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ICICI Bank Emeralde Credit Card

ICICI Bank, one of India’s top private sector banks, launched the Emeralde credit card in 2019. It is a super-premium card offering plenty of exclusive rewards and features worth up to ₹3 Lakhs. With the Emeralde credit card from ICICI Bank, you get benefits such as a low foreign currency markup of just 1.5%, complimentary domestic and international airport lounge access, free monthly golf lessons on crossing the spending milestones and more. 


Available in both Mastercard and American Express variants, the ICICI Bank Emeralde credit card is the ideal choice for individuals looking for luxurious and premium benefits. 

Key Highlights of the ICICI Emeralde Credit Card

Here is a closer look at the key highlights of the ICICI Emeralde credit card. 

Annual Charges

₹12,000 + GST (Reversed on spending ₹15 Lakhs or above)

Interest Rate



Existing ICICI bank global private customers or those who satisfy any of the two conditions below

Minimum Monthly Income

₹3 Lakhs

Annual Income Tax Returns

₹30 Lakhs or more

Features & Benefits of the ICICI Emeralde Credit Card

You can avail of many benefits using this exceptional credit card with savings that go up to ₹2.49 Lakhs a year. Here are some standard ICICI Emeralde credit card benefits and features:

1. Birthday Benefits

  • Tata CliQ voucher worth ₹5,000

  • ₹7,500 dining voucher at Trident Hotels (based on certain terms and conditions)

2. Travel Benefits

  • Complimentary Dreamfolks membership to enjoy free access to domestic and international airport lounges 

  • Access to unlimited spa treatments at domestic airports for free 

  • Zero cancellation fees on flight and hotel bookings of up to ₹12,000; valid for up to 2 transactions each year

  • Access to a nominal foreign currency mark-up fee of just 1.5% on international transactions

3. Attractive Gift Vouchers

  • ₹750 off on the second movie ticket after buying the first one on BookMyShow, four times monthly

  • Up to 4 free games of golf each month 

4. Other Benefits:

  • Premium membership to gyms at 50% discount

  • Discounts at salons and beauty parlours 

  • No charges on cash withdrawals or fees on going over limit or for late payment

  • Concierge services on medical bookings, car rentals, hotels and more

  • Fuel surcharge waivers up to ₹600 a month 

Flexibility in Membership Plan

The ICICI Emeralde credit card allows you to choose between two different plans:


  • An annual plan of ₹12,000+GST

  • A monthly plan of ₹1,000+GST

Both these charges are reversible based on reaching the spending milestones. 

ICICI Emeralde Credit Card Eligibility and Documentation

In order to get quick approval and complete the application process hassle-free, take a look at the ICICI Emeralde credit card eligibility criteria and required documents. 

1. Eligibility Criteria for the ICICI Bank Emeralde Credit Card

The following are some of the requirements that you must meet to avail ICICI Emeralde credit card benefits:


  • Minimum salary of ₹3 Lakhs 

  • Annual Income Tax Returns filed must be above ₹ 30 Lakhs

Existing ICICI Bank Global Private Client customers can also apply for this premier card. 

2. Documents Required for the ICICI Bank Emeralde Credit Card

When applying for an ICICI Bank Emeralde credit card, provide proper documentation, including:


  • Proof of Address (Aadhaar card, Voter ID card, etc.)

  • Proof of employment and salary

  • PAN card

  • ITR copy

ICICI Emeralde Credit Card Rewards

Here are the details about the ICICI Emeralde credit card reward points that you will receive.


  • 4 reward points on retail spending of ₹100

  • 1 reward point on spending ₹100 on insurance and utilities

  • A policy of in-flight insurance for ₹3 Crores

ICICI Emeralde Credit Card Reward Redemption 

With the ICICI Emeralde credit card, you can redeem your points to get vouchers for travel or movies. You can also redeem them for smartphones, gadgets, home appliances and other lifestyle products. To proceed, call 080-40146444 or 1860-258-5000. 

How to Apply for the ICICI Emeralde Credit Card

You can apply for the ICICI Emeralde credit card offline by visiting any ICICI Bank branch. Alternatively, you can apply for it online by following the steps given below.


  • Visit the ICICI Bank Emeralde credit card webpage and click on ‘Apply Now’

  • Enter the required information such as your mobile number 

  • Verify your details with an OTP and share personal information 

  • Personalise your card 

  • Await verification and approval

That’s all! Once your application is processed, you will receive delivery of the credit card. 

ICICI Emeralde Credit Card Customer Care

Here are the contact details that you can use to talk to the ICICI credit card Customer Care.

Toll-free number

1860 120 7777

Postal address

ICICI Bank Tower, 7th floor,

Survey no: 115/27, Plot number 12,

Nanakramguda, Serilingampally,

Hyderabad: 500032

NRI email ID

FAQs on the ICICI Emeralde Card

The ICICI Bank Emeralde credit card is an excellent choice since the annual cost is repaid in the form of various incentives. Also, you will get additional points when you pay the yearly renewal fee.

Free access to domestic and international airport lounges, payback points, and discounts on movie tickets are a few benefits you will receive from this card.

No, you are required to pay the yearly charge of ₹12,000 in order to acquire this card.

If you have any queries or complaints about your ICICI Bank Emerald credit card, you can contact the customer care team on the toll-free number 1860 120 7777. Alternatively, you can also write to the bank’s customer support team at if you are a resident Indian, or at if you are an NRI.

The ICICI Bank Emeralde credit card is a high-end lifestyle card designed to provide lavish benefits for customers with high net worth. This card's premium advantages include unrestricted free lounge access, hotel membership, entertainment, food, and gasoline.

The card has a nominal mark-up fee of 1.5% on international transactions.

You can contact the bank to know these details.

At the end of every billing cycle, the bank automatically sends you a credit card statement for that period via email. Alternatively, you can retrieve the statement for your Emeralde credit card from ICICI Bank by logging into your credit card account.

Yes. You can withdraw cash at any ATM using your ICICI Emeralde credit card. However, keep in mind that you will have to pay interest on the amount withdrawn.

In the case of the monthly plan, you will have to pay a joining fee of ₹1,000 for the ICICI Bank Emeralde credit card. In the case of the annual plan, however, the joining fee would be ₹12,000.

Yes. The PAYBACK points that you’ve accumulated on your Emeralde credit card from ICICI Bank can be used to purchase fuel. All that you need to do is visit an HP-branded fuel station and present your mobile number or PAYBACK account number at the time of fuel purchase. You can choose the number of points that you wish to redeem against fuel as well.

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