Shubham Housing Finance provides financial assistance through loans and you can avail these instruments on Bajaj Markets. Its financial product suite has many options, among which is the loan against property (LAP).
The Shubham Housing Finance loan against property is one you can rely on when you need urgent funds. You can avail it for business requirements or your personal needs without any restrictions.
However, to address emergency cash requirements, you are required to pledge self-owned property as collateral. Read on to know more about the Shubham Housing Finance loan against property and how you can avail of this facility.
If you are considering availing this loan, you need to first check the Shubham Housing loan against property eligibility:
The applicant must be above 21 years
The applicant should not be above 70 years of age at the time of loan maturity
The applicant should have a bank account
The applicant should be residing in a city that has a branch office of Shubham Housing Development Finance
All the owners of the collateral property and all the individuals whose income has been considered for the loan should be co-applicants
The process to apply for a Shubham Housing Finance loan against property online is quick and easy. Here is what you need to do.
Click on 'Apply Now' on this page
Select Shubham Housing Finance Limited as your lending partner
Enter the amount you need, and fill in the details of the property that you are pledging as collateral
Find out the details of your loan, such as the charges and the net amount to be disbursed
Any salaried or self-employed individual who is aged 21 years or above can apply for a Shubham Housing Loan loan against property. They should be residing in a city that has a branch office of Shubham Housing Development Finance.
You can avail of a loan against property from Shubham Housing Finance via the Bajaj Markets website or app.
The EMI calculator on Bajaj Markets is 100% accurate, and will display results based on your inputs.
The current Shubham Housing Finance loan against property interest rate starts at 13.90% p.a.
The maximum tenure for a Shubham Housing Finance loan against property is 120 months or 10 years.
Calculating your Shubham Housing Finance LAP EMI in advance helps you to plan your budget better, which in turn, facilitates timely repayments of EMIs. Moreover, you can also compare different loan amounts and repayment tenures to determine which one suits your financial requirements the best.
The EMIs for the loan against property can be paid through Electronic Clearing Services (ECS) or National Automated Clearing House (NACH).