Stamp Duty and Property Registration Charges in West Bengal

The government of West Bengal has revised and reduced stamp duty charges by 2% on properties under Schedule 1A, Article 23 Indian Stamp Duty Act, 1899. 

Read on to know more about stamp duty and registration charges in West Bengal.

The different factors affecting stamp duty and property registration charges in West Bengal are as follows: 

• Cost of the Property: You will have to pay a lower stamp duty if the worth of your property is below ₹1 Crore. However, for properties priced above ₹1 Crore, the stamp duty is comparatively higher. 

• Location of the Property: If you are purchasing a property in a rural area, you will have to pay a lower stamp duty compared to the one in urban areas.

• Status of the Property: You will have to pay a higher stamp duty for a recently constructed property with high-end amenities than the ones constructed earlier with outdated facilities.

• Age of the Owner: Senior citizens will have to pay lower stamp duty when compared to people younger than 60 years of age.

• Type of Property: You will have to pay a lower stamp duty for a residential property when compared to a commercial property.  

The stamp duty and registration charges in West Bengal are categorically defined in the table below-

Disclaimer: The rates can vary at the discretion of the state government.

The registration charges for properties in West Bengal:

 Disclaimer: The rates can vary at the discretion of the state government.

Disclaimer: The rates can vary at the discretion of the state government.

The cities of West Bengal have different stamp duty charges -

Disclaimer: The rates can vary at the discretion of the state government, so check the latest rates on the official website.

Here is a list of stamp duty charges levied on other property documents in West Bengal.

The steps to calculate stamp duty and registration charges are mentioned below: 

• Step 1: Visit the website https://wbregistration.gov.in/(S(q1ucdmwzrc35yyrmmxv45ucv))/SD_RF_Calculator.aspx

• Step 2: Select your transaction major, minor, and local body

• Step 3: Fill up the necessary information, including the market value of your property, and select the ‘Display’ option on the screen

After you click on ‘Display’, you can see the stamp duty and registration charges according to your property in West Bengal.

To pay the stamp duty and registration charges online, your e-deeds should be approved. You will have to submit an e-assessment at the time of the application process to get your e-deeds approved. 

The procedure to pay stamp duty and registration charges online is mentioned below:  

• Step 1: Go to the official portal of stamp duty of West Bengal, and click on the ‘E-payment and Refund’ option under the ‘E-services’ category

• Step 2: Select the ‘E-payment of stamp duty and registration charges’ option

• Step 3: Enter your details like Query Number, Query Year, Security code and then tap on the ‘Proceed’ option

You can claim a refund of the stamp duty and registration charges that you paid within three months. Follow the process mentioned below to claim a refund of stamp duty and registration charges:

• On the official portal of stamp duty charges, tap on the ‘Application for Refund of payment’ option

• Fill in the information like query number, year, GRN (Government reference number), and click on ‘Show Payment’

In case there is any refund applicable to the entered query number, the amount will be directly credited to your bank account. In case you want to claim your refund offline, you will need to submit the application form to the registration office in the e-Assessment form.

For online and offline refund procedures of stamp duty and registration charges in West Bengal, you will have to submit these documents-

• Copy of valuation report or Query

• Original and copy of executed documents

• Documents that prove cancellation of the transfer agreement

• E-challan of payment

• A cancelled cheque for bank details

As mentioned above, all the transactions related to the transfer of ownership are levied with stamp duty and registration charges in West Bengal. 

The only properties exempted from the stamp duty and registration charges in West Bengal are the properties owned by the government departments.

To file any complaint regarding the stamp duty and registration charges, follow the steps mentioned below.

• Visit the official website of West Bengal Registration and log in using your user credentials 

• On the window displayed, click on Suggestion/Complaint submission

• Enter all the required information like name, address, state, district, pin code, city, contact details, and your complaint/suggestion in the blank space provided 

• Upload all the documents (if any) to support your application

• Fill the captcha and tap on submit to file your complaint

In case you wish to check the current status of your complaint/suggestion, select the Suggestion/Complaint status option. Enter the details like grievance ID/year and captcha text. Click on ‘Search’, and the current status of your suggestion/complaint will be displayed on your screen.

If you are planning to buy a new house in West Bengal, you can easily opt for a housing loan on Bajaj Markets at affordable interest rates. You can repay the loan amount comfortably over a tenure ranging up to 30 years.