No Room Rent Capping | No Medical Check-up up to 55yrs | Tax Benefit up to ₹ 75,000 | Buy Health Insurance starting @ ₹160 pm Check Plans

Pradhan Mantri Jan Arogya Yojana (PMJAY) is a pivotal government healthcare scheme designed to assist economically disadvantaged individuals. The key to accessing benefits under this scheme lies in the Beneficiary Identification System (BIS), which stores detailed information about PMJAY policyholders.


To obtain a PMJAY e-card, eligible individuals can visit a hospital or a designated kiosk. Here, an Arogya Mitra will assist in searching the beneficiary list using various details such as name, location, ration card number, mobile number, or the RSBY URN. Once the beneficiary's information is verified in the BIS, the required ID documents are scanned and uploaded. The login process to access the BIS PMJAY portal is a streamlined procedure, starting with visiting the official website.

E-card Application on BIS PMJAY

To get a PMJAY e-card for themselves and their family, a potential beneficiary needs to visit either a hospital or a Community Service Centre (CSC) for identification. They can then follow the steps mentioned below:

  • Potential AB-PMJAY beneficiaries are to submit the PM letter/ RSBY URN/ RC Number/ Mobile Number. The operator (commonly known as the Arogya Mitra) searches the available list of beneficiaries. They do this by entering details such as name, location, Ration Card number, mobile number, or even RSBY URN of the beneficiary.

  • The operator searches for the potential beneficiary in the entitled SECC, RSBY, State Health Scheme, Additional Data Collection Drive databases.

  • The identification process is carried out if the name is found in the list. For this, documents like Aadhaar or any government ID and a Ration Card or an alternative family ID are required to validate against the details available in the system. Scanned documents are then uploaded.

  • The Arogya Mitra then identifies the family records through the ration card and the scanned documents are then uploaded. They will then submit the individual and family records to the trust/insurance company for approval.

  • The best health insurance company or trust may then approve or recommend rejection for the submitted beneficiaries. Cases that are recommended for rejection will be finally verified for approval or rejection by the State Health Agency (SHA).

  • On approval by SHA/insurance company/trust, an e-card will be issued to the beneficiary.

How to Login to BIS PMJAY?

The login process to the Ayushman Bharat PMJAY BIS portal is a simple 5-step process. These steps are-

  1. Visit the official BIS PMJAY portal

  2. Log in with your registered mobile number and enter the captcha code displayed on the screen

  3. Click on ‘Generate OTP’. You will receive an OTP on your registered mobile number

  4. Enter the OTP to complete the login process

  5. Once you are successfully logged in, you can choose from the following functions as per your needs:

  • Search Beneficiary

  • Add Member

  • Approved Beneficiary

  • Pending Beneficiary

  • Rejected Beneficiary

  • Print Card (All States)

Loan Offer
Download App