my offers

How about checking some pre-approved offers you might be eligible for?

my offers

How about checking some pre-approved offers you might be eligible for?

  • Mobile No.
  • Date of birth

You have a pre approved offer

  • Sum Assured
    Premium
    Persons Covered
  • Rate
    5%

Currently, we do not have a personalized offer for you but don’t be disheartened. Check out our oven fresh deals of the day here!

We have 02 personalised offers for you

Currently, we do not have a personalized offer for you but don’t be disheartened. Check out our oven fresh deals of the day here!

my offers

Coverage of up to Rs.1 Lakh | Buy Accident - Spouse Benefit at just Rs.79/year

 

Overview

An unexpected accident to your loved one can lead to financial distress. With this plan, the covered individual’s spouse is entitled to coverage amounting up to Rs.1 Lakh in the unfortunate event of any accident that may lead to a disability making your spouse unable to support the family.

Safeguard your spouse from financial hardship with Accident - Spouse Benefit offered by Manipal Cigna Health Insurance on Bajaj Markets at just Rs. 79/year. Read on to find more.

 

In order to have an understanding of all exclusions, please peruse the policy wordings.  

How to Apply for the Accident - Spouse Benefit?

The process of application for this plan is simple.

  • Click on Buy Now

    Tap on ‘Buy Now’ on the product page

  • Fill in the Details

    Enter the required details in the online application form

  • Make the Payment

    Complete the quick online payment

Eligibility Criteria

All Indian citizens between the age of 18 and 65 are eligible for this plan.

What's Covered under Accident - Spouse Benefit?

The inclusions of the insurance policy are mentioned below:

1. Accidental Permanent Total Disablement Benefit

If the one insured under this insurance plan happens to be in an accident that leaves them with a permanent total disablement, the insured’s spouse is entitled to the coverage. Kindly refer to the policy wordings to know more.

2. Accidental Permanent Partial Disablement Benefit

If the one insured under this insurance plan happens to be in an accident that leaves them with a permanent partial disablement, the insured’s spouse is entitled to the coverage. Kindly refer to the policy wordings to know more.

3. Coverage against death

In the unfortunate event that the insured individual dies due to an accident, the spouse of the insured is entitled to a payment of Rs.1 Lakh.

Kindly refer to the policy wordings to know more.

What’s not Covered under Accident - Spouse Benefit?

A few of the things that will not be covered in this plan are listed below:

  1. Pre-existing ailments
  2. Any illness or disease that is diagnosed before purchasing the plan are not covered.

  3. Illness during waiting period
  4. Any illnesses during the initial 30-day waiting period are not provided coverage.

How to Make a Claim?

You may submit a claim by getting in touch with the insurer using one of the methods listed below:

Frequently Asked Questions

  • ✔️What is the premium for Accident - Spouse Benefit?

    The premium for this insurance policy is Rs.79, inclusive of taxes.

     

  • ✔️What is the validity of Accident - Spouse Benefit?

    This insurance policy is valid for a period of 1 year.

     

  • ✔️What is included in the Accident - Spouse Benefit plan?

    Accidental permanent total disablement benefit, accidental permanent partial disablement benefit and coverage in case of death are covered under this plan.

     

  • ✔️What is not included in the Accident - Spouse Benefit?

    Pre-existing ailments and illnesses during the waiting period are not covered under this plan.

     

  • ✔️What is the coverage amount for Accident - Spouse Benefit?

    The coverage amount is Rs.1 Lakh for this plan.