneficiaries under this programme are more than the available number of houses in each village. However, this entire selection process will be recorded on video for future proof purposes.

  • Step 2: Verification of Sites through GPS

A GPS verification of the vacant site will be carried out by the Panchayat Development Officers or engineers. This is necessary to find out if the selected beneficiary is eligible for that particular site or not. 

  • Step 3: Enclosure of Personal Details

Now, the name and personal details of these selected beneficiaries have to be uploaded to the Corporation’s portal, including the Gram Sabha or the Urban Ashraya Committee Resolution’s copy. 

  • Step 4: Online Approval

After uploading the personal details, an online approval is to be taken by the Commissioner following the method of Digital Signature. This list is then sent to the Rajiv Gandhi Rural Housing Corporation Ltd. for its final approval.

  • Step 5: Intimation via SMS

After getting approval, an SMS will be sent to them about their selection. It will also contain bank details, fund release information and other such details. 

Study Done on Achievements of Rajiv Gandhi Rural Housing Corporation Ltd.

According to a Datamation Consultants Pvt Ltd study, RGRHCL has provided 2.3 lakh houses to its beneficiaries per year. Among these, 2.24 lakh houses lie in rural areas, and the remaining 0.06 lakh houses lie in urban areas. 

Although the RGRHCL has done a remarkable performance in achieving its target in the larger housing schemes, the smaller housing schemes have experienced an achievement of only 29%.

Rajiv Gandhi Rural Housing Corporation Limited: Contact details

Here are the contact details for Rajiv Gandhi Rural Housing Corporation Limited (RGRHCL):

Contact number

91-080-22106888 / 91-080-23118888



Email ID


Office address

Cauvery Bhavan, 9th Floor, C & F Block, K. G. Road, Bengaluru - 560 009


As mentioned, this scheme was launched by the Karnataka government with a motto to provide houses to EWS section people. However, only transgenders, HIV patients, widows, etc are eligible to secure this scheme.

Thankfully, you can apply for a home loan to purchase your dream house. To apply, you must assess your eligibility to save you time and effort.

FAQs on RGRHCL (Rajiv Gandhi Rural Housing Corp. Ltd.)

When to Apply for the RGRHCL Application?

Individuals from EWS (Economically Weaker sections) willing to purchase their own house should apply for the RGRHCL scheme. The ideal time to apply for the RGRHCL is the first week of January since the gram panchayat revises its applicant list yearly.

What is KARNIK?

KARNIK is the abbreviation of Karnataka Rajya Nirmana Kendra. The Karnataka government established it to advertise, supervise, regulate, and assist Nirmithi Kendras’ activities in the state.

What are Nirmithi Kendras?

Nirmithi Kendras were founded to improve the use of advanced technologies for building new houses.

How can I check the land availability status on RGRHCL?

To check the land availability status on RGRHCL, navigate to the official website of RGRHCL.

Then, click on the ‘Reports’ and select the location as ‘Urban’ or ‘Rural’. Once done, the screen will display the land availability status. 

Can I check the RGRHCL beneficiary status online?

Yes, you can easily check the beneficiary status online from the official website of RGRHCL.

What sector does Rajiv Gandhi Rural Housing Corp Limited (RGRHCL) operate in?

The Rajiv Gandhi Rural Housing Corp Limited (RGRHCL) operates in the central and state housing scheme sectors.

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