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Stamp Duty and Registration Charges in Lucknow

As per the Registration Act of 1908, the buyer must pay the stamp duty in Lucknow along with the registration charges. To register a property under the buyer’s name, stamp duty must be paid by the buyer.

The Uttar Pradesh Government revises the property registration and stamp duty charges in Lucknow from time to time. With an aim to increase homeownership among females, stamp duty in Lucknow for women buyers is kept low. 

Stamp Duty and Registration Charges in Lucknow

Check out the following table to understand the stamp duty and registration charges in Lucknow.

Owner

Stamp duty (% of the property value)

Registration charge (% of the property value)

Man

7%

1% 

Woman

6%

1% 

Man + Woman

6.5% 

1% 

Man + Man

7% 

1% 

Woman + Woman

6% 

1%

Disclaimer: The rates can vary at the discretion of the state government. So, kindly check the official website for existing rates.

Let us take an example to understand the stamp duty and property registration charges in Lucknow. If a woman buys a property in Lucknow worth ₹30 Lakhs, then she has to pay the following charges:

Property registration charges in Lucknow

1% of the property value

₹30,000

Stamp duty in Lucknow

6% of the property value

₹1.80 Lakhs

Effective cost of the property

Property value + registration charges + stamp duty

₹32.1 Lakhs

Disclaimer: The rates can vary at the discretion of the state government. So, kindly check the official website for existing rates.

Registration Charges in Lucknow

Uttar Pradesh is one of the states with high stamp duty in India. It demands a stamp duty of 7% from a buyer of male gender.

To encourage property ownership among women, the government has lowered it to 6% for women. This reduction in stamp duty is applicable only up to ₹10 Lakhs out of the total value of the transaction. 

The stamp duty charges in Lucknow are the same as in the Uttar Pradesh stamp duty mandate. However, the property registration charges in Lucknow are fixed at 1%, irrespective of gender.

Stamp Duty on Other Property Documents and Instruments in Lucknow

Here are some of the stamp duty rates on other property documents and instruments in Lucknow.

Documents

Stamp Duty

Gift deed

₹60-125

Will

₹200

Exchange deed

3% of the property value

Notary

₹10

Agreement

₹10

Adoption deed

₹100

Divorce

₹50

Lease deed

₹200

Bond

₹200

Affidavit

₹10

Special power of attorney

₹100

General power of attorney

₹10-100

Disclaimer: The rates can vary at the discretion of the state government. So, kindly check the official website for existing rates.

Stamp Duty in Top Cities of Uttar Pradesh

The following table presents a preview of stamp duty and registration charges in some of the major cities of Uttar Pradesh:

City

Stamp duty for male buyers (% of the property value)

Stamp duty for female buyers (% of the property value)

Stamp duty for joint buyers (% of the property value)

Agra

7%

6% 

6.5% 

Lucknow

7%

6% 

6.5% 

Prayagraj

7% 

6% 

6.5% 

Aligarh

7%

6% 

6.5% 

Noida

7% 

6% 

6.5%

Disclaimer: The rates can vary at the discretion of the state government. So, kindly check the official website for existing rates.

Procedure to Pay Stamp Duty and Registration Charges Online

Follow the below-mentioned steps to pay stamp duty and registration charges online in Lucknow.

  • Log on to the Stamp and Registration Department UP portal - https://igrsup.gov.in/igrsup/defaultAction.action. The page will initially open in Hindi

  • Select the ‘आवेदन करें’ option, and now, you can switch to English

  • Select the ‘New Application’ option and create an application number

  • Register yourself using your credentials and become a registered user

  • Log in and enter the details of the property, the buyer, the seller and the witnesses

  • Wait for the system to calculate the stamp duty and registration charges for your property automatically

  • Pay the stamp duty online

  • Save the generated receipt number for future use

  • Book an appointment for property registration at the sub-registrar’s office

Refund Process of Stamp Duty and Registration Charges

In case of any excess stamp duty payment, cancellation of a document or agreement, etc., you can claim a refund of your stamp duty within 6 months.

The amount will be refunded after a deduction of 10% from the total stamp duty paid. However, you will not get a refund on the registration charges. Here is how you can get a refund on stamp duty charges:

  • Log in to the Uttar Pradesh’s stamp refund application portal

  • Click on “Application for stamp duty withdrawal’ on the left side of the screen

As a new user: 

  • Register by selecting the district from the drop-down menu in which the stamp refund proceeding has to be done

As a registered user:

  • Fill in the details of your refund application directly

How to Check the Market Value of Properties in Lucknow?

To calculate the market value of a property in Lucknow, you have to follow the below-mentioned steps.

  • Determine the built-up area of the property.

  • Find out details like the age of the property, amenities offered, etc.

  • Choose the type of the property.

  • Now, you can use the following formula to find the property value.

Property Value = Built-up area of the property (in sq. m.) x Circle rate of the locality (in Rs./sq. m.)

Who Can be Exempted from Stamp Duty in Lucknow

The legal heirs of martyrs and ex-servicemen from Uttar Pradesh are exempted from stamp duty in the state. They can avail of these exemptions while buying a new house, residential or commercial land as well as an agricultural land. 

The same is applicable to the residents of Lucknow. They will be able to avail this benefit on their share of property value up to ₹20 Lakhs. On the heir’s share of land or house, a 5% stamp duty will be exempted.

Stamp Duty and Registration Charges in Lucknow: Grievance Redressal

All the grievances related to stamp duty and registration charges in Lucknow will be addressed on the Stamp and Registration Department UP portal. You can lodge a complaint directly on the grievance redressal section of the site.

Conclusion

It is your legal and moral obligation to take care of your stamp duty and other relevant charges while registering your newly bought house. But these charges could easily go up to a few lakhs of rupees, and in some cases, even crores, depending on the value of the property. 

You can, however, cover these costs with the assistance of a home loan. The good news is that you can avail a housing loan on Bajaj Markets

Simply satisfy the basic home loan eligibility criteria and ensure that all the home loan documents are available. Once you do that, you can go ahead and apply for a home loan right away!

FAQs on Stamp Duty in Lucknow

What is the current stamp duty in Lucknow?

The current stamp duty in Lucknow is 7%, 6.5%, and 6% of the property value for male, joint (male and female), and female owners, respectively.

What is the stamp duty for gift deeds in Lucknow?

The stamp duty for gift deeds in Lucknow ranges between ₹60-125.

How do I calculate my registry charges in Lucknow?

The stamp duty is 6% if the buyer is a woman and 7% if the buyer is a man. The registration charge is 1% of the property value for both males and females.

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