Gone are the days when you had to save for months to plan a holiday with your friends or family. Now with easy holiday loans, you can go on your dream vacation with your family and friends without having to worry about finances. Just plan your trip, jot down the places you wish to visit and get ready for a pleasant vacation.

Features and Benefits of Travel Loans

  • Instant approval

With a travel loan, you need not wait for days to get your loan application approved. Once your documents are verified and validated, your loan application will be approved within minutes with money credited to your bank account within 24 hours!

  • Flexible repayment

Nobody wants to be stressed about paying back their debts while enjoying on a vacation. So, with flexible loan repayment facility, you can avail a tenure that typically ranges from 12 to 60 months and repay the loan amount as per your convenience and financial capability.

  • Zero collateral

You can avail a Personal Loan for travel without submitting any collateral or guarantee.

  • High-value loan

Whether you plan to soak in the sun on the beaches of Hawaii or enjoy the breath-taking views that Kashmir offers, a Personal loan for travel would ensure you need not wait for your savings to accumulate. With high-value travel loans that can go as high as ₹ 25 Lakhs, you can plan your dream vacation with absolute ease and convenience.

  • Pre-approved offers

Almost every bank and NBFC provide pre-approved offers on Personal Loan for Travel. So, you can choose from the best deals. Moreover, while you are making plans for your travel online, you can also track your repayment schedule and other loan details through their respective online portal.

Documents required for Travel Loan

You need not worry about tedious paperwork while you avail a holiday loan. You can easily finance your vacation with minimal documentation requirements.

All you need to submit is

  1. Your identity proof which could be either of these - Aadhaar card, driving license or passport.

  2. Your PAN card

  3. Bank account statement for the last 3 months.

  4. Your Photograph

Travel Loan Eligibility Criteria

Why think about your eligibility when you are busy chalking out your travel itinerary? You can get a travel loan with easy eligibility criteria

You can easily avail a Personal loan for travel if you fulfil the basic eligibility criteria:

  1. You must be a salaried employee, with monthly income of at least Rs. 20,000

  2. You should be at least 21 years of age to avail a vacation loan.

  3. Your credit score must be suitable enough so as to be accepted by the lender to provide you with a loan. Usually, a credit score of at least 700 is preferable.

Travel Loan Interest rates and fees

With us, you can avail a holiday loan with low fees, competitive interest rates and nominal charges. You can get detailed information on our interest rates and fees page.

How to Apply for a Travel Loan?

You can easily apply for a travel loan. Nowadays, most banks and NBFCs provide online facility for applying for travel loans.

Step 1: Visit the official website of the bank or NBFC and fill in the application form with your personal, financial and employment details.

Step 2: Select the amount of loan and the tenure you want to avail the loan for

Step 3: You many need to upload your documents for verification and validation.

Step 4: Once approved, you may receive the amount in your registered bank account within 24 hours.

Step 5: In case if any assistance is required regarding the loan application process, you can contact with the customer service department of the lender.

Know all about different types of personal loan.

FAQs on Travel Loan

  • ✔️How do travel loans work?

    A travel loan is nothing but a personal loan to help you meet the requirement of travelling, financially. It is an unsecured loan that can be as high as Rs. 25 Lakhs.

  • ✔️Is a travel loan tax-free?

    As per the income tax law, there is a provision of LTA exemption to salaried employees. But, this exemption will not include the costs incurred during the entire trip such as shopping, entertainment etc.

  • ✔️Do I have to mention my reason for traveling?

    No, most banks do not ask the reason for traveling.

  • ✔️When can I avail a Travel Loan?

    It is usually suitable to apply for a travel loan, when you want to initiate booking or your planning is completely done.

Travel Loan Reviews

Travel Loan Reviews

4out of 5

3 reviews

Finserv MARKETS Makes Travel Loans Easy to Avail

I am happy that I availed a travel loan at Finserv MARKETS. I did not have to provide any security and the loan amount was credited in my account 24 hours. Thanks to Finserv MARKETS I was able to visit some of my dream destinations.

Travel Loan Approved Instantly

I’ve always loved traveling and exploring new places. For my last Europe trip, I availed a travel loan at Finserv MARKETS. Instant approval, low interest rate and affordable installments were some of the attractive features of the travel loan.

Loan Amount Credited in 24 Hours!

My last summer travel plans were fulfilled, all thanks to the travel loan at Finserv MARKETS. That too without providing any security! Thanks to Finserv MARKETS, the loan amount was credited in my bank account in a day and I could visit my favorite destination.