ICICI Bank Sapphiro Credit Card

ICICI Bank Sapphiro Credit Card

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On paying the registration fee, you can apply for the ICICI Sapphiro Credit Card online and receive shopping and vacation rewards worth Rs. 10,000. Every year, you can earn up to 20,000 payback points and receive free airport lounge visits and golf rounds. The ICICI Gem Collection is a line of credit cards. This collection provides cardholders with a variety of benefits and benefits. The Sapphiro Credit Card from ICICI Bank is an important part of the portfolio.

ICICI Sapphiro Credit Card Features & Benefits

  • On payment of the card's membership fee, you'll receive Welcome Vouchers worth Rs. 9,000+ for shopping and travel.

  • Every anniversary year, earn up to 20,000 PAYBACK points on your ICICI Bank Sapphiro Credit Card.

  • By spending a minimum of Rs. 5,000 or more on your ICICI Bank Sapphiro Credit Card in a calendar quarter, you will receive four complimentary entry passes to select airport lounges in India, two each on Mastercard and American Express variations.

  • With your ICICI Bank Sapphiro Credit Card, you get two complimentary international airport lounge visits per calendar year and two gratis domestic airport spa visits per fiscal year as part of your complimentary membership.

ICICI Sapphiro Credit Card Fees & Charges

The charges associated with the credit card are listed in the table below:

Types of Charges

Size of Charges

Joining Fee

Rs. 6,500 (excluding GST)

Annual Fee

First year: Zero

Minimum card purchases for annual fee waiver

Rs. 6 lakhs

Cash advance transaction fee

2.5% on the advance amount for a minimum of Rs. 300

Overlimit fee

2.50% of the over-limit amount for which one would have to pay the minimum amount of Rs. 500

ICICI Sapphiro Credit Card Customer Care Number

For all queries related to your Credit card, you can reach the ICICI Bank credit card customer care team:

  • Email: Customer.care@icicibank.com

  • Phone: 1860 120 7777

  • Local call: 33667777 (prefix local area code)

ICICI Sapphiro Credit Card Rewards

You can earn PAYBACK Points on your transactions with your ICICI Bank Credit Card. PAYBACK, India's largest reward programme, has partnered with ICICI Bank Incentives to offer you a variety of attractive credit card rewards for your regular purchases. When you use your ICICI Bank Credit Card, you not only get PAYBACK Points, but you also earn additional points from PAYBACK Partner Brands for the same purchase. You may use your PAYBACK Points for a variety of things, including movie and vacation vouchers, as well as lifestyle products, mobile phones, and appliances. Shopping is truly rewarding with your ICICI Bank Credit Card and PAYBACK!

ICICI Sapphiro Credit Card Eligibility Criteria

Eligibility Criteria
  • The principal cardholder must be 23 years old, while the Add-on cardholder must be 18 years old.
  • The applicant must be a citizen of India.
  • A strong credit score boosts your chances of getting authorized for a credit card.
Documents Required
  • Latest 3 months’ salary slip/Form 16/ IT return copy as proof of income
  • Residence proof (Aadhar Card, Passport, Utility Bills)
  • Identity proof (Aadhar Card, PAN Card, Driver’s License)

How to Apply for an ICICI Sapphiro Credit Card?

Just follow these 5 quick steps and you’re done!

  • Visit Finserv MARKETS

    Visit us online

  • Fill in your details

    Help us with a few of your details

  • Check out the list of multiple Credit Cards from ICICI Bank

    Compare between the multiple options available

  • Make a Choice!

    Select the ICICI Bank Sapphiro Credit Card

  • Submit your form

    And you're done!


  • ✔️Is ICICI Sapphiro Credit Card good?

    The ICICI Bank Sapphiro credit card is a wonderful option because you get the yearly fee returned in the form of numerous vouchers. When you pay the annual renewal cost, you gain bonus points.

  • ✔️What is the benefit of an ICICI Sapphiro credit card?

    For frequent travellers interested in airport lounge access, the ICICI Bank American Express Sapphiro Card is an excellent low-cost solution. The DreamFolks DragonPass Lounge Access Programme, for example, entitles the cardholder to four domestic lounge visits every quarter as well as two annual domestic airport spa sessions. In addition, the card allows you to visit two foreign airport lounges per year.

  • ✔️Is ICICI Sapphiro credit card free?

    The ICICI Bank Sapphiro Credit Card has an annual fee of Rs. 3,500, making it a bit premium. However, the annual charge is repaid in the form of welcome vouchers of Rs. 9,000 or more that the card provides.

  • ✔️What is an ICICI Sapphiro credit card?

    The Sapphiro Credit Card from ICICI Bank is a premium credit card that is available in two network variants: Mastercard and Visa. The card is ideal for both domestic and international travellers, and it comes with a number of benefits, including complimentary Dragon Pass membership, access to Visa lounges, golf privileges, and more.