BOB Premier Credit Card

If you are a Bank of Baroda or BOB Premier Credit Card holder, you will get certain exclusive facilities. A Bank of Baroda Premier Credit Card holder can enjoy credit card reward points on making purchases through the Premier phone website or the Bank of Baroda Premier Credit Card. You can use your BOB Premier Credit Card for other purchases as well. Some of the advantages and features that come with the BOB premier card include free visit to the airport lounge, free insurance plans, and no fuel taxation.

In the article we will get a clear view of the various features of the BOB Premier Card and answers to other queries regarding it. 

The following are some benefits and features that you can avail of with the BOB Premier Credit Card:

• There are various reward point programs:

  1. You can earn 1 reward point for every Rs. 100 spent in every category.

  2. You can avail of 5 times more rewards on spending on dining, travelling and other international spends.

  3. You can redeem your reward points and get several vouchers, cashback or exclusive gift.

• You will get premier exemptions as well with the Bank of Baroda Premier Credit Card. You can visit over 35 airport lounges for free. These lounges are spread over 22 cities in India. You will also get a 24/7 concierge service.

• If you use your BOB credit card to spend more than Rs. 2,500, then the sum can be transferred as EMIs and can be repaid within a tenure of 6 to 12 months.

• Any BOB credit card holder can get a benefit of up to 3 add-on credit cards. The 3 add-on credit cards will have the same advantages as the primary card. You will get these add-on cards for lifetime. This add-on card can be used by your parents, spouse or child of above 18 years.

• You will also get a complimentary insurance plan for personal accidental death. This will help your family in case of any unforeseen disaster.

• If your card is lost and you file a complaint within 24 hours, then you will not be liable for any fraud purchase done through your card thereafter. 

The rewards on BOB Premier Credit Card are as follows:

• International spending, dining, travelling: 2.5%

• Other spending: 0.5%

• Free access to Airport lounges

The eligibility criteria for getting a BOB Premier Credit Card is given below:

• Your gross income as a salaried individual should be a minimum of Rs. 3 lakhs per annum.

• Your gross income as a person working at private firms or companies has to be a minimum of Rs. 25 lakhs per annum.

• Your age must be more than 18 years and less than 65 years.

You can apply for the BOB premier Card online through the BOB official website. All you have to do is visit https://www.bankofbaroda.in/ and fill the application form. You will have to provide certain documents and fill in the required details in this portal. After that, you have to submit the application.

There is another way to apply for a BOB Premier Credit Card as well. You can message in the following format.

'Apply < your city>' to 922399064

After you send your SMS, the bank will call you to proceed further.

Remember, the BOB Premier card application cannot be availed through Bajaj Markets website. You can only avail this through the above processes online or alternatively visit any Bank of Baroda branch physically.

You can reach the BOB premier card customer care through BOB credit card customer care toll-free number. They are available for assistance 24/7.