Travel Credit Cards

Whether you're a frequent flyer or an occasional traveller, travel credit cards offer rewards for spending on travel-related purchases, such as flights and hotels. Enjoy benefits such as airport lounge access and round-the-clock concierge service. 

You can find some of the best travel credit cards in India that offer AirMiles redemption, annual bonuses, and much more. Don't miss out - choose the right travel credit cards and let your travels take off!

Considering the diverse range of travel credit cards in India, you have multiple options to choose from. 

Here's a breakdown of the main types of travel credit cards available:

Co-branded Cards

• These travel credit cards are issued in partnership with airlines, hotel chains, travel portals, or other service providers.
  

• They offer benefits like reward points or miles that can be redeemed for flights, hotel stays, travel packages, or other travel-related purchases.

Airline-specific Cards

• Issued directly by airlines, these travel credit cards offer benefits tailored to their frequent flyers.
  

• Earn miles or points specific to the airline's loyalty program, unlock priority boarding, access airport lounges, and enjoy baggage fee waivers.

Hotel-specific Cards

• Issued by hotel chains or partnered financial institutions, these travel credit cards offer benefits like reward points redeemable for hotel stays, room upgrades, and exclusive member discounts.
  

• Some may offer complimentary airport lounge access or priority check-in at partner hotels.

General Travel Reward Cards

• Earn reward points or miles that can be redeemed for a variety of travel options, including flights, hotels, car rentals, and travel packages.
  

• They offer flexibility but might not cater to specific loyalty program benefits.

Airport Lounge Access Cards

• Enjoy complimentary or discounted access to airport lounges across various networks, providing comfort and convenience during travel.
  

• Some may also offer Priority Pass memberships, granting access to a wider range of lounges internationally.

Fuel Surcharge Waiver Cards

• Frequent travellers who incur substantial fuel expenses can benefit from these travel credit cards that waive the surcharge on fuel transactions.
  

• This can offer substantial savings over time, especially for high-fuel consumption.

Applying for a travel credit card online is a seamless and secure process with Bajaj Markets. Follow these easy steps to submit your application:

1. Click on ‘Check Eligibility’ button on this page.
   

2. Enter essential details such as your mobile number and occupation.
   

3. Carefully read and accept the terms and conditions.
   

4. You will receive an OTP on your registered mobile number. Enter the OTP to continue.
   

5. Review the automatically filled details, such as your PAN card number, full name, date of birth, and email address.
   

6. Provide your income details and postal code.
   

7. Click on ‘Check Offers’ to explore available travel credit cards that match your eligibility.
   

8. Once you’ve chosen the right card, click 'Submit' to complete your application.

After submitting your application, you will receive a confirmation message. A representative from Bajaj Markets or your issuer will contact you for further verification and the next steps.

Note: The application process may vary slightly depending on the specific credit card and issuer.

To qualify for a travel credit card, you need to meet certain eligibility criteria set by the card issuer. Here are the general requirements:

• Nationality

You should be an Indian resident or an NRI

• Minimum Age

You must be at least 18 years old

• Credit Score

A credit score of 700 or higher is typically preferred for approval

• Income

The minimum income required will vary depending on the credit card issuer’s policy

• Employment Type

You can be either salaried or self-employed

Note: The eligibility criteria listed above may differ across issuers. Always review the specific terms and conditions of your chosen credit card before applying.

Selecting the right travel credit card can significantly enhance your travel experience and help you save on expenses. 

Here are some key factors to consider before making your decision:

• Reward Points and Miles

Look for a card that offers valuable rewards points or miles on travel-related purchases. Compare how these points can be redeemed, whether for flights, hotel stays, or other travel-related services.

• Annual Fee

Many premium travel cards come with an annual fee. Ensure that the rewards and benefits outweigh the fee. Some cards may offer no annual fee for the first year.

• Sign-Up Bonuses

Many travel credit cards offer attractive sign-up bonuses. These bonuses can be in the form of additional points or miles, which can help you redeem travel rewards faster.

• Foreign Transaction Fees

Check if the card charges foreign transaction fees when you use it abroad. Some travel credit cards waive these fees, which can save you money when making purchases internationally.

• Airport Lounge Access

Certain travel credit cards offer complimentary access to airport lounges. If you travel frequently, this benefit can provide a comfortable space to relax before your flight.

• Travel Insurance

Some travel credit cards provide travel insurance benefits, such as trip cancellation coverage, lost luggage protection, and emergency medical insurance. Be sure to check the details and coverage limits.

• Acceptance at Worldwide Merchants

Ensure that the card is widely accepted internationally, especially in the countries you frequently travel to.

• Customer Service and Support

Opt for a credit card issuer known for providing excellent customer service, especially when traveling abroad. 24/7 support can be a lifesaver in case of emergencies.

• Interest Rates and Repayment Terms

Choose a card with competitive interest rates and flexible repayment options, especially if you plan to carry a balance.