my offers

How about checking some pre-approved offers you might be eligible for?

my offers

How about checking some pre-approved offers you might be eligible for?

  • Mobile No.
  • Date of birth

You have a pre approved offer

  • Sum Assured
    Premium
    Persons Covered
  • Rate
    5%

Currently, we do not have a personalized offer for you but don’t be disheartened. Check out our oven fresh deals of the day here!

We have 02 personalised offers for you

Currently, we do not have a personalized offer for you but don’t be disheartened. Check out our oven fresh deals of the day here!

my offers

Overview

In the unfortunate event that your spouse is no longer able to provide for or be with you, it can lead to a string of problems dealing with which can be expensive. In order to protect yourself against expenses arising from the same, consider availing of the FlexiCare Group Insurance Policy - Spouse Benefit Cover plan provided by Manipal Cigna Health Insurance. With this plan, insured individuals are entitled to coverage amounting to up to INR 1 Lakh.

Features and Benefits

  • Affordable plan

    Policyholders may avail of this plan by paying a premium amounting to INR 79 and which provides policyholders with a sum assured of INR 1 Lakh

  • Annual Coverage

    This plan is valid for a timeframe of 1 year.

  • Cover for a Large Age Group

    This plan may be availed by individuals falling in the range of 18 to 65 years of age.

What is Covered

By availing of this policy, policyholders are provided with coverage for the following.

  • Coverage in Case of Death

    In the event that the insured individual dies owing to an accident, their spouse is entitled to a payment of INR1 Lakh will be paid to the nominee – in this case, the spouse. This payment applies regardless of whether or not the spouse is insured by the plan or not.

  • Accidental Permanent Total Disablement Benefit (PTD)

    In the event that the insured individual is left with a PTD resulting from an accident, then their nominee is entitled to the coverage. Under this plan, the nominee is ordinarily the spouse and this payment applies regardless of whether or not they are insured under this policy.

  • Accidental Permanent Partial Disablement Benefit (or PPD)

    In the event that those insured under this policy run into an accident that leaves them with a PPD, then their nominee is entitled to the coverage. Under this plan, the nominee is ordinarily the spouse and this payment applies regardless of whether or not they are insured under this policy.

What is Not Covered

Policyholders of this plan are not provided with coverage for the following.

  • Pre-existing diseases are not covered by this plan and therefore cannot be used when applying for a claim.

  • In the event that the insured individual undergoes an illness or injury during the initial 30-day waiting period, they are not provided with coverage for the same.

In order to have an understanding of all exclusions, please peruse the policy wordings.  

How To Apply

Wish to get the Spouse Benefit Cover? You can simply apply for this plan by following the steps mentioned below:

  • Visit Finserv MARKETS

    Visit our website and go to the Pocket Insurance and VAS page

  • Select Product

    Choose Spouse Benefit Cover from the wide array of products

  • Fill Details

    Fill in your details in the online form

  • Make your payment

    Make an instant payment and get your plan.

Claim Process 

In order to apply for a claim, you can connect with the team put together to help serve you best. They are available via the following methods:

  • Email – servicesupport@manipalcigna.com
  • Insurer’s Toll-free number provides insured individuals with immediate action - 1800-102-4462.

FAQs

  • ✔️Are there any age limits in place pertaining to who can apply for this policy?

    Yes, there is an age limit allowing only those aged between 18 and 65 years of age to apply for this plan.

  • ✔️If I pay for this insurance policy online, where will I receive details pertaining to my membership?

    These details will be sent to your registered email address.

  • ✔️How long is this policy valid for?

    The time frame this policy is valid for is a single year.

  • ✔️Is there a waiting period in place should I choose to avail of this plan?

    Yes, there is a 30-day initial waiting period in place under this plan.