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HDFC Bank credit cards range from categories like shopping and lifestyle to fuel and travel. You can apply for your ideal credit card from this collection and make the most of rewards, cashback, interest-free credit, complimentary memberships, and so much more. You can amp your dining, shopping, and travel experiences by multiple notches with this credit card. 

Key Features and Benefits

Great Rewards System

Every time you use your HDFC Bank credit card for transactions, you earn reward points.

Interest-free Credit

It offers a grace period between a transaction and the repayment date.

Complimentary Insurance

You are entitled to accidental death cover as well as burglary and fire cover on certain items.

Great Travel Benefits

You also get travel benefits such as lounge access, baggage allowance, complimentary flight tickets, extra air miles, and much more.

Improved Credit Score

Your credit score improves every time you use these cards and repay on time.

Convenience

These credit cards allow you to pay with just a swipe or a tap at a PoS machine.

Easy Recurring Payments

You can use your credit card to pay for recurring payments such as newspaper, magazine, or OTT subscriptions.

Tickets and Recharge

You can pay for a wide range of services online including ticket bookings, and can even recharge your mobile phone, DTH, or any other telecom service.

Discounts and Cashback

HDFC Bank credit cards offer a range of cashback and reward points on online and offline shopping. 

Safety

Credit cards are easier to carry, and you need not worry about losing them as you can get them blocked if misplaced or stolen. 

Some of the Best Cards from Various Categories

HDFC Bank offers diverse credit card categories tailored to suit the needs and requirements of every customer. Here are some of the HDFC Bank Credit Card categories that you can choose a credit card from:

  • Essentials

HDFC Bank credit cards under the essentials category offer cashback and rewards on your online and offline transactions. As the name suggests, these cards are perfect for regular usage. HDFC Bank credit cards under this category are MoneyBack+ Credit Card, Millennia Credit Card, Freedom Credit Card, and IndianOil HDFC Bank Credit Card.

  • Luxury

Luxury credit cards offered by HDFC Bank have carefully curated premium services, and a top-notch rewards program that can help you get the best luxury experiences. Luxury credit cards by HDFC Bank include Infinia Metal Edition and Diners Club Black Credit Card.  

  • Co-branded

Discover a variety of co-branded HDFC Bank credit cards, which are created in collaboration with top brands, offering a great range of benefits. Some of the co-branded HDFC Bank credit cards are Tata Neu Infinity HDFC Bank Credit Card, Shoppers Stop HDFC Bank Credit Card, Paytm HDFC Bank Credit Card, HDFC Bank Platinum Times Card, 6E Rewards - IndiGo HDFC Bank Credit Card, etc.

  • Lifestyle

With HDFC Bank credit cards focused towards lifestyle, you get great rewards and access to luxurious indulgences. Some of these lifestyle credit cards include Regalia Gold Credit Card, Millennia Credit Card, Diners Club Privilege Credit Card, etc.

  • Travel

Travel credit cards by HDFC Bank are great if you are a frequent traveller. With these cards, you get discounts on flights, vouchers, complimentary access to airport lounges, and more. Some of these cards are Regalia Gold Credit Card, HDFC Bank Regalia First Credit Card, IRCTC HDFC Bank Credit Card, 6E Rewards XL- IndiGo HDFC Bank Credit Card, etc.

  • Shopping

With HDFC Bank credit cards tailored for shopping, you open the door to an elevated shopping experience with great discounts, cashback, and more. HDFC Bank shopping credit cards are Tata Neu Infinity HDFC Bank Credit Card, Shoppers Stop HDFC Bank Credit Card, and Shoppers Stop Black HDFC Bank Credit Card, among others.

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How to Maximise the Benefits of HDFC Bank Credit Card

In addition to convenience, HDFC Bank Credit Card benefits also include reward points that you earn after every transaction. Follow the list provided below to maximise your benefits 

  • Sign-up Bonuses: Many credit cards offer sign-up bonuses and welcome gifts upon paying the joining fees. Selecting the appropriate credit card at the right time can significantly enhance the value of your rewards. 

  • Spending Benefits: HDFC Bank provides great benefits during specific periods and advanced bonus categories to help you categorise your spending. Also, everyday purchases using your HDFC Bank credit cards can help you earn extra reward points, allowing for maximum benefits on spending. 

  • Online Shopping: HDFC Bank has its own online shopping portal named SmartBuy, where you can make a purchase using a credit card. Purchases from SmartBuy are convenient and may even help you earn extra reward points. 

DISCLAIMER

The information provided by BFDL herein above is related to the Non-Partnered Banks/ NBFCs and is just for the purpose of information and under no circumstances the information provided hereinabove is intended to be source of advice or recommending any financial advice or endorsement of any sort.

The information including interest rates or fees and charges with regard to any credit card, provided on this website is gathered through publicly available sources over the internet and is considered as accurate and reliable to the best of our knowledge. BFDL disclaims any responsibility or liability regarding inaccuracies, omissions, mistakes etc. as well as offers by the Non-Partnered Banks or NBFCs. The use of information set out is entirely at the User’s own risk and User should exercise due care prior taking of any decision, on the basis of information mentioned hereinabove. You are advised to visit/ contact the respective Banks/ NBFCs to verify the information before making any application or opening an account. Further, BFDL does not undertake any responsibility or liability to update this information. YOU ARE SOLELY RESPONSIBLE FOR ANY LIABILITY OR DAMAGE YOU INCUR THROUGH ACCESS TO OR USE OF THE SITE OR SUCH INFORMATION OR MATERIALS EXCEPT WHERE THE LAWS AND REGULATIONS OF A PARTICULAR JURISDICTION CONCERNING WARRANTIES CANNOT BE WAIVED. Additionally, display of any trademarks, tradenames, logo and other subject matters of intellectual property owners. Display of such Intellectual Property along with the related product information does not imply BFDL’s partnership with the owner of the Intellectual Property of such products.

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Frequently Asked Questions

Which is the best type of credit card offered by HDFC Bank?

HDFC Bank has a number of credit cards offered across various categories. Whether you travel frequently, spend mostly on daily essentials, or go out for movies or dining, the bank has a credit card for your needs.

How can I apply for an HDFC Bank Credit Card offline?

You can easily apply for an HDFC Bank Credit Card offline. All you need to do is visit your nearest HDFC Bank branch and get in touch with a bank executive. They will inform you about the application process and give you a form to fill out. You can submit the form along with the required documents.

What are the different types of credit cards offered by HDFC Bank?

HDFC Bank offers a range of credit cards based on the needs of various customer groups. You can choose from their Regalia, Infinia, Diners Club, Moneyback, Titanium Edge, Freedom, and Platinum credit cards.

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