Best Corporate Credit Cards in India 2025

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Designed for businesses seeking efficiency and control, corporate credit cards offer unmatched features and benefits. They are a type of credit cards that companies may issue to their employees.

These financial instruments help the employees keep a track of their official expenses, such as hotel stays and flight tickets. The company can enjoy streamlined expense management, robust reporting tools, and tailored spending limits.

List of Some of the Top Corporate Credit Cards in India in 2025

There are several corporate credit cards available in the market to cater to diverse requirements. Here are some of India’s top corporate credit cards and their key features:

Corporate Credit Cards	Key Features
YES Prosperity Business Credit Card	8 reward points for every ₹200 spent 10,000 reward points on spending over ₹6 Lakhs in the anniversary year 1 complimentary visit to a domestic airport lounge per quarter
HDFC Premium Corporate Card	Supports a round-the-clock management information system 5 reward points on every ₹150 you spend using the card Comes with complimentary membership of the Priority Pass Program Provides a ₹1 Crore air travel accident insurance cover for cardholders
HDFC Corporate Platinum Card	3 reward points for every ₹150 spent 2 complimentary domestic airport lounge visits per quarter Provides a ₹1 Crore air travel accident insurance cover
YES FIRST Corporate Credit Card	Provides an overall view of the corporate and employee expenses with 24X7 online MIS tool 6 reward points on spending every ₹200 across all categories Comes with free insurance for any air accidents
IndusInd Bank eSvarna Corporate Card	With a designated relationship manager, you can get information related to the card’s queries instantly Since it is a RuPay credit card, you can link it with the UPI ecosystem for quicker transactions Insurance coverage against counterfeit fraud, lost card, or uncertainties arising during travel
Kotak Corporate Wealth Signature Credit Card	The card is universally acceptable online and at all stores Comes with 2 complimentary airport lounge access per quarter Get fuel and railway surcharge waiver on fuel purchases and ticket fares, respectively
Kotak Corporate Platinum Credit Card	The card is globally accepted online and at all stores Comes with complimentary lounge access at select airports Has a comprehensive solution for the payment system An interest-free grace period of up to 48 days
Axis Bank Corporate Credit Card	1 reward point on every ₹200 spent on domestic purchases 2 reward points on every ₹200 spent on international purchases Comes with complimentary lounge access at select airports
SBI Platinum Corporate Card	It is equipped with a unique spend management tool Accepted across the globe at over 38 million retail stores Air travel accident insurance cover of ₹60 Lakhs

Disclaimer: Some of the cards listed above are not available on Bajaj Markets. Kindly head to the respective providers' official website for the application process. Also, note that the aforementioned details can vary at the discretion of the issuer.

Benefits of a Corporate Credit Card

Here are the benefits that some of the best corporate credit cards in India offer to employees and employers:

1. Benefits for Employees

The following are the advantages that employees can enjoy using any of the best corporate credit cards available in the market:

Simplified Expense Management: Manage business expenses in a hassle-free way

No Receipt Hassles: Eliminate worries about collecting bills and receipts for reimbursement

Travel Perks: Enjoy perks like airport and railway lounge access during business travel

Financial Stability: Avoid financial impact while waiting for reimbursement

Efficient Decision-making: Make quick business decisions without excessive documentation

Exciting Perks: Access concierge services, group discounts, fee waivers, and gift card discounts

Credit Score Protection: Personal credit remains unaffected, even if the employer defaults on payments

2. Benefits for Employers

Here are the pros that employers can enjoy at the corporate level by opting for these cards:

Increased Spend Control: Corporate credit cards offer enhanced control and visibility over company spending

Fraud Reduction: Streamline expense validation and reduce fraud by preventing receipt manipulation

Advanced Security Features: Equipped with technology to protect against theft, accidents, and misuse

Flexible Credit Limits: Organisations can set dynamic credit limits based on employees' credit needs

Boost Employee Morale: Enhance employee experience, contributing to an improved morale
Interest-free Credit: Access to interest-free credit helps improve the overall cash flow for the company

How to Apply for Corporate Credit Cards

You can apply credit card online on Bajaj Markets. However, some of the cards mentioned in the table above are not available here. However, you may explore other credit card options. Alternatively, you may visit the official websites of other credit card issuers.

