✓ Loan Against Property from ₹2 Lakhs to ₹15 Cr ✓ Multiple Lending Partners ✓ Interest Rates Starting @ 9.24% Apply Now

Opt for a Shubham Housing Finance Loan Against Property to meet any of your financial requirements with ease. You can get funding of up to ₹20 Lakhs at attractive interest rates starting from 13.90% p.a., and choose a tenure of up to 180 months.

 

The eligibility requirements are simple, making it an easily accessible option to get funds. You also get to enjoy other benefits, such as zero foreclosure charges and a quick application process.

Interest Rates and Charges

Here are the rates and charges for a Shubham Housing Finance Loan Against Property:

Interest Rates

Starting at 13.90% p.a.

Processing Fee

Up to 3% of the loan amount 

Foreclosure Charges

NIL

Disclaimer: The above rates are subject to change at the lender’s discretion

Shubham Housing Finance Loan Against Property EMI Calculator

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Shubham Housing Finance LAP

Features and Benefits

Here are some key advantages you get to enjoy with this loan facility:

Competitive Interest Rates

Enjoy rates starting at 9.24% per annum and repay your loan effortlessly

Ample Funding

Get up to 50% of the property value as a loan, subject to a maximum of ₹20 Lakhs

Comfortable Repayment Option

Choose a tenure of up to 15 years and manage the loan repayment hassle free

Multiple-purpose Loan

Access funds without any end-use restrictions and finance your various needs easily 

Top-up Options Available

Leverage your repayment and credit behaviour to get a top-up loan for additional funds

Eligibility Criteria and Documents

Meet simple Shubham Housing Finance Loan Against Property eligibility criteria to get hassle-free approval: 

  • You must be above 21 years at the time of application

  • Your age must be below 70 years at the end of the loan tenure

  • You must have a steady income and a bank account

  • You must reside in a city that has a branch of Shubham Housing Finance Office 

  • All the owners of the collateral property and all the individuals whose income has been considered for the loan should be co-applicants

 

Here is a list of documents required for a Shubham Housing Finance Loan Against Property:

1. Identity proof (any one of the following)

  • Aadhaar card

  • PAN card

  • Voter ID

  • Passport

2. Address proof (any one of the following)

  • Aadhaar card

  • Utility bills

  • Ration card

  • Salary slip

3. Income Proof 

  • Bank account statement and passbook

  • Income Tax returns and business proof (self-employed)

  • Salary slips (salaried)

  • Income Tax Returns (if available)

4. Basic Documents

  • Filled application form 

  • Photocopy of the property documents

  • Passport-size photograph

How to Apply?

Here are the steps on how to apply for a Shubham Housing Finance loan against property online:

  • Click on ‘Apply Now’ on this page

  • Enter your requirement and provide details of your profession and your contact details to check your loan eligibility

  • Click on ‘Proceed’

  • Fill in the personal, professional and property details accurately

  • Check the loan details along with additional charges and disbursal loan amount on your screen

  • Submit your application

  • A loan executive should get in contact with you shortly after you complete this process

  • Once you submit the form, a representative will reach out to you to take the process further.

LAP

FAQs

Who can apply for a Loan Against Property from Shubham Housing Finance?

Any salaried or self-employed individual who is aged 21 years or above can apply for a loan against property. They should be residing in a city that has a branch office of Shubham Housing Finance.

What is the current interest rate for a Shubham Housing Finance loan against property?

The current interest rate for Shubham Housing Finance loan against property starts at 9.24% p.a.

What is the maximum tenure for a Shubham Housing Finance loan against property?

The maximum tenure is 15 years.

Can I use the loan from Shubham Housing Finance for any purpose, such as business expansion or education?

Yes, the funding comes with no end-use restrictions, and you can use it to finance any requirement.

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