The Standard Chartered credit card statement is essentially a summary of your credit card activity for a particular billing cycle. By downloading the Standard Chartered credit card statement, you have a detailed account of all your credit card transactions, earned rewards points, and outstanding account balances.
Here’s how you can sign up for an e-statement service:
Login to your online banking account
Explore ‘eStatements and eAdvices’
Hit "Sign Up Now" in "About Statements" and experience the ease of eStatements!
Once you have completed this process, you can proceed with viewing your e-statement:
Log in to Online Banking for your statements
Click on ‘eStatements and eAdvices’ – it's your one-stop shop for all your statements
View or download statements for the past two years under ‘View eStatements’
Okay, let's dive deeper into understanding your minimum due amount:
Every purchase adds to your "borrowed" amount, the outstanding balance.
You don't need to repay everything at once, but the bank expects small monthly payments.
It's the minimum you must pay each month to avoid late fees.
In this example, it's 5% of your outstanding balance on statement generation (25th July).
Track your purchases: Note the dates and amounts you spend with your card.
Statement generation: On the 25th, the bank takes a snapshot of your balance (e.g., ₹13,000 in this case).
Minimum due calculation: 5% of your statement balance, here at ₹650.
Payment deadline: Pay this minimum by the 5th of next month to avoid fees.
Paying only the minimum keeps you in debt, like rolling over a small loan each month. Interest will accrue on the remaining balance (₹12,350 here) after the grace period.
To avoid debt snowballing, aim to pay more than the minimum whenever possible.
You can download your Standard Chartered credit card E-statement online or avail it offline. The SCB credit card statement online can be accessed via the netbanking facility or via the SC Mobile app. To view your Standard Chartered credit card statement offline, you can avail facilities such as SMS banking, call the customer care helpline number, request to receive your credit card statement by post, or simply visit the nearest customer care executive and request for your credit card statement in person.
Online Standard Chartered Bank credit card statements can be viewed by availing the net banking facility or mobile banking facility. In case you opt for a netbanking facility, simply log into your SCB net banking account and go to ‘Cards Services’. Next, click on ‘Card Information’ and you can download your Standard Chartered credit card statement for a particular bill cycle. In case you opt for a mobile banking facility, log into your SC Mobile App and go to ‘Balances’. Select ‘Preferred credit card’. Click on ‘Transactions’ and you can view your transaction history for the desired billing cycle.
You can download your annual credit card statement from Standard Chartered Bank by availing the net-banking facility. Simply log into your SC net banking account. Go to the ‘Cards Services’ option and click on ‘Card Information.’ Select the statement period as ‘past 12 months’ and submit. The Standard Chartered credit card annual statement will be downloaded on your PC in a PDF format.
Your statement will detail:
Statement period: Dates covered by the statement
Opening balance: Amount outstanding at the beginning of the period
Transactions: Dates, amounts, and descriptions of all charges and credits
Interest charges: Any accrued interest due to late payments or exceeding your credit limit
Minimum payment due: Minimum amount required to avoid late fees
Due date: Deadline for making the minimum payment
Closing balance: Your outstanding balance at the end of the statement period
Yes, you can choose to receive paper statements, e-statements, or both. Simply update your preference through Online Banking or contact customer care.