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Experience unparalleled luxury with the HDFC Bank Regalia Credit Card! Elevate your lifestyle and travel seamlessly with exclusive benefits. Earn up to 15,000 reward points annually, relish complimentary lounge access, and enjoy a host of privileges including 24/7 concierge services and dining discounts.

Features & Benefits

Here are some of the characteristics and perks of the HDFC Bank Regalia Credit Card:

Airport Privileges

Get an exclusive privilege of 12 complimentary visits to domestic airport lounges each calendar year. Enjoy a relaxing and comfortable preflight atmosphere. Additionally, unlock access to the 'Priority Read More Pass' after completing 4 retail transactions, granting you up to 6 complimentary visits to international airport lounges annually. Read Less

Comprehensive Air Travel Cover

Secure your journeys with peace of mind. This credit card offers an Accidental Air Death cover worth ₹1 Crore, providing financial protection for unforeseen events during air travel. Travel with confid Read Moreence, knowing that you and your loved ones are covered. Read Less

Travel Concierge Services

Experience the epitome of personalised assistance with exclusive 24/7 concierge services. Whether it's making reservations, planning itineraries, or obtaining travel-related information, our concierge i Read Mores dedicated to enhancing your travel experience. Read Less

Fuel Benefits

Save on every fuel purchase with a 1% waiver on the fuel surcharge at all fuel stations across India. This cost-saving feature applies to fuel transactions ranging from ₹400 to ₹5,000. Enjoy the freedo Read Morem to explore without worrying about extra fuel expenses. Read Less

Dining Benefits

Delight your taste buds and save simultaneously. This credit card offers discounts of up to 20% at various restaurants when settling bills through Swiggy DineOut. Experience culinary pleasures while en Read Morejoying exclusive savings on your dining expenses. Read Less

Renewal Benefits

Reward your spending habits. If you've spent ₹3 Lakhs in the previous calendar year, enjoy the renewal fee waiver. It's a gesture of appreciation for your loyalty and a way to make your credit card own Read Moreership even more rewarding. Read Less

Eligibility Criteria

Here are the eligibility criteria you must meet to apply for this credit card:

  • For Salaried Indian Nationals:

  1. Minimum Age: 21 years

  2. Maximum Age: 60 years

  3. Net Monthly Income Requirement: Greater than ₹1 Lakh

  • For Self-Employed Indian National:

  1. Minimum Age: 21 years

  2. Maximum Age: 65 years

  3. Annual Income Tax Return (ITR) Requirement: Exceeding ₹12 Lakhs per annum

Fees & Charges

The following are the details regarding the charges associated with the HDFC Bank Regalia Credit Card: 



Annual Fee


Renewal Fee


Add-on Card Joining Fee


Add-on Card Annual Fee


Cash Advance Fee


Late Fees

₹500 + GST

Cash Processing Fees


Pre-closure Charges


Finance Charges

3.60% per month

Disclaimer:The values mentioned in the table above are indicative and subject to change. Please refer to the issuer's MITC document for more details.

How to Apply for an HDFC Bank Regalia Credit Card?

You have the option to apply for this credit card or any other HDFC Bank Credit Card through a swift and seamless process on the official website of the issuer. It's important to note that the application for this card cannot be done on the Bajaj Markets website.


The information provided by BFDL herein above is related to the Non-Partnered Banks/ NBFCs and is just for the purpose of information and under no circumstances the information provided hereinabove is intended to be source of advice or recommending any financial advice or endorsement of any sort. 

The information including interest rates or fees and charges with regard to any credit card, provided on this website is gathered through publicly available sources over the internet and is considered as accurate and reliable to the best of our knowledge. BFDL disclaims any responsibility or liability regarding inaccuracies, omissions, mistakes etc. as well as offers by the Non-Partnered Banks or NBFCs. The use of information set out is entirely at the User’s own risk and User should exercise due care prior taking of any decision, on the basis of information mentioned hereinabove. You are advised to visit/ contact the respective Banks/ NBFCs to verify the information before making any application or opening an account. Further, BFDL does not undertake any responsibility or liability to update this information. YOU ARE SOLELY RESPONSIBLE FOR ANY LIABILITY OR DAMAGE YOU INCUR THROUGH ACCESS TO OR USE OF THE SITE OR SUCH INFORMATION OR MATERIALS EXCEPT WHERE THE LAWS AND REGULATIONS OF A PARTICULAR JURISDICTION CONCERNING WARRANTIES CANNOT BE WAIVED. Additionally, display of any trademarks, tradenames, logo and other subject matters of intellectual property owners. Display of such Intellectual Property along with the related product information does not imply BFDL’s partnership with the owner of the Intellectual Property of such products.

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Frequently Asked Questions

How do I earn reward points on my HDFC Bank Regalia Credit Card?

You can earn reward points on your HDFC Bank Regalia Credit Card by making transactions with it. You’ll get 4 reward points for every ₹150 spent at retail outlets.

What are some of the benefits of the HDFC Bank Regalia Credit Card?

The HDFC Bank Regalia Credit Card is one of the most premium credit cards in the country. It comes with several lifestyle and travel benefits like complimentary airport lounge access, 24/7 concierge services, and more!

What is the credit limit on the HDFC Bank Regalia Credit Card?

The credit limit extended to you on your HDFC Bank Regalia Credit Card will depend on HDFC Bank’s internal policies and your credit profile. Since everybody’s credit profile is unique, there’s no way to say what the credit limit of a credit card is.

I lost my HDFC Bank Regalia Credit Card. What should I do?

Contact HDFC Bank’s customer care right away, they’ll help you block your credit card. This will ensure that no one can make unauthorised transactions with your credit card. You can also request for a new credit card to be sent over to you.

How can I redeem HDFC Regalia reward points, and what are the options available?

To redeem your accumulated HDFC Regalia reward points, follow these straightforward steps:


  • Visit HDFC Regalia's portal: Go to www.hdfcregalia.com and explore the various redemption options available. Choose the one that aligns best with your preferences

  • SmartBuy Section: Alternatively, you can opt to redeem your points against options listed in the 'SmartBuy' section on the HDFC Bank website

Remember to stay mindful of the expiration period, as points are valid for two years from the date of accumulation. It's essential to utilise your points within this timeframe to make the most of your rewards.

Is the HDFC Bank Regalia Credit Card eligible for lounge access?

Yes, this credit card can give you access to airport lounges. However, you must ensure that you check their list of airports where this card will be accepted.

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