Smooth Online Process | Flexible Repayment Tenure | Attractive Interest Rates
✓ Loan Against Property from ₹2 Lakhs to ₹15 Cr ✓ Multiple Lending Partners ✓ Interest Rates Starting @ 9.24%
At Bajaj Markets, you can now get India Shelter Loan Against Property of up to ₹50 Lakhs for a tenure ranging up to 20 years. You can utilise this amount for a variety of purposes like financing your child’s education, medical expenses, wedding ceremony, and so on.
Provided below are the interest rates and charges of the India Shelter Loan Against Property.
Type of Charge |
Charges Applicable |
Interest Rate |
15% p.a. onwards |
Processing fees |
Up to 4% of the loan amount + GST |
Prepayment Fees |
* Applicable for fixed & floating interest loans |
Disclaimer: The mentioned loan details are subject to change at the lender’s discretion.
Here is a list of lenders providing loans against property, that are available on Bajaj Markets along with their interest rates. You can compare the terms of these loan providers with India Shelter to choose the lending partner that offers the most favourable terms.
Partners |
Interest rates |
10.10% p.a. onwards |
|
14.00% p.a. onwards |
|
10.60% p.a. onwards |
|
9.45% p.a. onwards |
|
9.24% p.a. onwards |
|
14.75% p.a. onwards |
|
13.90% p.a. onwards |
Disclaimer: The interest rates provided above are subject to change as per the lender’s discretion.
India Shelter Loan Against Property EMI Calculator
| Year | Principal | Interest | Balance |
|---|
Features & Benefits
High Loan Amount
You can secure a loan against property of up to ₹50 Lakhs
Maximum Tenure
India Shelter offers loans against property for tenures ranging up to 20 years
Easy Availability
You can get the India Shelter loan against property with minimal income proof submissions
Multi-purpose Loan
Loan against property is flexible and can be used to pay for education as well as medical expenses, and more
To be eligible for the India Shelter Loan Against Property, your family members or co-owners of the property can be the co-applicants.
Here is a list of documents you will have to compulsorily submit, in order to secure an India Shelter Loan Against Property:
Completed application form with the signature of the applicant
Identity Proof: Aadhaar card, Voter ID, PAN card, Driving licence etc.
Address Proof: Aadhaar Card, Voter ID, PAN card, Driving licence, Pass certificate of 10th or 12th, Passport, Birth certificate, etc.
Property documents
Coloured passport-sized photographs
Alongside these, it is also advisable to provide the following documents if available to make the process faster and seamless:
Salary slips of last 3 months
ITR of last 2 years
Business records
LIC Policy
FD/RD documents
Details of any ongoing debts
Any additional investment details
How To Apply
Follow these easy steps to get a loan against property from India Shelter on Bajaj Markets
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Click on the ‘Apply Now’ button provided on this page
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Fill in all your personal and income details in the application form
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From the list of lending partners, select India Shelter
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Enter the amount you wish to borrow along with your property details
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Enter the amount you wish to borrow along with your property details
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Following this, the concerned executive will reach out to you for further proceedings
If you wish to raise a concern regarding your India Shelter Loan Against Property, you can do so by reaching out to the firm in the following ways:
Address:
India Shelter Finance Corporation Limited,
6th Floor, Plot No 15, Institutional Area,
Sector 44, Gurugram – 122002
Contact:
0124-4131890
You can also call 1800-572-8888 or write an email to customer.care@indiashelter.in
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FAQs on India Shelter Loan Against Property
You can get up to ₹50 Lakhs with a Loan against Property from India Shelter. However, this is dependent on your eligibility as well, which is determined by the lender.
Yes, you can make part-prepayments on your India Shelter Loan Against Property. However, you will be required to pay a minimal penalty charge, as stated in the terms and conditions of your loan.
You will be required to pay 6% of the loan amount paid + GST, if you prepay the loan within 24 months of its disbursement. Meanwhile, after the 24-month mark, you will be asked to pay 4.5% of the loan amount paid + GST. On the other hand, if you are a non-individual borrower, you do not have to pay any penalty. This is applicable for loans with both, fixed and floating interest rates.
A processing fee of 4% of the loan amount + GST will be charged on your India Shelter Loan Against Property.
No, you cannot. However, the income proof required to apply for an India Shelter Loan Against Property is minimal.
