HDFC Bank is the largest private sector bank in India in terms of sales value, market capitalisation, and network. In fact, HDFC Bank is one of the largest issuers of credit cards in India. With over 20,000 ATMs and 7,500+ branches across more than 3,800 cities, HDFC Bank has issued over 1.5 crore credit cards, as of 2020.
HDFC credit cards are an attractive option for many because they offers a host of benefits that blend convenience with great value. Read on to find out more about the various HDFC Credit Card benefits and charges.
Credit cards offer a greater level of safety compared to cash. They are easier to carry, and you need not worry about losing them as you can get them blocked if misplaced or stolen.
Moreover, most credit cards come with complimentary insurance, so they are replaced without any charges if you misplace them.
There is a range of HDFC credit card features, such as reward points, cashback, security of transactions, exclusive deals, etc.
HDFC Credit Card benefits include a grace period of up to 50 days between purchase and payment and great savings through cashback and rewards. In addition, you also get to enjoy exclusive deals at restaurants, frequent flyer benefits, and more.
HDFC Bank has a number of credit cards on offer across various categories. Whether you travel frequently, spend mostly on daily essentials, or go out for movies or dining, the bank has a credit card for your needs.
You can easily apply for an HDFC Credit Card offline. All you need to do is visit your nearest HDFC Bank branch and get in touch with a bank executive.
They will inform you about the application process and give you a form to fill out. You can submit the form along with the required documents.
If you have been using your HDFC Credit Card regularly and making timely payments, HDFC Bank can offer you a higher credit limit. Else, you can request the bank for an increased credit limit by getting in touch with their customer care representative.
HDFC Bank offers a range of credit cards based on the needs of various customer groups. You can choose from their Regalia, Infinia, Diners Club, Moneyback, Titanium Edge, Freedom, and Platinum credit cards.
Some of the best HDFC Credit Card features include exclusive offers and discounts, customised benefits, cashback points, etc.
Some of the HDFC Credit Card benefits include discounts, customised offers, cashback points, waivers on fuel surcharges, etc.