BOB Premier Credit Card

BOB Premier Credit Card

✓ Fast Processing ✓ Great Discounts & Offers ✓ Easy EMI Facility | Apply for Credit Card from Bank of Baroda now!

What is Bank Of Baroda Premier Credit Card?

**Disclaimer: Bank of Baroda is not a Bajaj Markets partner. Offers would be from partner Banks/NBFCs only.

If you are a Bank of Baroda or BOB Premier Credit Card holder, you will get certain exclusive facilities. A Bank of Baroda Premier Credit Card holder can enjoy credit card reward points on making purchases through the Premier phone website or the Bank of Baroda Premier Credit Card. You can use your BOB Premier Credit Card for other purchases as well. Some of the advantages and features that come with the BOB premier card include free visit to the airport lounge, free insurance plans, and no fuel taxation.

In the article we will get a clear view of the various features of the BOB Premier Card and answers to other queries regarding it. 

BOB Premier Credit Card Features & Benefits

The following are some benefits and features that you can avail of with the BOB Premier Credit Card:

  • There are various reward point programs:

    1. You can earn 1 reward point for every Rs. 100 spent in every category.

    2. You can avail of 5 times more rewards on spending on dining, travelling and other international spends.

    3. You can redeem your reward points and get several vouchers, cashback or exclusive gift.

  • You will get premier exemptions as well with the Bank of Baroda Premier Credit Card. You can visit over 35 airport lounges for free. These lounges are spread over 22 cities in India. You will also get a 24/7 concierge service.

  • If you use your BOB credit card to spend more than Rs. 2,500, then the sum can be transferred as EMIs and can be repaid within a tenure of 6 to 12 months.

  • Any BOB credit card holder can get a benefit of up to 3 add-on credit cards. The 3 add-on credit cards will have the same advantages as the primary card. You will get these add-on cards for lifetime. This add-on card can be used by your parents, spouse or child of above 18 years.

  • You will also get a complimentary insurance plan for personal accidental death. This will help your family in case of any unforeseen disaster.

  • If your card is lost and you file a complaint within 24 hours, then you will not be liable for any fraud purchase done through your card thereafter. 

BOB Premier Credit Card Fees & Charges

Type of fee

Amount (Rs.)

1st year Fee

Rs.1,000

Yearly Fee

Rs.1,000

Cash withdrawal (domestic ATM)

2.5% of the amount transacted subject to lesser than Rs 300

Cash withdrawal ( International ATM)

3.0% of the amount transacted subject to lesser than Rs 300

Finance charges

3.25%/ month or 39%/ year

Duplicate bill

Rs. 25/request

Charges for cheque return

2% of the amount of cheque or Rs 300. 

Foreign money transaction 

3.5% of the currency

Charge for charge slip recovery 

Rs. 250/slip

Card deblocking

Rs. 30/ instance

Delay in Payment

In case the outstanding stands

  • Less than Rs. 200 - 0

  • Rs 201 to Rs. 500- Rs. 100

  • Rs 501 to Rs. 1,000-Rs. 400

  • Rs 1,001 to Rs. 10,000 - Rs. 500

  • Rs 1,001 to Rs. 10,000 - Rs. 500

  • Greater than Rs. 10,000-Rs. 750

BOB Premier Credit Card Rewards

The rewards on BOB Premier Credit Card are as follows:

  • International spending, dining, travelling: 2.5%

  • Other spending: 0.5%

  • Free access to Airport lounges

BOB Premier Credit Card Eligibility Criteria

The eligibility criteria for getting a BOB Premier Credit Card is given below:

  • Your gross income as a salaried individual should be a minimum of Rs. 3 lakhs per annum.

  • Your gross income as a person working at private firms or companies has to be a minimum of Rs. 25 lakhs per annum.

  • Your age must be more than 18 years and less than 65 years.

How to Apply for BOB Premier Credit Card?

You can apply for the BOB premier Card online through the BOB official website. All you have to do is visit https://www.bankofbaroda.in/ and fill the application form. You will have to provide certain documents and fill in the required details in this portal. After that, you have to submit the application.

There is another way to apply for a BOB Premier Credit Card as well. You can message in the following format.

'Apply < your city>' to 922399064

After you send your SMS, the bank will call you to proceed further.

Remember, the BOB Premier card application cannot be availed through Bajaj Markets website. You can only avail this through the above processes online or alternatively visit any Bank of Baroda branch physically.

How To Reach BOB Premier Credit Card Customer Care?

You can reach the BOB premier card customer care through BOB credit card customer care toll-free number. They are available for assistance 24/7.

FAQs

  • ✔️What is the Bank of Baroda Premier Credit Card?

    Bank of Baroda Premier Credit Card offers cardholders reward points on purchasing products using the card. You can also avail of other various features and benefits of this Premier Credit Card.

  • ✔️What is the BOB Premier Credit Card limit?

    Cardholders can give a missed call to this given number 84680 01111, and an SMS regarding the BOB Premier Credit Card limit amount will be sent to the customer's registered phone number. 

  • ✔️What is the BOB Premier Card eligibility?

    The BOB Premier Card eligibility criteria are.

    • Your age must lie between 18 and 65 years

    • You must have an earning of minimum Rs. 3 lakhs, if you are salaried

    • You must have an earning of minimum Rs. 25 lakhs, if you own a private firm, company etc.



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