Stamp Duty and Registration Charges in Delhi

The state government of Delhi revises the property registration and stamp duty charges in Delhi. While you must pay stamp duty charges to the state government, the registration fee is equally mandatory for registering a property in Delhi.

Whenever you want to buy a property in Delhi, registering it is obligatory. Hence, knowing about prevailing charges before buying a property in Delhi is essential.

Check out the current Delhi stamp duty rates and registration charges for 2023. 

Stamp duty rates in Delhi at certain locations are different from the standard stamp duty rates. The exceptions are; 

• Area under New Delhi Municipal Corporation: Stamp duty for a male is 5.5%, and for a female is 3.5%.

• Area under Delhi Cantonment Board: Stamp duty is 3% for both males and females.

Here is an example to understand the stamp duty and property registry charges in Delhi. If a man buys a property in Delhi worth ₹30 Lakhs, then he has to pay the following charges:

Here is how you can calculate stamp duty and registration charges in Delhi for a woman:

• Cost of your property = ₹25,00,000

• Registration Charge = 1% of ₹25,00,000 = ₹25,000

• Stamp Duty = 4% of ₹25,00,000 = ₹1,00,000

To calculate the stamp duty with the help of a calculator, follow the steps mentioned below: 

• Step 1: Log on to the official portal of the Delhi Online Registration System at https://eval.delhigovt.nic.in/

• Step 2: Enter the relevant details, such as the location of your sub-registrar office, locality and deed name, as per your requirement 

Once you submit these details, you will see the amount that you must pay as stamp duty in Delhi. However, when computing stamp duty charges, note that several factors determine what you have to pay for the property. 

It includes:

• Property’s location

• Type of property and the number of floors

• Age and gender of the property owner

• Property’s market value

• The use of the property, whether it is for residential or commercial purposes

There are no offline channels in Delhi to pay stamp duty charges. The stamp duty has to be paid through e-stamping in Delhi. 

You can go to the official website of Stock Holding Corporation of India Limited (SHCIL) and pay the stamp duty and registration charges through e-stamping. The authorised collection centres of SHCIL (ACC) act as the intermediary between the SHCIL and the buyer. 

You can pay the stamp duty in cash through an authorised collection centre if you need it. You can also pay the fund through RTGS/NEFT/account-to-account transfer/cheque/demand draft/pay order. 

After making the payments, log in to srams.delhi.gov.in and book an online appointment with the sub-registrar’s office to initiate the registration process.

Here are some of the stamp duty rates on other property documents and instruments in Delhi.

Disclaimer: The rates can vary at the discretion of the state government. So, kindly check the latest rates from the website. 

On excess stamp duty payment, cancellation of a document or agreement, or other reasons, you can claim a refund of your stamp duty. However, the window for requesting the refund is open only for six months from the date of stamp duty payment.

Note that the authorities will refund your payment after deducting 10% from the total amount paid. On the other hand, registration charges are non-refundable. 

To get a refund of stamp duty, you can write an application in an enclosed format to the office of Collector of Stamp (HQ) at Sham Nath Marg, Delhi. Make sure to attach the following documents:

• Original e-stamp certificate along with a copy of identity proof

• Affidavit in prescribed format on a ₹10 stamp paper

• A duplicate of the prescribed refund proforma duly signed each on ₹1 revenue stamp by the applicant

• Indemnity Bond in prescribed format on a ₹100 stamp paper if the e-stamp paper has been signed by both parties

You can calculate the market value of the properties if you know the circle rate in Delhi. That is why it is necessary to consider the current circle rate in Delhi while assessing the market value. 

Go through the following steps to find the market value of a particular property.

• Determine the built-up area

• Check its age, floor area, and available amenities

• Choose the type of property from plots, apartments, flats, etc.

• Choose the area/locality of the property as categorised on the Delhi registrar’s official website.

• Compute the minimum assessment value using the following calculation

There are very few stamp duty exemptions in Delhi. You can enjoy an exemption of up to ₹1.5 Lakhs on registration and stamp duty charges in Delhi under Section 80C of the IT Act of 1961.

The information provided here is for informational purposes only. Please visit the official website and do your research before you opt for any services.

By law, you are required to pay your stamp duty rates and other concerned charges while registering any property. If you fail to do so, you will be required to pay hefty penal charges. However, you can cover these costs easily through a housing loan. 

You can always apply for a housing loan on Bajaj Markets at competitive interest rates and flexible repayment tenure options. Simply meet the required home loan eligibility criteria and submit the required documents to get a home loan hassle-free.