DISCLAIMER

The information provided by BFDL herein above is related to the Non-Partnered Banks/ NBFCs and is just for the purpose of information and under no circumstances the information provided hereinabove is intended to be source of advice or recommending any financial advice or endorsement of any sort.

The information including interest rates or fees and charges with regard to any credit card, provided on this website is gathered through publicly available sources over the internet and is considered as accurate and reliable to the best of our knowledge. BFDL disclaims any responsibility or liability regarding inaccuracies, omissions, mistakes etc. as well as offers by the Non-Partnered Banks or NBFCs. The use of information set out is entirely at the User’s own risk and User should exercise due care prior taking of any decision, on the basis of information mentioned hereinabove. You are advised to visit/ contact the respective Banks/ NBFCs to verify the information before making any application or opening an account. Further, BFDL does not undertake any responsibility or liability to update this information. YOU ARE SOLELY RESPONSIBLE FOR ANY LIABILITY OR DAMAGE YOU INCUR THROUGH ACCESS TO OR USE OF THE SITE OR SUCH INFORMATION OR MATERIALS EXCEPT WHERE THE LAWS AND REGULATIONS OF A PARTICULAR JURISDICTION CONCERNING WARRANTIES CANNOT BE WAIVED. Additionally, display of any trademarks, tradenames, logo and other subject matters of intellectual property owners. Display of such Intellectual Property along with the related product information does not imply BFDL’s partnership with the owner of the Intellectual Property of such products.

Credit Cards by Bajaj Markets’ Partners

Credit Cards by Non-partnered Providers

What is a corporate credit card?

A corporate credit card is a type of card that financial institutions issue to large and established companies. These companies provide these cards to their employees to help them manage business expenses.

How is a corporate credit card different from a business credit card?

A business credit card is suited for anyone who needs a separate banking account for their business. A corporate credit card, on the other hand, is a type of credit card that is only offered to corporate entities. They offer it to their employees to manage business expenses.

Is it easy to get a corporate credit card?

As an individual, you cannot apply for or get this credit card unless your employer offers it to you. Large and reputed companies generally find it easy to get corporate credit cards as long as their finances are in order.

Issuers will provide this card after checking the company’s recent financials and tax filings.

How do you qualify for a corporate credit card?

The eligibility criteria to qualify for a corporate card may vary from one bank to another. At the time of reviewing the application, banks usually assess the company’s financial health. They may also ask for some necessary documents, such as profit/loss statements, annual revenue, tax filed, etc.

Who can get a corporate credit card?

If you work in an established company, your company can get corporate cards. You can get it if your company decides to issue it to you.

Is a corporate credit card good?

Yes, corporate credit cards offer several benefits to employees as well as companies. For instance, with these cards, employees do not need to pay for business expenses from their pockets and limit spending.

Depending on the card variant you choose, these cards offer many other benefits. Such benefits can include access to airport and railway lounges, insurance, no-cost travel upgrades, etc.

Can a corporate card be used for personal use?

While it is legal to use this credit card for personal needs, you must avoid it unless you get permission from your employer.

Do corporate cards have credit limits?

Yes, these cards come with both individual and company-wide credit limits that the issuers set after consulting the company.

Will using a corporate credit card affect my credit score?

No, it is unlikely that using your company-issued credit card will affect your credit score, either positively or negatively.

Can you withdraw cash from a corporate credit card?

Yes, many corporate credit cards come with an emergency cash withdrawal facility. However, it is best to check with your employer and/or credit card company before doing so.