Coverage of up to Rs. 50,000 | Buy Accident Support Items Cover at just Rs. 99

What is Accident Support Items Cover?

Accidents can rob individuals of both physical and financial health. Severely injured people have to depend on different support items and mobility aids like wheelchairs, prosthetics, crutches etc. to help them recover from the grave consequences of an accident.

 

Affording such supportive treatment can be difficult during trying times. Hence, it is better for individuals to avail of an accident support items cover. You can easily avail an accident cover through Bajaj MARKETS and get coverage of up to Rs. 50,000 with membership fee starting from Rs. 99/ year.

Features and Benefits of Accident Support Items Cover

You can avail the following features of accident support items cover:

Provides annual coverage

The Accident Support Items Cover extends coverage for one year from the time you purchase it.

Available at affordable premiums

You can avail of an accident support items cover or wheelchair insurance plan by paying a nominal annual premium starting at Rs. 99.

Secures extensive age group:

Under accident cover for support items, individuals between the age group of 18 years to 65 years will receive financial support.

How to Apply for Accident Support Items Cover?

Applying for accident cover is simple and hassle-free. Here are the simple steps that will guide you to do so.

  • Click on the 'Buy Now’ option.

    Tap on the ‘Buy Now’ option on the page.

  • Fill out the details

    Provide necessary details to fill out the online application form.

  • Make online payment

    Initiate online payment for the premium amount.

 

On successful application, you will receive all the membership details in your registered mail ID. 

Eligibility Criteria 

You must meet the eligibility criteria while availing of an accident cover.

 

  • Individuals can purchase the plan only if they adhere to the age bracket of 18 years to 65 years.

What’s Covered?

  • Compensates support item charges

    Receive coverage up to specified limits of the insurance plan for support items prescribed by health professionals.

  • Various support items covered

    Several accident support items covered, including wheelchairs, crutches, artificial limbs, intraocular lenses, etc.

  • Extra life-saving items

    In rare cases, accident support item cover extends coverage for imported medicines, blood transfusion, or surgery as out-patients in a day-care centre or hospital in India.

Policy Plan Details and Specification

Refer to the table below to know the different coverage amounts and their respective premium fee. 

Coverage amount

Premium (Inclusive of GST)

Rs. 25,000

Rs. 99

Rs. 50,000

Rs. 174

  • Validity: Validity of 1 year. 

  • Payment mode: Online payment mode like credit/debit card, mobile wallet, UPI etc. 

What’s Not Covered?

Besides knowing the inclusions, you also must know about the following exclusions of accident support items cover:

  • Pre-existing ailments

Accident support items cover does not compensate for any pre-existing medical conditions like diabetes, heart conditions, etc.

  • Minimum 48 hours hospitalisation 

Accident support items cover will not offer any compensation for support items before 48 hours of hospitalisation.

  • Adventure sports injury

You will receive any coverage under the plan due to any injuries resulting from any adventure sports. 

How to Make a Claim?

You can file a claim for the accident support items covered in either of the following two ways.

  • By calling toll-free number: 

Dial 1800-102-4462 and communicate with the customer executive.

  • Via email: 

Frame a mail and send it to servicesupport@manipalcignia.com.

Know About the Customer Care Details

You can state your grievances, queries or doubts regarding the plan's coverage, exclusion, inclusion, and claim process to the customer care executive by sending a mail to insuranceconnect@bajajfinservmarkets.in.

Accident Support Items Cover - FAQs

  • ✔️Will an accident support item cover plan extend coverage for life?

    No, you will not receive financial backup for life under the plan. An accident support item cover plan comes with a validity of 1 year.

  • ✔️What are the available options for the coverage amount?

    The accident support item cover comes with two available options for the sum assured: Rs. 25,000 and Rs. 50,000.

  • ✔️Will the insurance plan extend coverage to a 12-year-old?

    No, a 12-year-old will not receive coverage under the accident cover insurance plan. The plan extends financial back up to those in the age bracket ranging from 18 to 65 years.

  • ✔️Does the plan cover sports injury?

    No, the plan does not cover any injuries; it strictly covers the expenses incurred while availing of support items or mobility aids. In rare scenarios, it covers blood transfusion, surgery and imported medicines.

  • ✔️Is it possible to raise a claim as soon as one is hospitalised?

    No, it is not possible to file a claim right after you are hospitalised. You must be hospitalised for at least 48 hours to raise a claim.