Unlock the potential of gold with flexible gold loan solutions
✓ No Limit on Loan Amounts ✓ Interest Rate Starting @0.74% p.m. ✓ Minimal Documentation
On Bajaj Markets, apply for a loan against your gold anytime, anywhere, with its digital application process. You can borrow up to 75% of your gold’s market value. With interest rates starting as low as 8.88% p.a. you can get affordable solutions to your financial problems with gold loans. By applying for a gold loan on Bajaj Markets, enjoy benefits like doorstep services, part-release facilities, and complimentary insurance for your gold.
Check out the gold loan interest rates offered by lending partners on Bajaj Markets
Name of the Partner |
Interest Rate |
Repayment Tenure |
|
9.5% - 28% p.a. |
Up to 12 Months |
||
9.24% p.a. onwards |
61 Days - 12 Months |
||
9.96% p.a onwards |
7 Days - 36 Months |
||
9.96% p.a onwards |
3 Months – 12 Months |
||
8.88% p.a. onwards |
3 Months – 12 Months |
||
11.88% p.a. onwards |
1 Month – 60 Months |
*Disclaimer: Interest rates and tenure can vary at the lender’s discretion.
Features and Benefits
High Loan Amount
You can borrow up to 75% of your gold’s current market value, enabling you to obtain funds easily.
Easy Repayment Solutions
You can repay your loan via monthly, bi-monthly, quarterly, half-yearly, or annual payments, as per your convenience.
Part-Release Facility
You can repay a part of your loan and get some of the gold submitted as collateral before the loan tenure ends.
Zero Pre-closure Charges
You can prepay or foreclose your loan without paying any additional charges.
No Credit Score Required
Your credit score does not play a significant role in the approval process of a gold loan.
*Disclaimer: Terms and conditions apply to the benefits mentioned above, and these may vary from one lender to another.
Before applying for an online Loan Against Gold, understand the eligibility criteria you might be required to fulfil for your application to be approved:
You must be an Indian citizen, above the age of 18 years.
You must be a salaried employee/self-employed individual/ entrepreneur/ farmer/ trader.
Furthermore, you may also be required to present the following documents when applying for a gold loan online:
Identity Proof: Aadhar card/passport/driving licence/voter ID
Address Proof: Aadhar card/passport/driving licence/utility bills
How to Apply for a Gold Loan on Bajaj Markets
Here are some simple steps you can follow to apply for a gold loan on Bajaj Markets:
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Click on ‘Apply Now’ on this page
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Enter your basic personal details
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Click on ‘Submit’
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After this, your application will be reviewed and an executive will contact you for further proceeding.
Quick Processing
With the quick digital application process, your loan application can be reviewed and verified rapidly.
Minimal Paperwork
The digital documentation process makes applying for a gold loan on Bajaj Markets quite convenient.
Zero Hidden Charges
When you apply for a Gold Loan on Bajaj Markets, you can be assured of complete transparency with zero hidden charges.
FAQs and Support
A gold loan is a secured form of loan where you can pledge your gold jewellery in the form of collateral in exchange for an amount that is determined by the current market value of your gold.
If you are a salaried or self-employed individual above 18 years old and an Indian citizen, you can apply for a gold loan.
Yes, it is safe, as the lender stores your assets safely in vaults. However, if you default on the repayments, your assets may be auctioned by the lender.
Yes, you can get a gold loan by submitting your gold jewellery as collateral.
No, a guarantor is not necessary when applying for a gold loan.
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