HDFC Millennia Credit Card apply

HDFC Millennia Credit Card

Fast Processing ✓ Great Discounts & Offers ✓ Easy EMI Facility | Apply for Credit Card now!

About HDFC Bank Millennia Credit Card

**Disclaimer: HDFC Bank is not a Finserv MARKETS partner. Offers would be from partner Banks/NBFCs only.

 

As the name suggests, the HDFC Millennia Credit Card is thoughtfully designed to cater to the lifestyles and aspirations of millennials. Best suited for the people who have a high standard of living, this credit card from HDFC Bank primarily focuses on cashback rather than reward points. This lets you earn up to 5% cashback on online transactions and 1% cashback on all offline spends. Now enjoy shopping like never before and get rewarded for every spend with this HDFC Credit Card.

HDFC Millennia Credit Card Benefits & Features

Get Rewarded for Every Spend

With the Millennia credit card, you can get 5% cashback on Amazon, Flipkart, Hotel & Flight bookings on shopping via PayZapp and SmartBuy. Also, enjoy 2.5% cashback on all online spends and 1% cashback on all offline spends and Wallet reloads.

Zero Liability on Lost Card

In the unfortunate event, loss and theft of the card, report immediately to 24x7 HDFC credit card customer care and you'll have zero liability on any fraudulent transactions made on your card.

Lounge Access

Enjoy 8 complimentary domestic airport lounge access per calendar year (2 in a quarter and Rs. 2 will be charged per swipe on your HDFC Millennia credit card).

Fuel Surcharge Waiver

Avail 1% fuel surcharge waiver for fuel transactions performed at any fuel stations across India. The waiver is valid on the card transactions between Rs. 400 to Rs. 4,000 and the maximum cashback of Rs. 250 per statement cycle.

CashBack Accrual

You can redeem accumulated cashback, which will be given in the form of cashpoints on your HDFC Millennia credit card against statement balance at the rate of 1 Cashpoint = Rs. 1.

Fees & Charges on HDFC Millennia Credit Card

Description

Charges

Annual Fee

Rs. 1,000 Waived upon spends of Rs. 30,000 in 90 days

Renewal Fee

Rs. 1,000 Waived upon spends of Rs. 1,00,000 in 12 months

Add-on Card Joining Fee

NIL

Add-on Card Annual Fee

NIL

Eligibility & Documentation for HDFC Millennia Credit Card

Eligibility Criteria

  • A salaried individual should be between the age of 21-60 years with a net monthly income of greater than Rs. 25,000 per month.

  • A self-employed individual should be between the age of 21-65 years and must have filed an ITR of more than Rs. 6 Lakhs in a year.

  • The applicant should either be a resident of India or a non-resident Indian.

Documents Required

  • A copy of PAN card or Form 60

  • Colour photograph

  • Income tax returns with computation sheet

  • Residence proof and identity Proof

Offers and Rewards on HDFC Millennia Credit Card

Sr. No.

Rewards

Value

1.

Enjoy cashback on all shopping via SmartBuy & PayZapp

5%

2.

Enjoy cashback on all online spends

2.5%

3.

Avail fuel surcharge waiver at all fuel stations across India

1%

4.

Enjoy cashback on in-store spends and wallet re-loads

1%

5.

Simply tap-and-pay at merchant terminals for purchases up to INR 5,000* without entering the PIN

Rs. 5,000

How to apply for HDFC Millennia Credit Card?

Once you have evaluated the different HDFC Bank credit card types and decided on the one for yourself. Please note that HDFC Bank credit cards, including the HDFC Bank Millennia credit card, are not available on the Finserv MARKETS website. However, if you wish to get the best HDFC Bank credit card online, you can apply via the bank’s official website. Alternatively, you can apply offline by calling the HDFC Bank credit card customer care or visiting your nearest HDFC Bank branch.

FAQs on HDFC Millennia Credit Card

  • ✔️What is HDFC Millennia credit card?

    HDFC Millennia credit card is one of the most sought-after credit cards offered by HDFC Bank which is specially designed to cater to the lifestyles and aspirations of millennials.

  • ✔️Is HDFC Millennia credit card good?

    Yes, the Millennia credit card is one of the best credit cards known for its great discounts on offline and online spends, 5% cashback on all shopping via SmartBuy & PayZapp, with fuel surcharge waiver and other exclusive offers and benefits.

  • ✔️How can I make my HDFC Millennia credit card lifetime free?

    You can make your HDFC Millennia credit card lifetime free by option for any 2 products out of SmartPay or OneAssist or GI-EMI or Easy EMI or Balance transfer within 90 days.