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Business Loan Interest Rates & Charges

At Finserv MARKETS, you can avail business loan at affordable interest rates & processing charges. By getting business loans at lower interest rates, your business is sure to scale greater heights.

Factors That Determine Your Business Loan Interest Rate

  • Credit Score

Credit Score is a basic parameter to check the creditworthiness of the borrower. A good Credit Score gives the lender the assurance that you can pay the loan on time. The better the score, the lower the interest rate that you can enjoy.

  • Work Experience

Work experience plays a major role in determining the interest rate on business loan. Greater work experience can fetch you a loan at a lower interest rate.

  • Income

A steady source of income will help the lender know that your repayment capacity is strong. This will help you getting loan at lower interest rate.

Why Choose Finserv MARKETS?

Choose Finserv MARKETS for a business loans due to the following reasons.

  • Smooth Online Application process

  • Minimal Documentation

  • 100% Transparency

  • No collateral needed

Types of Business Loan Interest Rate

  • Reducing or Diminishing Balance Rate of Interest

The reducing or diminishing balance rate of interest is calculated each month on the outstanding principal amount. Put simply, with each EMI that you pay against your business loan, the outstanding loan amount reduces; under this method, the interest payable in each subsequent month is calculated against the outstanding amount, and, hence, varies.

  • Fixed Rate of Interest

A fixed rate of interest is calculated on the full principal loan amount and is applicable throughout the loan tenure, i.e. the interest rate remains standard throughout the repayment period.

Frequently Asked Questions on Business Loan

  • ✔️What factors decide the business loan rate of interest?

    The interest rate depends on credit score, work experience, income etc.

  • ✔️How easy is it to get a business loan?

    If you have a good credit score, a good work experience, and stable source of income, it is very easy to get a business loan.

  • ✔️Is there any need to provide a collateral to avail Business Loan?

    Business loan is an unsecured loan. Hence, you need not provide any collateral.

  • ✔️What is the repayment period of a business loan?

    It typically ranges from 1-5 years.

  • ✔️How is interest on a business loan calculated?

    The interest rate is calculated basis the applied loan amount, your credit score, repayment history, relationship with the lender etc.

Happy Customers of Finserv MARKETS

Getting a loan to take care of my wedding and relieving my parents to enjoy the occasion was the best decision I ever made. Easy-to-apply, amazing interest rate and quick disbursal, what more can one ask for!

I am passionate about the vehicle I drive. I want to protect it with the best available option. What amazed me was the full transparency, quick quotes and the attractive discount on the premium while choosing the annual payment option!

Check your personal loan eligibility in seconds!

My husband and I will finally move into our own house this Diwali. All thanks to Bajaj Finserv, with competitive interest rates, minimal processing fees and easy to repay EMIs, our dream saw the light of reality in no time!

Get the best FD interest rates starting @ 8.40%. Let's start!

Kids grow up fast and to fulfill their dream trip to Disneyland I had everything but instant funds. With no collateral or guarantor required and a hassle-free processing, I gifted my family a memorable trip to Orlando with just a click!

Get sum insured up to 1 Crore! Let's start!

The best way to start looking for health insurance is to do a close study of the coverage needs and checking the insurance company's claim ratio. No unnecessary jargons, easy to apply claims process and choice of premia!

Zero additional charge on part-payment option on Business loans! Let's start!

I bought my first iPhone using my Bajaj Finserv EMI Network Card. Zero downpayment with a No cost EMI on Bajaj Finserv EMI store just made my day!

Get home loan sanctioned online in 72 hours! Let's start!