As per the Registration Act of 1908, the buyer must pay the stamp duty in Lucknow along with the registration charges. The ownership of a property is transferred to the new buyer after paying the property registration charges in Lucknow and only then the registration is considered complete. To register a property under the buyer’s name, the buyer has to pay a property tax to the authorities and this fee is called stamp duty. Registration charges are paid to the same authority for doing all the paperwork to execute this process.
The property registration charges in Lucknow as well as the stamp duty charges in Lucknow keep changing from time to time. With an aim to increase home ownership, stamp duty in Lucknow for women buyers is kept low. Check out the following table to understand the stamp duty and registration charges in Lucknow.
Owner |
Stamp duty |
Registration charge |
Man |
7% of the property value |
1% of the property value |
Woman |
6% of the property value |
1% of the property value |
Man + Woman |
6.5% of the property value |
1% of the property value |
Man + Man |
7% of the property value |
1% of the property value |
Woman + Woman |
6% of the property value |
1% of the property value |
Let us take an example to understand the stamp duty and property registration charges in Lucknow. If a woman buys a property in Lucknow worth Rs. 30 Lakh, then she has to pay the following charges:
Property registration charges in Lucknow |
1% of the property value |
Rs. 30,000 |
Stamp duty in Lucknow |
6% of the property value |
Rs. 1,80,000 |
Effective cost of the property |
Property value + registration charges + stamp duty |
Rs. 3,210,000 |
Uttar Pradesh is one of the states with high stamp duty in India. Being one of the most populous states in India, Uttar Pradesh demands a stamp duty of 7% from a buyer of male gender. To encourage property ownership among women, the stamp duty is lowered to 6%. This reduction in stamp duty is applicable only up to Rs 10 Lakh out of the total value of the transaction. The stamp duty charges in Lucknow are the same as in the Uttar Pradesh stamp duty mandate. However, the property registration charges in Lucknow are fixed at 1% irrespective of gender.
City |
Stamp duty for male buyer |
Stamp duty for female buyer |
Stamp duty for joint buyers |
Agra |
7% of the property value |
6% of the property value |
6.5% of the property value |
Lucknow |
7% of the property value |
6% of the property value |
6.5% of the property value |
Prayagraj |
7% of the property value |
6% of the property value |
6.5% of the property value |
Aligarh |
7% of the property value |
6% of the property value |
6.5% of the property value |
Noida |
7% of the property value |
6% of the property value |
6.5% of the property value |
Here are some of the stamp duty rates on other property documents and instruments in Lucknow.
Documents |
Stamp duty (Rs) |
Gift deed |
60-125 |
Will |
200 |
Exchange deed |
3% of the property value |
Notary |
10 |
Agreement |
10 |
Adoption deed |
100 |
Divorce |
50 |
Lease deed |
200 |
Bond |
200 |
Affidavit |
10 |
Special power of attorney |
100 |
General power of attorney |
10-100 |
Several factors determine the stamp duty you have to pay for the property. It includes;
Location of the property
Market value of the property
Usage of the property, whether residential or commercial
Type of property and the number of floors
Age and gender of the property owner
A stamp duty calculator can be used to determine the amount you have to pay as a stamp duty. All you have to do is enter the property details like the state in which it is located and the property value.
Follow the below mentioned steps to pay stamp duty and registration charges online in Lucknow.
Log on to the Stamp and Registration Department UP portal.
The page will initially open in Hindi. Select the ‘आवेदन करें’ option and now, you can switch to English.
Apply for a registration.
Select the ‘New Application’ option and create an application number.
Register yourself using your credentials and become a registered user.
Log in and enter the details of the property, the buyer, the seller and the witnesses.
Now, the system will calculate the stamp duty and registration charges for your property automatically.
Pay the stamp duty online.
The generated receipt number should be saved for future use.
You should book an appointment for property registration at the sub-registrar’s office.
In case of any excess stamp duty payment, cancellation of a document or agreement, etc., you can claim a refund of your stamp duty within 6 months. The amount will be refunded after a deduction of 10% from the total stamp duty paid. However, you will not get a refund on the registration charges.
You have to log in to the stamp refund application portal of Uttar Pradesh for this.
Click on “Application for stamp duty withdrawal’ on the left side of the screen.
If you are a new user, you have to register to file an application by selecting the district from the drop down menu in which stamp refund proceeding has to be done.
If you are a registered user, you can fill in the details of your refund application directly.
To calculate the market value of a property in Lucknow, you have to follow the below mentioned steps.
Determine the built-up area of the property.
Find out details like the age of the property, amenities offered, etc.
Choose the type of the property.
Now, you can use the following formula to find the property value.
Property Value = Built-up area of the property (in sq. m.) x Circle rate of the locality (in Rs./sq. m.)
While buying a new house, residential or commercial land as well as agricultural land, the legal heirs of martyrs and the ex-servicemen from the state of Uttar Pradesh will be exempted from stamp duty. Same is applicable to the residents of Lucknow. They will be able to avail this benefit on their share of property value up to Rs 20 lakh. On the heir’s share of land or house, 5% stamp duty will be exempted.
All the grievances related to stamp duty and registration charges in Lucknow will be addressed if you file a complaint in the Stamp and Registration Department UP portal. You can lodge a complaint directly on the grievance redressal section of the site.
It is your legal and moral obligation to take care of your stamp duty and other relevant charges while registering your newly bought house. But, these charges could easily go up to a few lakhs of rupees, and in some cases, even crores, depending on the value of the property. You can, however, cover these costs with the assistance of a home loan. The good news is that you can avail a housing loan from a Bajaj Markets lending partner at low home loan interest rates as well as flexible loan repayment period choices. Just satisfy the basic home loan eligibility criteria and ensure that all the home loan documents are at your disposal. Once you do that, you can go ahead and apply for a home loan right away!
The current stamp duty in Lucknow is 7%, 6.5% and 6% of the property value for male, joint (male and female) and female respectively.
The stamp duty for gift deeds in Lucknow ranges between Rs. 60-125.
The stamp duty is 6% if the buyer is a woman and 7% if the buyer is a man. The registration charge is 1% of the property value for both male and female.
You can check the ownership of land in Lucknow here: http://upbhulekh.gov.in/