Aditya Birla Health Insurance for Diabetes

Aditya Birla health insurance for diabetes is a cover offered by Aditya Birla Health Insurance company for people who suffer from this condition. Since diabetes is a disease that cannot be treated, but only managed, it requires constant medication and regular checkups. Over time, these costs can add up significantly. The health insurance plan for diabetes from Aditya Birla can help deal with these financial requirements without burning a hole in your pocket. This article gives you many insights into the diabetes cover offered by the health insurance company.  

Diabetes is a disease that affects the body’s insulin levels, and consequently, its ability to break down glucose efficiently. This leads to excessive amounts of glucose in the bloodstream, which can in turn be harmful for the internal organs of the body. There are two different categories of diabetes - Type 1 diabetes and Type 2 diabetes.

 

In Type 1 diabetes, the body doesn't produce any insulin due to the body’s own immune system attacking the pancreas. But in Type 2 diabetes, your body produces insulin but becomes resistant to it, rendering it unable to break down glucose efficiently.

 

The number of individuals getting diagnosed with this disease is seemingly on a rise. But since it is not a critical illness, many people with the disease often overlook the importance of getting a health cover for the condition.

 

If you have already been diagnosed with diabetes, or if you have a family history of the condition, it is essential to purchase health insurance for diabetes. This is because while the condition itself may not be life-threatening, it can lead to many severe complications.

 

A health insurance policy, can ensure that you stay financially protected in the event of any treatment required for this disease. If you’re looking for comprehensive health insurance for diabetic patients, then the Aditya Birla Health Insurance for Diabetes is one of the best choices available to you. Continue reading to know more.

1. Consultation fees

Since diabetes has no cure as of yet, the disease can only be monitored and managed. This would require frequent visits to the doctor, for which the patients would have to pay consultation fees. Over time, the fees can add up to a considerable amount.

2. Cost of medicines

Monitoring the disease would require the purchase of a blood glucose monitor and glucometer strips, medicines to control the blood sugar, and even insulin injections. All of these expenses can also be quite high and can cause significant financial burden.

3. Hospitalisation expenses

In certain rare cases, diabetes can even lead to hospitalisation due to complications. With healthcare costs on a rise, hospitalisation can also drain the finances of the individuals affected with the disease.

A diabetes health insurance plan can help shield you from having to dip into your hard-earned savings to pay for the above mentioned costs. Let’s take a look at what the Aditya Birla Health Insurance for Diabetes covers.

 

1. The costs associated with doctor’s appointments like consultation fees are covered.

2. The expenses that you incur towards diagnostic tests for diabetes are also covered.

3. Drugs, medicines, and the cost of purchasing insulin are covered.

4. All hospitalisation-related bills will also be covered by health insurance for diabetes.

1. Rewards in the form of reduction in the health insurance premium by up to 30% for maintaining good health.

2. Personalised guidance from a wellness coach for improving your health and lifestyle.

3. Free health checkups every year, starting from the 1st year.

4. Ability to avail No Claim Bonus (NCB) in the event of zero claims during a year.

5. In the event of development of a chronic condition after the purchase of the plan, you receive a free upgrade without having to pay any extra premium.

6. Aditya Birla Health Insurance for diabetic patients covers up to 9 members - 6 adults and 3 children

Knowing what the eligibility criteria for health insurance for diabetic patients is crucial. It can help you make a more informed decision. Here’s what the criteria is for Aditya Birla Health Insurance for Diabetes.

 

1. The applicant must satisfy the minimum age of entry, which is 91 days.

2. There’s no maximum age of entry for individuals.

3. The applicant has to undergo a medical checkup to assess their current health.

   aditya birla health insurance customer care

As you can see clearly, Aditya Birla Health Insurance offers one of the best health insurance for diabetics. The plan covers almost all aspects involved with the management of the disease. Also, the insurance plan has a very relaxed eligibility criteria, allowing individuals from all walks of life to avail the benefits of the policy.

 

Read More: Aditya Birla Health Insurance Activ Assure Diamond Plan

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