✓ Loan Against Property from ₹2 Lakhs to ₹15 Cr ✓ Multiple Lending Partners ✓ Interest Rates Starting @ 9.24% Apply Now

At Bajaj Markets, you can now get India Shelter Loan Against Property of up to ₹50 Lakhs for a tenure ranging up to 20 years. You can utilise this amount for a variety of purposes like financing your child’s education, medical expenses, wedding ceremony, and so on.

India Shelter Loan Against Property Interest Rates & Charges

Provided below are the interest rates and charges of the India Shelter Loan Against Property.

Type of Charge

Charges Applicable

Interest Rate

15% p.a. onwards

Processing fees

Up to 4% of the loan amount + GST

Prepayment Fees

  1. 6% of loan amount paid + GST, if within 24 months of loan disbursement*

  2. 4.5% of loan amount paid + GST, post 24 months of loan disbursement*

* Applicable for fixed & floating interest loans

Disclaimer: The mentioned loan details are subject to change at the lender’s discretion.

Compare India Shelter With Other Partners

Here is a list of lenders providing loans against property, that are available on Bajaj Markets along with their interest rates. You can compare the terms of these loan providers with India Shelter to choose the lending partner that offers the most favourable terms.

Partners

Interest rates

Bajaj Housing Finance Limited

10.10% p.a. onwards

Home First Finance Company

14.00%  p.a. onwards

ICICI Bank

10.60% p.a. onwards

LIC Housing Finance

9.45% p.a. onwards

PNB Housing Finance Limited

9.24% p.a. onwards

Shriram Housing Finance

14.75% p.a. onwards

Shubham Housing Finance

13.90% p.a. onwards

Disclaimer: The interest rates provided above are subject to change as per the lender’s discretion.

India Shelter Loan Against Property EMI Calculator

Loan Amount
Tenure
  • Months
  • Years
Rate of Interest
%

Monthly EMI

at % interest rate for months

Total Amount Payable
Principal Amount
Total Interest
Year Principal Interest Balance

Features & Benefits

High Loan Amount

You can secure a loan against property of up to ₹50 Lakhs

Maximum Tenure

India Shelter offers loans against property for tenures ranging up to 20 years

Easy Availability

You can get the India Shelter loan against property with minimal income proof submissions

Multi-purpose Loan

Loan against property is flexible and can be used to pay for education as well as medical expenses, and more

Eligibility Criteria

To be eligible for the India Shelter Loan Against Property, your family members or co-owners of the property can be the co-applicants.

Documents Required

Here is a list of documents you will have to compulsorily submit, in order to secure an India Shelter Loan Against Property:

  • Completed application form with the signature of the applicant

  • Identity Proof: Aadhaar card, Voter ID, PAN card, Driving licence etc.

  • Address Proof: Aadhaar Card, Voter ID, PAN card, Driving licence, Pass certificate of 10th or 12th, Passport, Birth certificate, etc.

  • Property documents

  • Coloured passport-sized photographs

Alongside these, it is also advisable to provide the following documents if available to make the process faster and seamless:

  • Salary slips of last 3 months

  • ITR of last 2 years

  • Business records

  • LIC Policy

  • FD/RD documents

  • Details of any ongoing debts

  • Any additional investment details

How To Apply

Follow these easy steps to get a loan against property from India Shelter on Bajaj Markets

  • Click on the ‘Apply Now’ button provided on this page

  • Fill in all your personal and income details in the application form

  • From the list of lending partners, select India Shelter

  • Enter the amount you wish to borrow along with your property details

  • Enter the amount you wish to borrow along with your property details

  • Following this, the concerned executive will reach out to you for further proceedings

Customer Care

If you wish to raise a concern regarding your India Shelter Loan Against Property, you can do so by reaching out to the firm in the following ways:

Address:

India Shelter Finance Corporation Limited,

6th Floor, Plot No 15, Institutional Area,

Sector 44, Gurugram – 122002

Contact:

0124-4131890

You can also call 1800-572-8888 or write an email to customer.care@indiashelter.in

FAQs on India Shelter Loan Against Property

You can get up to ₹50 Lakhs with a Loan against Property from India Shelter. However, this is dependent on your eligibility as well, which is determined by the lender.

Yes, you can make part-prepayments on your India Shelter Loan Against Property. However, you will be required to pay a minimal penalty charge, as stated in the terms and conditions of your loan.

You will be required to pay 6% of the loan amount paid + GST, if you prepay the loan within 24 months of its disbursement. Meanwhile, after the 24-month mark, you will be asked to pay 4.5% of the loan amount paid + GST. On the other hand, if you are a non-individual borrower, you do not have to pay any penalty. This is applicable for loans with both, fixed and floating interest rates.

A processing fee of 4% of the loan amount + GST will be charged on your India Shelter Loan Against Property.

No, you cannot. However, the income proof required to apply for an India Shelter Loan Against Property is minimal.

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