Accidents can rob individuals of both physical and financial health. Severely injured people have to depend on different support items and mobility aids like wheelchairs, prosthetics, crutches etc. to help them recover from the grave consequences of an accident.
Affording such supportive treatment can be difficult during trying times. Hence, it is better for individuals to avail of an accident support items cover. You can easily avail an accident cover through Bajaj Markets and get coverage of up to Rs. 50,000 with membership fee starting from Rs. 99/ year.
You can avail the following features of accident support items cover:
Applying for accident cover is simple and hassle-free. Here are the simple steps that will guide you to do so.
Tap on the ‘Buy Now’ option on the page.
Provide necessary details to fill out the online application form.
Initiate online payment for the premium amount.
On successful application, you will receive all the membership details in your registered mail ID.
You must meet the eligibility criteria while availing of an accident cover.
Individuals can purchase the plan only if they adhere to the age bracket of 18 years to 65 years.
Refer to the table below to know the different coverage amounts and their respective premium fee.
Premium (Inclusive of GST)
Validity: Validity of 1 year.
Payment mode: Online payment mode like credit/debit card, mobile wallet, UPI etc.
Besides knowing the inclusions, you also must know about the following exclusions of accident support items cover:
Accident support items cover does not compensate for any pre-existing medical conditions like diabetes, heart conditions, etc.
Accident support items cover will not offer any compensation for support items before 48 hours of hospitalisation.
You will receive any coverage under the plan due to any injuries resulting from any adventure sports.
You can file a claim for the accident support items covered in either of the following two ways.
Dial 1800-102-4462 and communicate with the customer executive.
Frame a mail and send it to firstname.lastname@example.org.
You can state your grievances, queries or doubts regarding the plan's coverage, exclusion, inclusion, and claim process to the customer care executive by sending a mail to email@example.com.
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No, you will not receive financial backup for life under the plan. An accident support item cover plan comes with a validity of 1 year.
The accident support item cover comes with two available options for the sum assured: Rs. 25,000 and Rs. 50,000.
No, a 12-year-old will not receive coverage under the accident cover insurance plan. The plan extends financial back up to those in the age bracket ranging from 18 to 65 years.
No, the plan does not cover any injuries; it strictly covers the expenses incurred while availing of support items or mobility aids. In rare scenarios, it covers blood transfusion, surgery and imported medicines.
No, it is not possible to file a claim right after you are hospitalised. You must be hospitalised for at least 48 hours to raise a claim.