India has several different lenders who offer credit cards and different categories of credit cards offered. However, a few of the categories have emerged to be popular and common categories of credit cards. Read below to learn about the most common credit card types in India.
Fuel Credit Cards
Credit Cards for Women
Contactless Credit Cards
Travel Credit Cards
Co-branded Credit Cards
Cashback Credit Cards
Entertainment Credit Cards
Business Credit Cards
Lifestyle Credit Cards
Premium/Signature Credit Cards
These credit cards often offer amazing discounts for cardholders who wish to travel. They offer great deals and offers on hotels, airplanes, etc. Some of the best credit cards offered for Indian citizens are:
JetPrivilege IndusInd Bank Voyage Visa Credit Card
Air India SBI Platinum Credit Card
Fuel credit cards are another popular credit card type in India. Most fuel credit cards offer you cashback points and fuel surcharge waivers. Among the best fuel credit cards in India are included:
IndianOil Citibank Titanium Credit Card
These cards offer accelerated reward points on specific transactions and purchases. The bonus points earned on these cards can be used to pay your credit card bill. Some of the best reward credit cards in India are:
Citibank Rewards Domestic Credit Card
Shopping credit cards offer cashbacks, discounts, and exclusive offers for cardholders of the best credit card for online shopping. The best shopping credit cards available in India are:
Business credit cards are helpful in meeting expenditure in order to expand or grow the business. Some of the best business credit cards in India include:
ICICI Bank Business Advantage Black Credit Card
Targetted at college students, student credit cards are an ideal tool for meeting college-related expenditures. Students above the age of 18 years can apply for these kinds of credit cards and enjoy features such as rewards, interest-free periods, and immense discounts. Some of the best student credit cards in India are:
Cashback credit cards offer cashback ranging from 5-20% on transactions made through the credit card. These cards usually offer fuel surcharge waivers, rewards, reversal of annual fees, etc. Some of the best cashback credit cards in India are:
The benefits of lifestyle credit cards are curated to ensure maximum savings while using these credit cards. These cards usually offer rewards, discounts, and other benefits on shopping, dining, and even travelling. Some of the best lifestyle credit cards in India are:
Kotak Bank PVR Platinum Credit Card
Axis Bank Privilege Credit Card
Entertainment credit cards are best used for availing discounts, rewards, and other benefits on movies, dining, golf, or even travel. Some of the best entertainment credit cards in India are:
Kotak PVR Platinum Credit Card
Kotak PVR Gold Credit Card
To find the best card for yourself from among the various credit card types, it is important to assess your requirements and the best features offered by the different cards. You can then make a choice based on those considerations. You can head to Bajaj MARKETS, where you can compare different credit cards and avail the best benefits on whichever one you choose.
The eight different categories of credit cards include fuel credit cards, entertainment credit cards, lifestyle credit cards, business credit cards, contactless credit cards, credit cards for women, cashback credit cards, and co-branded credit cards.
IndianOil CitiBank Platinum Credit Card and IndianOil CitiBank Titanium Credit Card are among the best credit cards for fuel.
Lifestyle credit cards such as the Axis Bank Signature Credit Card are often considered the best credit cards for online shopping.