Stamp Duty and Registration Charges in Pondicherry

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You must pay stamp duty when you sell or purchase any property in Puducherry as per Section 3 of the Indian Stamp Act, 1899. It is payable at the time of the registration of a property.

The stamp duty and property registration process is handled by the Department of Registration and Stamp Duty of Puducherry. It is crucial to pay stamp duty on time, as you may face penalties if you fail to do so.

Read on to know more about the stamp duty charges in Puducherry.

Stamp Duty and Registration Charges in Puducherry

Here are the details about stamp duty and registration charges in Puducherry.

Category	Stamp Duty	Registration Charges
Conveyance	10% on the sale value or guideline value (whichever is higher)	0.5% on the sale value or guideline value (whichever is higher)
Gift	10% on the sale value or guideline value (whichever is higher)	0.5% on the sale value or guideline value (whichever is higher)
Adoption Agreement	₹33.75	₹20
Bond of Indemnification	₹22.50	0.5% of the bond amount
Power of Attorney	₹20,000 (non-blood relation) ₹5,000 blood relation) ₹100 ( non-scheduled power)	₹50
Sale Contract	₹20	0.5% of the advance value
Loan without Asset	1% on the loan value (maximum ₹25,000)	0.5% on the loan value (maximum ₹5,101)
Loan with Asset	3% on the loan value	0.5% on the loan value (maximum of ₹5,000)
Will	N/A	₹30
Cancellation of Will	₹50	₹20
Partition	1% of the property’s market price (maximum ₹5,000)	0.5% of the property’s value or guideline value (whichever is higher)

Disclaimer: Aforementioned rates can vary at the discretion of the state government.

How is Stamp Duty in Puducherry Calculated?

Like other places in India, stamp duty in Puducherry is evaluated based on the value, location and type of the property.

Here is the formula to compute the stamp duty charges:

Stamp Duty = Property Value x Stamp Duty Percentage Applicable in Puducherry

Note that this percentage is currently fixed at 10%. Alternatively, you may use the stamp duty and registration fees calculator on the official website to calculate charges instantly.

For instance, assume you purchase a property worth ₹50 Lakhs in Puducherry. In such cases, here are the charges to pay:

Stamp duty: 10% of ₹50 Lakhs = ₹5 Lakhs
Registration charges: 0.5% of ₹50 Lakhs = ₹25,000
Total charges: ₹5 Lakhs + ₹25,000 = ₹5,25,000

Factors Affecting the Stamp Duty in Puducherry

Here are some essential factors influencing stamp duty in Puducherry:

Age of Property: Since the market value of old buildings gets devalued, older buildings usually have lower stamp duty charges than newer buildings
Type of Property: Commercial properties have higher stamp duty charges compared to residential buildings
Owner’s Age: If the property owner is a senior citizen, there are some relaxations in stamp duty fees

Tax Benefits on Stamp Duty in Puducherry

As per Section 80C of the IT Act, certain income tax deductions are applicable for stamp duty and registration fees. However, the total exemption under Section 80C is restricted to ₹1.5 Lakhs.

Process of Property Registration in Puducherry

Follow the process given to register your property without e-appointment in Puducherry:

Visit the Sub-registrar office
Collect the property registration application form
Fill in each detail carefully and submit it along with the supporting documents
Wait for the completion of the verification process by the Sub-registrar

Pay the applicable registration charges and purchase the e-Stamp
Provide your biometrics
Receive your registration number from the Sub-registrar

The Sub-registrar's signature and seal will then be affixed to the registration deed. Lastly, registered documents will be scanned, and the recorded documents will be issued by the Sub-registrar office's responsible authority.

Here is the process for property registration with e-appointment:

Obtain e-appointment after e-filing through http://epathirapathivu.py.gov.in/
Visit the Sub-registrar on the specific booked date along with a printout of the appointment slip
Present the respective documents for registration
Wait for the verification process to be completed by the Sub-registrar
Pay registration fees and purchase e-Stamp
Submit your biometrics and receive the registration number
Get the signature of the Sub-registrar and scan the registered documents

Finally, your documents will be delivered after locking the e-Stamp.

Documents Required for Property Registration in Puducherry

Here are the required documents for property registration:

Identity proof (Aadhaar card, Voter ID card, Driving licence)
PAN card
Residential proof (Aadhaar card, Voter ID card, Utility bills)
Encumbrance certificate copy
Passport-size photographs
Stamp duty and registration payment fees details
Settlement/Patta copy

If you are planning to invest in a property in Puducherry, you must be aware of these details.

Additionally, if you intend on taking a home loan, you can access the Bajaj Markets portal, where you can avail a home loan offered by leading lending partners at attractive rates.

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What are the stamp duty and registration charges in Puducherry?

Stamp duty in Puducherry is 10% of the property value, and the registration charge is 0.5%.

Is it mandatory to pay registration fees for a property in Puducherry?

According to the Indian Registration Act of 1908, property registration is mandatory in India. You are required to pay the applicable charges to register any property.

How can I pay stamp duty in Puducherry?

You can pay stamp duty by accessing the portal: gras.py.gov.in. You may also visit the Department of Registration and Stamp Duty office and pay in person.

Is there any penalty levied if I do not pay stamp duty on time?

You need to pay stamp duty in a timely manner, and if you fail to do so, you will have to pay penalties.

Is there any online provision to register property in Puducherry?

You can only get an e-stamp by visiting epathirapathivu.py.gov.in. To complete the property registration process, you must visit the Sub-registrar office.