Shriram Loan Against Property Balance Transfer

• You must have a completed loan application form.

• You must show a proof of identification, age, and address from one of the following documents: 

• Driving licence

• Passport

• Voter’s ID card

• PAN card

• Employee ID

• Bank passbook

• Utility bill (electricity, gas, water, telephone) which is less than two months old.

• LIC policy receipt.

• Letter from a recognized public authority verifying the customer’s residence address

• Ration card

• 10th marksheet

   

You must show a proof of your income by submitting the following documents (applicable only for salaried employee):

• Form 16

• Letter of your increment or promotion

• Pay slip of the last two months with respect to the date of loan application

• IT returns of the last three years

• Passport-size photograph

• Proofs of your investments (stocks, shares, FDs, mutual funds, etc.) 

• Updated bank statement of last six months with respect to the date of the loan application 

• Letter of certification from the employer

   

You must show a proof of your income by submitting the following documents (applicable only for self-employed individuals):

• Duly attested copy by a CA of the last 3 years Income tax returns of the last three months and last 2 years Balance Sheet and Profit & Loss account of the firm, along with computation of income

• Passport size photographs, photocopy of certificate of registration, establishment, deduction of profession tax, practice, and proof of your investments

• A brief introduction of your profession or business

   

You are required to submit a proof of your property documents by submitting the following documents:

• Building and land tax paid receipts, possession certificate, and location sketch of the property certified by the revenue authorities

• Original of the land tax paid receipt and possession certificate as issued by the revenue authority

• Original No Objection Certificate (NOC) from the housing society or builder Detailed estimate of the cost of construction of house

• Original receipts of the advance payments made towards the purchase of flat

• An approved copy of the building plan (key plan/floor plan in case of purchase of flats)

• Letter of allotment given by the housing board, society, or the private builder

• Original copy of your sale deed, agreement of sale with the builder