Best credit card for petrol

List of Best Credit Card for Fuel Purchases

03 Jan 2022
76 Views

Best Credit Card For Fuel

Rising fuel prices are burning pockets, and people are looking for some sort of relief. This is where a fuel credit card comes in, which is specifically curated to cater to your fuel needs. These fuel cards help you save more on your fuel purchases by offering cashback offers, accelerated reward points, co-branded benefits and more. If you choose the best oil credit card that fits your day to day life, you can save a lot of money. So, here is a list of the fuel credit cards for you to choose the best credit card for fuel.

Best credit card for petrol

List of Best Credit Card for Fuel Purchases

✓ Fast Processing ✓ Great Discounts & Offers ✓ Easy EMI Facility | Apply for Credit Card now!

Best Credit Card For Fuel

Rising fuel prices are burning pockets, and people are looking for some sort of relief. This is where a fuel credit card comes in, which is specifically curated to cater to your fuel needs. These fuel cards help you save more on your fuel purchases by offering cashback offers, accelerated reward points, co-branded benefits and more. If you choose the best oil credit card that fits your day to day life, you can save a lot of money. So, here is a list of the fuel credit cards for you to choose the best credit card for fuel.

Best Fuel Credit Card 2021

Take a look at the details of the best credit cards for petrol and diesel.

1. IndianOil Citi Credit Card

Annual fee

Rs. 1000

Features

One of the best IndianOil credit cards for loyal IndianOil customers.

Eligibility

Minimum income should be Rs. 25,000 per month.

Benefits

  • For every Rs. 150 spent on fuel at Indian Oil outlets in India, earn 4 Turbo Points.

  • For every Rs. 150 spent at supermarkets and on groceries, earn 2 Turbo Points.

  • For every Rs. 150 spent on dining and shopping, earn 1 Turbo Point.

  • On spending Rs. 30,000 in the previous year, annual fee is waived off.

  •  Up to 71 litres of free fuel annually. 

2. BPCL SBI Credit Card

Annual fee

Rs. 499

Features

One of the best credit cards for fuel purchases from Bharat Petroleum.

Eligibility

Minimum income should be Rs. 20,000 per month.

Benefits

  • 2,000 bonus reward points as a welcome gift.

  • For every Rs. 100 spent at departmental stores, groceries, and dining, earn 5X reward points.

  • For every Rs. 100 spent on non-fuel purchases, earn 1 reward point.

  • On fuel purchases up to Rs.4,000, a 1% surcharge waiver.

3. ICICI Bank HPCL Platinum Credit Card

Annual fee

Rs. 199

Features

Best credit card for fuel cashback and it helps you save money through its annual fee waiver.

Eligibility

Informed after evaluating the customer.

Benefits

  • For every Rs.100 that you spend, earn 2.5X accelerated reward points.

  • On fuel purchases at HPCL Petrol pumps, earn 5 payback points.

  • For all other spends, earn 2 payback points.

  • For every fuel transaction made at HPCL petrol pumps, earn cashback of up to Rs.100.

  •  Spend a minimum of Rs.50,000 in a year and get the annual fee waived off next year.

4. BPCL SBI Card Octane

Annual fee

Rs. 1,499

Features

A premium version of BPCL SBI Card and the best credit card for fuel rewards.

Eligibility

Must be a citizen of India and above 18 years of age with a good credit score.

Benefits

  • 6,000 bonus reward points equivalent to Rs. 1,500 as a welcome gift.

  • For every Rs. 100 spent on BPCL Fuel and Lubricants, earn 25 reward points.

  • For every Rs. 100 spent at Dining, Departmental Stores and Grocery, earn 10 reward points.

  • 4 complimentary domestic VISA lounge visits in India per year.

5. IndianOil HDFC Credit Card

Annual fee

Rs. 500

Features

Best credit card for fuel savings and a favourite for users from non-metro cities and towns of India.

Eligibility

Minimum income should be Rs. 10,000 per month.

Benefits

  • Get 5% back on fuel transactions at any IndianOil outlet as ‘Fuel Points’ (1 Fuel point = 96 paisa).

  • 5% of grocery spends and utility bill payments as ‘Fuel Points’.

  • For every Rs.150 spent, earn 1 fuel point.

  • For a minimum purchase of Rs. 100, earn 1% surcharge waiver.

6. IndianOil Axis Bank Credit Card

Annual fee

Rs.500

Features

Best credit card for fuel benefits for IndianOil loyalists.

Eligibility

A resident or non-resident Indian who is between 18 and 70 years of age.

Benefits

  • 100% cashback up to Rs. 250 on your fuel transactions.

  • 4% value back on your fuel expenses.

  • For every Rs. 100 you spend at IOCL outlets, earn 20 reward points.

  • For every Rs. 100 on online shopping, earn 5 reward points.

7. ICICI HPCL Coral Credit Card

Annual fee

Rs. 199

Features

One of the best credit cards for petrol discount and favorable for those who own a personal vehicle.

Eligibility

Must be a citizen of India and between 18 and 60 years of age with a good credit score.

Benefits

  • Earn 2.5% cashback on fuel transactions at HPCL pumps.

  • 2,000 payback points can be redeemed for fuel worth Rs. 500.

  • For every Rs. 100 spent on retail purchases, excluding fuel, earn 2 payback points. 

  • On fuel expenses up to Rs. 4,000 at HPCL pumps, get a waiver on fuel surcharge.

When you look for a fuel credit card, always check how much you save on your fuel transactions. It is recommended to check for the best fuel credit card offers so you can avail the benefits offered at particular petrol pumps owned by a certain Oil Company or at all the petrol pumps across the country. If you choose the best fuel cashback credit card, you can earn amazing cashback offers and earn reward points that are redeemable for free fuel. If you want to cut down on fuel expenses, you don’t have to think twice; choose the best credit cards for fuel available in the market.

Frequently Asked Questions

  • ✔️What is the annual fee of the ICICI Bank HPCL Platinum Credit Card?

    The annual fee of the ICICI Bank HPCL Platinum credit card is Rs.199.

  • ✔️What is the minimum income criteria to get the IndianOil HDFC Credit Card?

    Your minimum income should be Rs.10,000 per month.

  • ✔️How many Turbo Points can I earn with the IndianOil Citi credit card?

    You can earn 4 Turbo Points for every Rs.150 that you spend using this credit card at Indian Oil petrol bunks.