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Checking your HDFC Bank credit card balance periodically can help you stay on top of your finances. There are a number of different ways to check your credit balance. Let’s explore these further.

Different Methods to Check Your HDFC Bank Credit Card Balance

Here are some online and offline methods you can employ you check your HDFC Bank credit card balance: 

  • SMS Services

  • Net Banking

  • Customer Care

  • Missed Call Services


Let’s take a closer look at each of these methods: 

1. Netbanking 

  • Enter your IPIN and customer ID on the net banking page of HDFC Bank’s website

  • Go to ‘Cards > Active Cards’

  • Available Credit and Statement balances of all the credit cards linked to this account will be displayed

2. SMS

Learning how to check the HDFC Bank Credit Card limit by sending an SMS is fairly simple. All you have to do is register for SMS banking from your registered mobile number.


Follow the code to register for SMS banking and send it to 7308080808. 


SMS 'REGISTER'<space><Last 4 digits of CustID><space><Last 4 digits of A/C no.> 


Once registered, you can type in your query to check your credit card limit as well as manage your transactions. In fact, there is no need to remember long, predefined KW as the AI application will understand your queries accurately.

3. Mobile Banking

  • You can also use the mobile banking app to view your HDFC Bank credit card balance

  • To do so, first, download the mobile banking app on your phone

  • Next, click on the ‘Credit Cards’ tab, which will then display all the information about the credit card, like the statement balance, unbilled amount, credit card statement, and more

4. ATM

  • You can also check your HDFC Bank credit card balance via an ATM

  • Simply insert your card into the ATM machine

  • On the screen, select the option ‘view statement’. You can now view your HDFC Bank credit card statement balance


Please note that you can also use your HDFC Bank phone banking services to check your balance. It can be used by the ones who don’t have a smartphone or a stable internet connection.

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Check Your HDFC Bank Credit Card Balance Using the Mobile App

You can check your HDFC Bank credit card balance in many ways, including Internet banking, ATMs, WhatsApp, and more. In fact, you can use the HDFC Bank balance check number in more than one way to check the balance. 


Here's how:

HDFC Bank Balance Check Number for Missed Call 


Balance Check Number for SMS

Message "bal" to 5676712

Internet Banking Portal

Locator for Passbook Printing Branches Near Me

ATM Locator

Whatsapp Banking Number


Check Your HDFC Bank Credit Card Balance via HDFC Bank Customer Care

In case the cardholder is not comfortable checking your HDFC Bank credit card balance online, you can also check it through customer care service. Follow these quick and simple steps to check your balance via HDFC Bank credit card customer care -

  • Step 1: Dial 616-06-161 from your registered mobile number. Make sure you add the local STD code before the number

  • Step 2: After dialling, enter the required details as per the instructions given on the call

  • Step 3: As soon as you enter all the required details, you will be informed about the current balance of your HDFC Bank credit card

  • Step 4: In case you are not able to contact HDFC Bank customer care on the above-mentioned number, you can also look for the customer care number of your city on the official portal of HDFC Bank

Check Your HDFC Bank Credit Card Balance Using Net Banking

Another easy method to check your HDFC bank credit card balance is via Net Banking. If you already have a net banking account for your HDFC Bank credit card, follow these steps to check your current HDFC Bank credit card balance -

  • Step 1: Visit the official website of HDFC Bank

  • Step 2: Login to your HDFC Bank credit card net banking account using your credentials

  • Step 3: Tap on ‘Cards’

  • Step 4: A dashboard will be displayed on your screen with all the details related to your HDFC Bank credit card, including your current balance


*Note - HDFC Bank cardholders can also check the remaining credit limit of their credit card.

Check HDFC Bank Credit Card Balance through Missed Call Service

HDFC Bank credit card holders can also opt for HDFC Bank credit card missed call balance. To check your HDFC Bank credit card balance through missed call service, follow the below-mentioned steps -

  • Step 1: From your registered mobile number, call on toll-free number 1800-270-3311

  • Step 2: The call will get disconnected after a few rings

  • Step 3: Immediately after the call gets disconnected, you will receive an SMS that will have your current HDFC Bank credit card balance


The information provided by BFDL herein above is related to the Non-Partnered Banks/ NBFCs and is just for the purpose of information and under no circumstances the information provided hereinabove is intended to be source of advice or recommending any financial advice or endorsement of any sort.

The information including interest rates or fees and charges with regard to any credit card, provided on this website is gathered through publicly available sources over the internet and is considered as accurate and reliable to the best of our knowledge. BFDL disclaims any responsibility or liability regarding inaccuracies, omissions, mistakes etc. as well as offers by the Non-Partnered Banks or NBFCs. The use of information set out is entirely at the User’s own risk and User should exercise due care prior taking of any decision, on the basis of information mentioned hereinabove. You are advised to visit/ contact the respective Banks/ NBFCs to verify the information before making any application or opening an account. Further, BFDL does not undertake any responsibility or liability to update this information. YOU ARE SOLELY RESPONSIBLE FOR ANY LIABILITY OR DAMAGE YOU INCUR THROUGH ACCESS TO OR USE OF THE SITE OR SUCH INFORMATION OR MATERIALS EXCEPT WHERE THE LAWS AND REGULATIONS OF A PARTICULAR JURISDICTION CONCERNING WARRANTIES CANNOT BE WAIVED. Additionally, display of any trademarks, tradenames, logo and other subject matters of intellectual property owners. Display of such Intellectual Property along with the related product information does not imply BFDL’s partnership with the owner of the Intellectual Property of such products.

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FAQs Related to Checking Your HDFC Bank Credit Card Balance

There are various ways to check HDFC credit card balance, both online and offline. Online options include net banking, mobile application, or SMS services. Additionally, you can contact HDFC credit card customer care or missed call services for balance inquiries. Offline options include visiting a branch location or using an ATM. These different methods provide flexibility and convenience for HDFC credit cardholders to stay informed about their balance.

Here is how to know HDFC credit card balance by giving a missed call.Call on toll-free number 1800-270-3311 from your registered mobile number. The call will get disconnected automatically and you will receive an SMS with your current credit card balance.

There are multiple options available for you to check your credit card balance online. You can utilise net banking, which allows you to access your credit card information through the bank's online portal. You can also use the mobile application provided by HDFC Bank, which enables you to check your credit card balances conveniently on your smartphone. Additionally, you can opt to check your balance by SMS as well.


Alternatively, you can contact the bank's customer care service for assistance in checking your credit card balances. Lastly, HDFC Bank offers missed call services, where you can give a missed call to a designated number and receive your credit card balance details via SMS. These various online methods provide HDFC Bank credit cardholders with flexibility and convenience in accessing their account balances.

You can definitely check your balance on your HDFC Bank credit card without the internet. You can either use the phone banking service and speak to a customer service executive or even send an SMS to the bank number to enquire about your credit card statement balance.

There is absolutely no fee associated with using this service, as HDFC bank does not charge any fees for using services like net banking, SMS service, and more to their cardholders. However, there may be a fee charged by the network service provider for sending an SMS.

No, it is mandatory that the phone number being used must be officially registered with the bank to check the credit card balance via SMS.

Yes, it is absolutely necessary to enter the PIN to use the ATM to check a credit card’s balance.

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