Credit cards issued by banks help customers to opt for cashless transactions anywhere across the globe. Banks grant credit limits to credit card users which have to be repaid on a monthly basis. The billing cycle of every credit card statement varies from bank to bank. Banks also curate credit cards for different purposes as well, like travel, shopping, business, etc.
HDFC Bank Credit Cards are also available with various features. Credit card users pay maintenance fees annually to avail of perks and benefits offered by HDFC Bank. One of the benefits is that HDFC Bank Credit Card users can avail of blocking their HDFC Bank Credit Card in a crisis or unfavourable scenario where their credit card is lost, stolen, or misplaced to protect their funds. Once such matters are resolved, the customers can also unblock HDFC Bank Credit Cards and resume their usual transactions.
As technology is evolving with each passing moment, the magnitude of credit card fraud is also increasing, especially in the digital modes. Under such situations, it is important to block your credit card and minimise damage. Thus, before moving on to how to activate your HDFC Bank credit card online and offline, we first focus on the various circumstances under which you can/should block your credit card.
Theft or Lost - You can report or block credit cards if there's a case of credit card theft or credit card loss.
Unavoidable Gitch - If your credit card is stuck in the ATM.
Technical Issues - If the cash withdrawal is completed, but the amount is not reflected.
Fraudulent Activities - If you get a notification regarding your credit card even when you have not used it.
Credit Limit Exhausted - If the cardholder initiates a transaction that exceeds the sanctioned credit limit of the card, the system will automatically block the card.
In any of the following situations mentioned above, you should get your credit card blocked as soon as possible.
Wondering how to enable your HDFC Bank credit card for transactions? Worry not, we’ve got you covered. Below we cover ways to unblock your card as well as the list of things you should keep in mind when trying to activate credit cards from HDFC:
To file a request for blocking your card, you can get in touch with the HDFC Bank credit card customer care at 1860-267-6161 or 1800 202 6161. You can find the city-wise customer care service centre numbers listed on the official HDFC website.
You can get your card unblocked if it was blocked by the bank for overspending or pending bills.
In case your card is stolen or lost, don’t try to unblock your credit card.
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You have to get in contact with the customer service centre of the HDFC Bank and place a request to unblock your HDFC Bank credit card. You can only request unblock in case your card was temporarily blocked by the bank for overspending or due bills. Note that you cannot request the bank to unblock HDFC Bank credit cards in case the card is lost or stolen.
No, the only way to unblock HDFC Bank credit cards is to contact the customer service centre by dialling 1860-267-6161 and placing a request. You can only get your card unblocked by visiting the bank, only if the bank blocks it for reasons like overspending or due bills.