Shubham Housing Finance Loan Against Property Balance Transfer

Know more about the Shubham Housing Finance Loan Against Property Balance Transfer facility

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Salaried Employee

Business Owner

✓ Loan Against Property Balance Transfer Facility ✓ Multiple Lending Partners ✓ Interest Rates Starting @ 9.24% Apply Now

Transfer the balance of your existing loan against property to Shubham Housing Finance through Bajaj Markets. You can save more on your existing loan costs with low interest rates that start from 13.90% p.a., offered with this facility. In addition to this, you can also repay the loan at your convenience over tenures ranging up to 15 years.

Interest Rates and Charges

Here are the interest rates and charges associated with this balance transfer facility:

Interest Rate	13.90% p.a.onwards
Processing Fee	Up to ₹3 Lakhs: ₹9,500 + GST Between ₹3 Lakhs: ₹6 Lakhs: ₹13,500 + GST Between ₹6 Lakhs: ₹10 Lakhs: ₹18,000 + GST Between ₹10 Lakhs: ₹12 Lakhs: ₹27,000 + GST Above ₹12 Lakhs: ₹27,000 + 3% of the loan amount + GST
Foreclosure Charges	Nil

*Disclaimer: The aforementioned details are subject to change at the lender’s discretion.

Features and Benefits

Nominal Interest Rates

Transfer your loan balance and enjoy interest rates starting from just 13.90% p.a.

Flexible Repayment Tenure

Repay your loan against property over extended periods of up to 15 years 

No Extra Documentation

You need not provide any additional documents to complete the transfer process

Zero Foreclosure Charges

Prepay and close your loan before the tenure ends without paying any additional charges

Digital Process

Apply for a balance transfer from the comfort of your home through the easy online process on Bajaj Markets 

Eligibility Criteria and Documents Required

Ensure to fulfil the following requirements to be eligible for this balance transfer facility from Shubham Housing Finance:

You must be a salaried or self-employed individual
You should fall under the age bracket of 21 to 70 years
You must have a bank account
Any owners of the financed property and individuals whose income is evaluated for the loan must be co-applicants
You must reside in one of the cities where Shubham Housing Finance has an office

In addition to this, you will be required to furnish the following documents:

PAN card
Identity Proof: Any one of the following
1. Aadhaar card
2. Voter ID
3. Driving licence
4. Passport
Address Proof: Any one of the following
1. Aadhaar card
2. Passport
3. Voter ID
4. Utility bills
5. Ration card
Income Proof: Recent salary slip or ITR filings
Bank passbook
Bank statement
Copies of property papers
Passport-size photographs

How to Apply?

Follow these simple steps to apply for a Shubham Housing Finance Loan Against Property Balance Transfer on Bajaj Markets:

Click on the ‘Apply Now’ option on this page
Enter your basic personal details as requested
Select ‘Shubham Housing Finance’ from the list of lenders
Check the offer you are eligible for
Enter the required loan amount and details of the property mortgaged
Check the loan terms, including the various charges and the net disbursal amount
An executive will reach out to you for further proceedings.

Who can apply for Shubham Housing Finance loan against property balance transfer?

Any salaried or self-employed individual with an existing loan against property can opt for this facility. Ensure you meet the eligibility criteria set by Shubham Housing Finance when planning to apply for this facility.