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BOBCARD offers several premium credit cards with exciting rewards. These cards provide exclusive lifestyle benefits along with substantial savings. The BOBCARD ETERNA Credit Card offers benefits such as insurance cover of up to ₹1 Crore. It also offers unlimited access to domestic lounges.

Features & Benefits of BOBCARD ETERNA Credit Card

Getting this BOBCARD Credit Card can provide you with several perks. Let’s have a look at some of these:

Welcome Benefits

You can get a FITPASS Pro membership as a welcome benefit that is worth ₹15,000.

Milestone Spend Benefits

You will get 10,000 bonus reward points if you spend ₹50,000 in the first 2 months of procuring the credit card.

Fee Waiver

If you spend ₹25,000 in the first 60 days, a joining fee waiver will be offered to you. In addition, to get an annual fee waiver for the next year, you should spend ₹2.5 Lakhs or more in one year.

Lounge Access

An ETERNA Credit Card gives you unlimited access to domestic lounges nationwide.

Insurance Cover

You will be eligible to avail of a personal accidental air death cover that provides a cover worth ₹1 Crore. You are also eligible for a non-air personal accidental death cover worth ₹10 Lakhs.

Eligibility Criteria and Documentation for BOBCARD ETERNA Credit Card

1. To apply for the ETERNA Credit Card, you must meet these eligibility criteria:

  • Age

You should be a minimum of 21 years of age and a maximum of 65 years of age.

  • Income

Your income should be a minimum of ₹12 Lakhs per annum.

  • Occupation

Both salaried and non-salaried individuals can apply for this credit card.

2. To apply for the ETERNA Credit Card, you will need the following documents:

Address Proof

  • Aadhaar Card

  • Driving Licence

  • Passport

  • Voter ID

  • Job card that is issued by NREGA

Mandatory Proof

  • Passport size photograph

  • PAN Card

Income Proof

  • Bank statement for a minimum of 2 months for a salaried employee

  • Bank statement for a minimum of 3 months for self employed

How to Apply for BOBCARD ETERNA Credit Card

You cannot apply for the BOBCARD ETERNA Credit Card on Bajaj Markets. Visit their official website or mobile app to start the application process. Additionally, you may explore other credit card options available on Bajaj Markets.

ETERNA Credit Card Fee Structure

BOBCARD ETERNA Credit Card fees are as follows:

Particulars

Fees and Charges

Joining Fees

₹2,499

Annual Fees

₹2,499

Finance Charges

  • Monthly: 3.49%

  • Annual: 41.88%

Cash Withdrawal Charges

₹500 or 2.5% (whichever is higher)

Cheque Return Charges

₹450 or 2% (whichever is higher)

Unblocking Charges

₹300

Foreign Currency Transaction Fees

2%

Late Payment Charges

  • Less than ₹100: No charges

  • ₹100 to ₹500: ₹100

  • ₹501 to ₹1,000: ₹400

  • ₹1,001 to ₹10,000: ₹600

  • ₹10,001 to ₹25,000: ₹800

  • ₹25,000 and above: ₹950

The fees and charges may change at the credit card issuer’s discretion. Please refer to the MITC for updated values.

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