HDFC Credit Card Reward Points

HDFC Bank Credit Card Reward Points

**Disclaimer: HDFC Bank is not a Bajaj Markets partner. Offers would be from partner Banks/NBFCs only.

HDFC Bank offers an extensive credit card rewards programme. Known as ‘MyRewards’, it makes shopping an exciting experience for HDFC credit card holders. To make this experience more rewarding, HDFC Bank has partnered with several of the country’s leading brands, retail stores, hotel chains, and airlines to offer a wide range of options for the ways in which you can redeem your points.

Based on the type of HDFC credit card you own, you will be eligible to earn HDFC reward points for different categories of transactions. Once you have accumulated a specified number of reward points, you can redeem them for different lifestyle products, gift vouchers, discounts, air miles and more from the HDFC rewards catalogue. Check out all the details about the bank’s rewards programme.

How to Earn HDFC Reward Points

You can earn HDFC credit card reward points against the transactions you make using your card. Each time you use your credit card to pay, the points due on such a transaction, if any, are automatically credited to your HDFC rewards account. Keep in mind that the purchases that qualify for HDFC credit reward points may differ depending on the type of credit card. 

For instance, some HDFC cards may reward you for shopping at retail outlets, making purchases at grocery stores, or buying movie tickets. Other cards may allow you to earn points against utility bill payments. And for yet other cards, transactions at international destinations, booking flight tickets, or even purchasing fuel can earn reward points.

HDFC Reward Points on Top Credit Cards

Here is a list of HDFC credit card reward points you can earn against spends based on the type of card. 

How to Check HDFC Credit Card Reward Points

HDFC credit cards allow you to accumulate a number of reward points on most purchases. You can check the reward points you have earned so far through a number of channels including credit card statement, net banking or mobile banking. Here are the steps you can take to check your HDFC credit card reward points:

Netbanking or mobile banking:

Log in to your net banking account using your net banking credentials or bank’s mobile app. Go to the ‘reward points’ section. Click on this to check your balance.

Credit card statement:

Peruse your monthly credit card statement to get all the information about your reward points on your credit card. This statement also lets you check your balance and expiration date.

You can maximise your HDFC credit card rewards points by selecting the credit card that best suits your needs. Each credit card offers either travel, shopping or other lifestyle focused reward points, so you can choose accordingly. Also, ensure that you check the expiry date so that you can redeem your HDFC credit card points on time.

How to Redeem HDFC Credit Card Reward Points

You can easily redeem your HDFC reward points for the offers and products in the HDFC rewards catalogue. Check out the details of how you can do this.

1. HDFC Rewards Redemption via Net Banking

To redeem your HDFC credit card reward points via net banking, you need to follow the steps mentioned below. 

• Step 1: Login to your HDFC internet banking account using your user ID and password. 

• Step 2: Click on the ‘Credit Cards’ tab and register your credit card as a one-time activity.

• Step 3: To complete the registration process, enter your 4-digit credit card PIN.

• Step 4: Then, under the ‘Credit Cards’ tab, click on the ‘Redeem Reward Points’ option.

• Step 5: Select your card, click on ‘Continue’ to proceed to the online redemption portal

• Step 6: Choose the range of reward points and the category of items on which you wish to redeem them.

• Step 7: Select the item(s) you wish to purchase with your reward points from the HDFC rewards catalogue. 

• Step 8: Then, click the ‘View Shopping Cart’ option to review the items you’ve added to your cart. 

• Step 9: Once that’s done, select the ‘Click on Edit to modify selected items, read the Terms & Conditions and click on the check box confirming that you accept the T&C.

• Step 10: Confirm your registered address, email ID and contact number, and then click on ‘Redeem’ to redeem your reward points. 

2. HDFC Credit Card Points Redemption via Post

You can also redeem your HDFC reward points via post. Here is what you need to do.

• Step 1: Download the HDFC credit card rewards redemption form from HDFC Bank’s official website.

• Step 2: Fill in the form and post it to the below-mentioned address.

Rewards Helpdesk,

HDFC Bank Cards Division,

P.O. Box No: 8654

Thiruvanmiyur, P.O., Chennai

Tamil Nadu 600 041

3. HDFC Credit Card Points Redemption via Customer Care

You can also call the HDFC Bank Credit Card Customer Care on 1800 202 6161 or 1860 267 6161 for help with redeeming your reward points. 

4. HDFC Credit Card Reward Points Redemption Using HDFC Rewards Catalogue

You can use the HDFC rewards catalogue to redeem the points you have accumulated on your HDFC credit card. The catalogue contains products and vouchers from different categories such as the following -

So, when you are planning to redeem your HDFC card rewards, make a note of the item category and the item code as mentioned in the HDFC rewards catalogue. Use these details to redeem your HDFC credit card reward points for the products of your choice.