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HDFC Bank Credit Card Unblock Process

Credit cards issued by banks help customers to opt for cashless transactions anywhere across the globe. Banks grant credit limits to credit card users which have to be repaid on a monthly basis. The billing cycle of every credit card statement varies from bank to bank. Banks also curate credit cards for different purposes as well, like travel, shopping, business, etc.


HDFC Bank Credit Cards are also available with various features. Credit card users pay maintenance fees annually to avail of perks and benefits offered by HDFC Bank. One of the benefits is that HDFC Bank Credit Card users can avail of blocking their HDFC Bank Credit Card in a crisis or unfavourable scenario where their credit card is lost, stolen, or misplaced to protect their funds. Once such matters are resolved, the customers can also unblock HDFC Bank Credit Cards and resume their usual transactions.

Reasons for Blocking Your HDFC Bank Credit Card

As technology is evolving with each passing moment, the magnitude of credit card fraud is also increasing, especially in the digital modes. Under such situations, it is important to block your credit card and minimise damage. Thus, before moving on to how to activate your HDFC Bank credit card online and offline, we first focus on  the various circumstances under which you can/should block your credit card.

  • Theft or Lost - You can report or block credit cards if there's a case of credit card theft or credit card loss.

  • Unavoidable Gitch - If your credit card is stuck in the ATM.

  • Technical Issues - If the cash withdrawal is completed, but the amount is not reflected.

  • Fraudulent Activities - If you get a notification regarding your credit card even when you have not used it.

  • Credit Limit Exhausted - If the cardholder initiates a transaction that exceeds the sanctioned credit limit of the card, the system will automatically block the card.

  • Non-Repayment of the Bills - If the cardholder fails to meet credit card due dates and complete timely payments, the system will automatically list them as a defaulter. This results in the immediate blocking of their credit card.


In any of the following situations mentioned above, you should get your credit card blocked as soon as possible.

Ways to Unblock Your HDFC Bank Credit Card

Wondering how to enable your HDFC Bank credit card for transactions? Worry not, we’ve got you covered. Below we cover ways to unblock your card as well as the list of things you should keep in mind when trying to activate credit cards from HDFC:

  • To file a request for blocking your card, you can get in touch with the HDFC Bank credit card customer care at 1860-267-6161 or 1800 202 6161. You can find the city-wise customer care service centre numbers listed on the official HDFC website.

  • You can get your card unblocked if it was blocked by the bank for overspending or pending bills.

  • In case your card is stolen or lost, don’t try to unblock your credit card.


The information provided by BFDL herein above is related to the Non-Partnered Banks/ NBFCs and is just for the purpose of information, and under no circumstances the information provided hereinabove is intended to be a source of advice or recommending any financial advice or endorsement of any sort. 

The information, including interest rates or fees and charges with regard to any credit card, provided on this website is gathered through publicly available sources over the internet and is considered accurate and reliable to the best of our knowledge. BFDL disclaims any responsibility or liability regarding inaccuracies, omissions, mistakes etc., as well as offers by the Non-Partnered Banks or NBFCs. The use of information set out is entirely at the User’s own risk, and the User should exercise due care prior to taking any decision on the basis of the information mentioned hereinabove. You are advised to visit/ contact the respective Banks/ NBFCs to verify the information before making any application or opening an account. Further, BFDL does not undertake any responsibility or liability to update this information. YOU ARE SOLELY RESPONSIBLE FOR ANY LIABILITY OR DAMAGE YOU INCUR THROUGH ACCESS TO OR USE OF THE SITE OR SUCH INFORMATION OR MATERIALS EXCEPT WHERE THE LAWS AND REGULATIONS OF A PARTICULAR JURISDICTION CONCERNING WARRANTIES CANNOT BE WAIVED. Additionally, display of any trademarks, trade names, logos and other subject matters of intellectual property owners. Display of such Intellectual Property along with the related product information does not imply BFDL’s partnership with the owner of the Intellectual Property of such products.

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FAQs on Unblocking Your HDFC Bank Credit Card

How can I unblock my HDFC Bank credit card?

You have to get in contact with the customer service centre of the HDFC Bank and place a request to unblock your HDFC Bank credit card. You can only request unblock in case your card was temporarily blocked by the bank for overspending or due bills. Note that you cannot request the bank to unblock HDFC Bank credit cards in case the card is lost or stolen.

Can I unblock my HDFC Bank credit card by visiting the bank?

No, the only way to unblock HDFC Bank credit cards is to contact the customer service centre by dialling 1860-267-6161 and placing a request. You can only get your card unblocked by visiting the bank, only if the bank blocks it for reasons like overspending or due bills.

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