The Union Bank of India has made it obligatory for its customers to link their Aadhaar cards with their bank accounts. The Aadhaar card is an identifying document issued by the UIDAI to Indian citizens. It includes a 12-digit unique number. Since its implementation, it has become the most crucial document used for identity verification. It contains demographic and biometric information about the cardholder.
Linking the Aadhaar card with the Union Bank account helps the bank maintain customer data in a more transparent and effective way. Moreover, it also improves the security of bank accounts. This article will discuss the multiple ways through which you can complete the Union Bank Aadhaar linking process.
You can easily link your Union Bank account with an Aadhaar card online in just a few minutes. Here are the steps to follow:
Step 1: Visit the official website of the Union Bank of India.
Step 2: On the homepage, you will see a box with multiple options on the left. Choose ‘Uni-verse-A-metaverse of Banking’ among them.
Step 3: You will be redirected to a new page.
Step 4: A box named ‘Internet Banking’ will appear on the left side of the screen.
Step 5: Click on the ‘Aadhaar Linking Online’ option.
Step 6: Fill in the form carefully with all the necessary details and submit it.
Step 7: Following that bank officials will do the verification.
Step 8: After completing all the steps, your Aadhaar card will be successfully linked to your Union Bank account.
In addition to the online method, you may also carry out the Union Bank of India Aadhaar linking procedure physically by following the below-listed steps:
Step 1: Visit your nearest branch of Union Bank of India.
Step 2: Ask the bank officials for the Aadhaar linking form.
Step 3: You may also download the form by accessing the UBI’s official website.
Step 4: Provide the required details in the form.
Step 5: Attach a self-attested copy of your Aadhaar card with the application form and submit it.
Step 6: The officials will ask for your original Aadhaar card at the time of verification.
Step 7: After that, your bank account will be linked with your Aadhaar card.
You can link your Aadhaar card by using an app as well. The bank has launched the U-Mobile app to provide a more user-friendly service to its customers. However, for you to link your Aadhaar card through this app, you must have mobile banking. Here’s a step-by-step guide to link your Aadhaar card to your Union Bank of India account.
Step 1: Download the U-Mobile app and log in to it using your credentials.
Step 2: Navigate to the ‘Other Services’ tab.
Step 3: Click on the ‘Requests’ option.
Step 4: Next, select the ‘Link Aadhaar with your bank account’ alternative.
Step 5: Provide the required details and submit it.
Step 6: Your Aadhaar card will be successfully linked to your bank account within a few minutes.
The SMS feature for linking your bank account with your Aadhaar number is also available from Union Bank of India. The following considerations must be made while integrating Aadhaar with your bank account through SMS:
Step 1: Send a text using the following format:
UID <space> <15-digit account number> <space> <12-digit Aadhaar number>.
Step 2: Send this text to 09223008486 using the registered mobile number. If your phone number is not registered with the bank, you will not be able to use this service.
Step 3: The whole procedure might take two days.
Step 4: Once it is completed, you will receive a confirmation notification from the bank.
To link your Aadhaar with your bank account, you can also go to a UBI ATM. To use this service, you must have a UBI debit card. There are no paperwork requirements for this process. Here is how you can use an ATM to connect your Aadhaar to your Union Bank of India account:
Step 1: Visit a Union Bank of India ATM nearby.
Step 2: Insert your ATM card in the machine.
Step 3: Choose a language.
Step 4: Enter your ATM PIN.
Step 5: Choose ‘Services’ from the menu.
Step 6: Then select ‘Requests’.
Step 7: Choose the ‘Link Aadhaar’ option.
Step 8: Type in your Aadhaar number, then click ‘Submit’.
Step 9: Confirm your Aadhaar number and press the ‘Submit’ button.
Step 10: Your bank account and Aadhaar will be linked and a confirmation notification will appear on the screen.
In order to begin the Union Bank Aadhaar linking process, you must have a few documents ready. Below are the details about the same:
Other documents (if necessary)
People may enroll in or update their Aadhaar by going to one of the UBI Bank's branches. For Aadhaar enrollment, individuals must provide original copies of supporting documentation. Alternatively, you may visit the official website of UBI or download its app to do the same.
It depends upon the method you use for linking your Aadhaar card to your bank account. In the online, offline, and ATM methods, it only takes a few minutes. On the other hand, if you are linking your Aadhaar card through SMS mode, it may take up to two days.
The bank has made it obligatory to link your Aadhaar card with your UBI bank account. If you fail to do so, you may not receive any benefits or may not be able to use your bank account as a consequence.
No. It will not cost you anything to link your Aadhaar card to your bank account. This service is provided by the bank at no cost.
You are required to provide original copies of your Aadhaar card and bank passbook for linking your Aadhaar card to your UBI account.