Bike Insurance Documents

There are several bike insurance documents required to buy or renew the insurance, file a claim, or change your insurer. Since bikes are constantly exposed to risks like accidents and theft, a bike insurance can act as a safety net and save you from heavy financial liabilities. Not only buying but renewing the insurance on time is also crucial. If you purchase a comprehensive bike insurance plan, you can deal with financial losses incurred due to any unforeseen mishap. It will cover third-party loss, own damage, and much more. Read more to find the detailed list of documents required for these processes. 

About Bike Insurance Documents

Bike insurance is a safety net that most riders require to deal with financial liabilities arising due to their vehicle being involved in any mishap. After you purchase a comprehensive bike insurance plan, you can file claims to cover third-party loss, own damage, and much more. To continue your two-wheeler insurance coverage, you need to keep renewing the policy before the set due date. 

However, be it renewing your bike insurance, filing a claim, or changing your insurance provider, specific documents like RC, Driving License, etc are required. In this section, we shall take you through the various requirements of a two-wheeler insurance plan and the steps to get a duplicate copy of your bike insurance policy.

Documents Required for Bike Insurance Renewal

To successfully renew your plan, here are the documents required for two-wheeler insurance renewal:

  • Policyholder’s details, such as name, age, address, gender, etc.

  • Registration Certificate (RC)

  • Driving license

  • Existing or expired bike insurance policy number

Documents Required for Changing Bike Insurance Provider

If you want to switch to a new insurance provider from your existing insurer, you must submit the following documents:

  • Proof of identity (PAN card, Aadhaar card, driving licence, or passport) 

  • Proof of address (PAN card, Aadhaar card, driving license, passport, Ration card, or Voter’s ID)

  • Passport-size photo

  • Driving license

  • Bike Registration Certificate (RC)

  • Expired or existing two-wheeler insurance policy number

Documents Required for Bike Insurance Claim

Based on the bike insurance claim type, the documents required can be different in case of an accident, theft, or third-party damage. You can keep the below-mentioned bike insurance claim documents ready while filing an insurance claim:

Documents Required for Two-Wheeler Insurance Accident Claim

  • Duly signed and filled claim settlement form

  • Copy of two-wheeler insurance policy

  • Copy of Registration Certificate (RC) of your bike

  • Copy of FIR in case of a major accident

  • Copy of driver's License

  • Original tax receipt

  • Original invoice of repair and payment slip in case of reimbursement claim

  • Original invoice of repair for cashless claim

Documents Required for Two-Wheeler Insurance Theft Claim

  • Duly signed and filled claim settlement form

  • Copy of two-wheeler insurance policy

  • Copy of Registration Certificate (RC) of your bike

  • Original copy of FIR 

  • Copy of driver's license

  • Original tax receipt

  • No trace report for the stolen vehicle issued by the police

  • Theft declaration from the concerned Regional Transport Office (RTO)

  • Form 28, Form 29, Form 30, and 35

  • Bike keys and warranty card

Documents Required for Third-Party Bike Insurance Claim

  • Duly signed and filled claim settlement form

  • Copy of two-wheeler insurance policy

  • Copy of Registration Certificate (RC) of your bike

  • FIR in case of major accident or theft

  • Copy of driver's license

Steps to Follow on Misplacing Two-Wheeler Insurance Policy Documents

It is common to misplace or lose your bike insurance papers. However, it isn’t recommended to drive your vehicle without your scooty’s insurance papers. Get a duplicate copy immediately. Let’s understand the steps you should follow in case you lose your bike insurance policy documents:

  • Intimate Your Insurance Provider

Inform your insurance company regarding the lost bike insurance documents as soon as possible. The insurer will assist you with the process to receive the duplicate policy documents.

  • File an FIR

You must file a First Information Report (FIR) at the nearest police station regarding the loss of your insurance documents. Submit your two-wheeler insurance details such as your policy number, type of bike insurance, and the name of the insurance company.

  • Submit an Application

Apart from intimating your insurance company, you need to submit a written application to request for a duplicate copy of bike insurance. Mention your bike insurance details such as the policy number, type of insurance plan, your name, etc. You can also attach the FIR and submit the application. 

  • Publish an Advertisement

You can publish an advertisement in the local newspapers containing your name, contact number, two-wheeler policy number, and registration number.

  • Sign an Indemnity Bond

The last step is to sign an indemnity bond on non-judicial stamp papers to obtain a two-wheeler insurance duplicate copy. Make sure to check if the bond has mentioned your full name. Along with the signatures of two witnesses, the indemnity bond can be submitted to the insurance company.

To Conclude

With this information, you can easily renew your bike insurance policy or file a claim with the right documents. Remember to carry a hard or soft copy of your two-wheeler insurance policy while riding your bike to avoid any penalties. You can store your policy papers digitally with the help of IRDAI’s e-Vahan Bima app or other third-party applications for ease.

For additional security, safeguard your two-wheeler with a comprehensive bike insurance plan. Browse through the various bike insurance policies available on Finserv MARKETS and avail lucrative benefits such as cashless cover, rider benefits, and more. Get a quote today!

FAQs on Bike Insurance Documents

  • ✔️Is a bike insurance policy renewed online valid?

    Yes, renewing your bike insurance online is completely valid as well as safe.

  • ✔️Can I renew my two-wheeler insurance policy after expiry?

    Yes, you can easily renew your two-wheeler insurance plan after it has expired. Contact your insurance provider for offline bike insurance renewal or visit the insurer’s official website to renew your policy. Remember to complete with renewal within the grace period to keep the no-claim bonus (NCB).

  • ✔️Is it possible to raise a claim if my bike insurance policy expired only a day ago?

    No, you cannot file a claim if your bike insurance has expired. However, you can renew your insurance policy to retain your No-Claim Bonus and avail coverage.

  • ✔️How can I find my two-wheeler insurance policy number?

    To know your two-wheeler insurance policy number, visit your insurer’s official website and log into your account. You shall find the policy number in your profile. For offline mode, you can contact the customer care to get your bike insurance policy number.

  • ✔️Can I get a duplicate copy of my bike insurance plan online?

    Yes, you can get a duplicate copy of your bike insurance policy online. Follow the steps mentioned below:

    1. Visit the insurance provider’s official portal.

    2. Log in to your account.

    3. Enter your plan details, such as the bike insurance policy number, coverage type, etc.

    4. Verify your account, as requested

    5. You will now be able to view, download, and print your bike insurance policy.

  • ✔️I have lost my bike insurance papers, what should I do?

    If you have lost insurance papers for your bike, you can apply for a duplicate copy of bike insurance by contacting your insurance provider. The insurer will easily guide you with the further steps and inform you regarding the documents required for a two-wheeler insurance duplicate copy.

  • ✔️How can I buy two-wheeler insurance on Finserv MARKETS?

    You can follow the steps below to purchase bike insurance on Finserv MARKETS:

    • Go to ‘Bike Insurance’ section on Finserv MARKETS

    • Select the type of insurance policy you want

    • Fill in the application form with the required details

    • Add riders to your plan and review the policy terms

    • Pay the premium online

    • You shall receive the bike insurance policy document on your registered email ID