Bank of Baroda Select Credit Card

Credit cards are among the most common payment instruments used by consumers today. In search of better lifestyles and as incomes increase in alignment, more consumers are opting for a credit card than ever before. In order to cater to this increased demand, banks and other financial institutions are offering newer and more beneficial credit cards.

The Bank of Baroda Select credit card is one such credit card that is seeing a lot of popularity among customers. The BOB Select card is popular owing to the wide range of benefits and discounts that it offers to consumers on all their purchases. A vast range of features are made available to cardholders of the Bank of Baroda Select credit card.

Owing to the numerous options available for those looking to avail a credit card, it can get confusing at times to know which credit card you should opt for. However, every BOB Select credit card review will offer compelling reasons as to why this is the best card for you.

Read on to learn more about this Bank of Baroda credit card that will enable you to avail enormous discounts and save extra on all your purchases. 

There are some charges and fees associated with the Bank of Baroda Select credit card, as mentioned below. Before you avail the credit card, it is important that you go through the details mentioned below.

While the charges associated with the BOB Select card may seem expensive at first, it is important to understand the immense amount of rewards and benefits available with the card as well. The Bank of Baroda Select credit card offers several benefits and rewards to cardholders, such as those mentioned below:

• For every 100 spent, you get 1 reward point which is equivalent to 0.25 paise.

• Under the Accelerated Reward Points, you get 5 reward points for every 100 spent toward Online Utility/Dining/Shopping function. However, these reward points are capped at 1000 each month.

• Under the Bonus Reward Points, you can avail 1000 reward points by making 5 transactions for 1000 each month. This programme also offers a 1% fuel surcharge on transactions which can range between Rs. 400 to Rs. 5,000.

There are certain eligibility criteria involved with all credit cards, but the Bank of Baroda Select credit card can be availed by those meeting the following credit:

• The applicant must be aged between 18 to 65 years

• The applicant needs to be self-employed or salaried

• The applicant must have an annual income of Rs. 25,000

• The applicant is required to submit documents as proof of identity, income, residence, and their PAN Card along with a photograph.

Applying for the BOB Select Credit Card is an extremely easy and convenient process. There are two ways you can complete the process:

1. Online:

It is possible to apply for the Bank of Baroda Select credit card online through the bank’s website. You can download the form off the website, fill in all the required details, attach the necessary documents, and submit it at the nearest bank branch.

2. SMS:

From your registered number, you can send an SMS to 9223990624 with the message “Apply <city name>”. A bank representative will contact you and help you complete the process for availing the BOB Select card.

It is extremely easy to reach the BOB credit card customer care team. You can call on any of their domestic or international helpline numbers or even accelerate the issue through email. You can also choose to send a post to their registered offices across India for addressing your concerns.