An unexpected accident to your loved one can lead to financial distress. With this plan, the covered individual’s spouse is entitled to coverage amounting up to Rs.1 Lakh in the unfortunate event of any accident that may lead to a disability making your spouse unable to support the family.
Safeguard your spouse from financial hardship with Accident - Spouse Benefit offered by Manipal Cigna Health Insurance on Bajaj Markets at just Rs. 79/year. Read on to find more.
In order to have an understanding of all exclusions, please peruse the policy wordings.
The process of application for this plan is simple.
Tap on ‘Buy Now’ on the product page
Enter the required details in the online application form
Complete the quick online payment
All Indian citizens between the age of 18 and 65 are eligible for this plan.
The inclusions of the insurance policy are mentioned below:
If the one insured under this insurance plan happens to be in an accident that leaves them with a permanent total disablement, the insured’s spouse is entitled to the coverage. Kindly refer to the policy wordings to know more.
If the one insured under this insurance plan happens to be in an accident that leaves them with a permanent partial disablement, the insured’s spouse is entitled to the coverage. Kindly refer to the policy wordings to know more.
In the unfortunate event that the insured individual dies due to an accident, the spouse of the insured is entitled to a payment of Rs.1 Lakh.
Kindly refer to the policy wordings to know more.
A few of the things that will not be covered in this plan are listed below:
Any illness or disease that is diagnosed before purchasing the plan are not covered.
Any illnesses during the initial 30-day waiting period are not provided coverage.
You may submit a claim by getting in touch with the insurer using one of the methods listed below:
Send email at email@example.com
Call directly on this toll-free number - 1800-102-4462
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The premium for this insurance policy is Rs.79, inclusive of taxes.
This insurance policy is valid for a period of 1 year.
Accidental permanent total disablement benefit, accidental permanent partial disablement benefit and coverage in case of death are covered under this plan.
Pre-existing ailments and illnesses during the waiting period are not covered under this plan.
The coverage amount is Rs.1 Lakh for this plan.