✓ Loan Against Property from ₹2 Lakhs to ₹15 Cr ✓ Multiple Lending Partners ✓ Interest Rates Starting @ 9.24% Apply Now

Get a Shriram Housing Finance Loan Against Property of up to ₹10 Cr on Bajaj Markets with rates starting from 14.75% p.a. Choose a convenient tenure of up to 25 years and also enjoy the benefit of a simple online process with no hidden charges.

Interest Rates and Charges

Here are the interest rates and other charges to be considered:

Interest Rates

Starts at 14.75% p.a.

Processing Fees

Up to 2.5% of the loan amount, in addition to the applicable taxes

Foreclosure Charges

No foreclosure charges for individual borrowers 

Disclaimer: The mentioned rates and details are subject to change at the lender’s discretion.

Shriram Housing Finance Loan Against Property EMI Calculator

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Shriram Housing Finance LAP

Features and Benefits

The following are the features and benefits that come with loan against property from Shriram Housing Finance:

Affordable Interest Rates

Get a loan at nominal interest rates starting at just 14.75% p.a.

Substantial Loan Amounts

Address your various financial requirements by getting a loan of up to ₹10 Cr

Extended Repayment Tenures

Choose a repayment tenure of up to 25 years and repay your loan in easy EMIs

No Additional Charges

Enjoy complete transparency during the loan process with no hidden charges

Simple Application

Apply for the loan against property online with minimal eligibility and document requirements

Eligibility Criteria and Documents Required

You need to meet the following eligibility criteria:

  • Age: Your age must be at least 25 years to apply and below 70 years at the time of maturity

  • Income: Your monthly income should be more than ₹30,000

  • Work Experience: Salaried applicants must have a minimum work experience of 2 years, and self-employed applicants must have worked in a respective field for at least 3 years
     

Here are the documents required at the time of application:

1. Proof of Identification, Age, and Address: (Any one of the following)

  • Driving licence

  • Passport

  • PAN card

  • Employee ID

  • Bank passbook

  • Ration card

  • 10th marksheet

  • Utility bill

  • LIC policy receipt

  • Letter from a recognised public authority verifying the residential address

2. Proof of Income (Salaried Applicants): 

  • Form 16

  • Letter of certification from employer

  • Pay slip for the last 2 months

  • Bank statements for the last 6 months

  • ITR of the last 3 years

  • Increment or promotion letter

  • Investments proofs

  • Passport-size photograph

3. Proof of Income (Self-employed Applicants):

  • ITR of the last 3 months (Attested by a CA)

  • Balance Sheet and Profit and loss account of the firm for the last 2 years

  • Computation of income

  • Details about profession or business

  • Passport-size photographs

  • Investments proof

  • Photocopy of certificate of registration, practice, and establishment, deduction of profession tax

4. Property Documents:

  • Original copy of sale deed, agreement of sale with the builder 

  • Building and land tax paid receipts, possession certificate, and location sketch of the property certified by the revenue authorities

  • Letter of allotment given by the housing board, society, or the private builder

  • Original No Objection Certificate (NOC) from the housing society or builder 

  • Detailed estimate of the cost of construction of the house

  • Original receipts of the advance payments made towards the purchase of the flat

  • Original receipts of the land tax paid and possession certificate as issued by the revenue authority

  • An approved copy of the building plan (floor plan/ key plan in case of flat purchase)

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How to Apply

You can apply for a Shriram Housing Finance Loan Against Property by following the below process:

  • Click on ‘Apply Now’ on this page

  • Enter your requirement and provide details of your profession and your contact details to check your loan eligibility

  • Click on ‘Proceed’

  • Fill in the personal, professional and property details accurately

  • Check the loan details along with additional charges and disbursal loan amount on your screen

  • Submit your application

  • A loan executive should get in contact with you shortly after you complete this process

Shriram LAP

FAQs

What is the maximum loan amount that I can get if I opt for the Shriram Housing Finance Loan Against Property?

You can avail a loan against property of up to ₹10 Cr.

What are the interest rates for the Shriram Housing Finance Loan Against Property?

The interest rates start at 14.75% p.a.

Can self-employed individuals apply for a loan against property with Shriram Housing Finance?

Yes, self-employed individuals can apply for a loan against property.

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