Accident Spouse Benefit Cover - Features and Benefits

Overview

An unexpected accident to your loved one can lead to financial distress. With this plan, the covered individual’s spouse is entitled to coverage amounting up to Rs.1 Lakh in the unfortunate event of any accident that may lead to a disability making your spouse unable to support the family.

Safeguard your spouse from financial hardship with Accident - Spouse Benefit offered by Manipal Cigna Health Insurance on Bajaj Markets at just Rs. 79/year. Read on to find more.

 

In order to have an understanding of all exclusions, please peruse the policy wordings.  

Eligibility Criteria

All Indian citizens between the age of 18 and 65 are eligible for this plan.

What's Covered under Accident - Spouse Benefit?

The inclusions of the insurance policy are mentioned below:

1. Accidental Permanent Total Disablement Benefit

If the one insured under this insurance plan happens to be in an accident that leaves them with a permanent total disablement, the insured’s spouse is entitled to the coverage. Kindly refer to the policy wordings to know more.

2. Accidental Permanent Partial Disablement Benefit

If the one insured under this insurance plan happens to be in an accident that leaves them with a permanent partial disablement, the insured’s spouse is entitled to the coverage. Kindly refer to the policy wordings to know more.

3. Coverage against death

In the unfortunate event that the insured individual dies due to an accident, the spouse of the insured is entitled to a payment of Rs.1 Lakh.

Kindly refer to the policy wordings to know more.

What’s not Covered under Accident - Spouse Benefit?

A few of the things that will not be covered in this plan are listed below:

1. Pre-existing ailments

Any illness or disease that is diagnosed before purchasing the plan are not covered.

2. Illness during waiting period

Any illnesses during the initial 30-day waiting period are not provided coverage.

How to Make a Claim?

You may submit a claim by getting in touch with the insurer using one of the methods listed below:

• Send email at servicesupport@manipalsigna.com

• Call directly on this toll-free number - 1800-102-4462