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Familiarise yourself with the billing cycle for HSBC Bank credit cards and explore various payment options to ensure timely bill payments. Understanding your cycle will help ensure timely payment and avoid late fees.
Here are a few ways you can easily find out the details of your card's billing cycle:
The bank sends a credit card statement every month, which includes details about the billing cycle. It shows both the start and end dates, along with the due amount, your transactions, applicable fees and charges, etc.
Another way is to log into your HSBC Bank net banking account, where you can find the billing cycle details under your credit card account. This offers a fast and convenient way to track your billing dates.
The HSBC India app also offers a simple way to check your billing cycle. Simply open the app, go to the credit card section, and find the cycle details.
You can also reach out to the customer care team of the bank to check the billing cycle. They can provide you with the start and end dates, along with other details.
The due date is the deadline by which you need to make a payment on your credit card bill. Your HSBC Bank credit card payment is due monthly, based on your billing cycle, which starts when your statement is issued.
The due date is clearly stated on your monthly statement. You can also check it through online banking, the mobile app, or by contacting customer service. Ensure you pay at least the minimum amount by the due date to avoid late fees and interest charges.
HSBC Bank offers several options to pay the bill of your credit card. Timely payments are essential to avoid penalties and interest charges. Use any of the following methods to pay your dues on time:
You can pay your credit card bill online by logging into the net banking platform of HSBC Bank. Use your credentials to login and clear the dues with ease.
Pay anytime and from anywhere through the HSBC India mobile app. Install the app and navigate to the credit cards section to pay the bill.
You can pay the bill online through Bill Desk. This allows you to pay the bill easily using the Bill Payment Service.
Make a payment via NEFT by mentioning your complete 16-digit credit card number. Use the IFSC code HSBC0400002 to complete the transaction from any bank.
You may also mail a cheque or draft to your nearest HSBC Bank branch. For a list of branches, visit the official HSBC Bank's India website to find the nearest location to you.
Transfer funds from your bank account to your HSBC Bank VISA credit card using the VISA Money Transfer service. Contact your bank for more details on how to set up this payment method.
You can also set up the auto-debit facility to have payments automatically debited from your HSBC Bank savings or current account. This ensures your payments are made on time every month.
As an HSBC Bank cardholder, you can deposit cash at any HSBC Bank ATM. You can also deposit a cheque at the ATM for credit card bill payments.
Failure to pay at least the Minimum Payment Due (MPD) within 3 days after your HSBC Bank credit card's due date will result in a late payment fee. The fee will be 100% of your MPD, subject to a minimum of ₹250 and a maximum of ₹1,200 per month.
Note that the fee may vary depending on the type of HSBC Bank credit card you hold.
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The credit card billing cycle date is when your issuer generates the billing statement. It includes details about transactions, cash advances, available credit limit, points, and other actions since the previous statement. The number of days between two consecutive billing statements varies depending on the bank.
The statement date for your HSBC Bank credit card is the day your monthly billing statement is generated. The exact statement date may vary depending on your specific billing cycle.
You can check the due date of your credit card on the monthly credit card statement. You can also check it by logging into your net banking account, through the mobile app, or by contacting customer care.
Yes, you can adjust your billing cycle by reaching out to the HSBC Bank’s customer care centre.
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