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The Millennia Credit Card from HDFC is a cashback credit card that’s designed specifically for millennials. This card comes with a number of exciting features and benefits that are sure to appeal to the youngsters. Some notable features include zero lost card liability, interest-free credit periods, great cashback, contactless payments and fuel surcharge waiver.

Features and Benefits of HDFC Bank Millennia Credit Card

Here are some of the HDFC Bank Millennia Credit Card’s key features and benefits: 

  • Welcome benefit of 1,000 cash points 

  • 5% cashback on popular brands like Amazon, BookMyShow, Flipkart, Myntra, Swiggy, and more

  • 1% cashback on all other spends (except fuel)

  • Milestone benefits worth up to ₹1,000 every quarter on 

  • Up to 20% off on dining with partner restaurants

  • 8 complimentary domestic lounge visits per calendar year

  • Convert big purchases into small EMIs with the Smart EMI facility

Eligibility Criteria & Documents Required for the HDFC Bank Millennia Credit Card

1. Eligibility Criteria

You’ll need to meet the following requirements to qualify for the HDFC Bank Millennia Credit Card: 


a) For Salaried Indian Nationals 

  • Must be between the ages of 21 and 40 years

  • Must have a gross monthly income of over ₹35,000 


b) For Self-employed Indian Nationals 

  • Must be between the ages of 21 and 40 years

  • Must have an annual income of ₹6 Lakhs and above (ITR proof to be furnished) 

2. Documents Required 

When applying for credit card, you’ll need to furnish one of the following documents, along with the application form: 

  • Passport 

  • Driving license 

  • Voter’s ID 

  • Aadhaar Card 

  • Letter issued by National Population Register

How to Apply for HDFC Bank Millennia Credit Card

You can apply for the HDFC Bank Millennia Credit Card on HDFC Bank’s official website. Just make sure you meet the eligibility criteria and have all the required documents handy while applying. 


The information provided by BFDL herein above is related to the Non-Partnered Banks/ NBFCs and is just for the purpose of information and under no circumstances the information provided hereinabove is intended to be source of advice or recommending any financial advice or endorsement of any sort.

The information including interest rates or fees and charges with regard to any credit card, provided on this website is gathered through publicly available sources over the internet and is considered as accurate and reliable to the best of our knowledge. BFDL disclaims any responsibility or liability regarding inaccuracies, omissions, mistakes etc. as well as offers by the Non-Partnered Banks or NBFCs. The use of information set out is entirely at the User’s own risk and User should exercise due care prior taking of any decision, on the basis of information mentioned hereinabove. You are advised to visit/ contact the respective Banks/ NBFCs to verify the information before making any application or opening an account. Further, BFDL does not undertake any responsibility or liability to update this information. YOU ARE SOLELY RESPONSIBLE FOR ANY LIABILITY OR DAMAGE YOU INCUR THROUGH ACCESS TO OR USE OF THE SITE OR SUCH INFORMATION OR MATERIALS EXCEPT WHERE THE LAWS AND REGULATIONS OF A PARTICULAR JURISDICTION CONCERNING WARRANTIES CANNOT BE WAIVED. Additionally, display of any trademarks, tradenames, logo and other subject matters of intellectual property owners. Display of such Intellectual Property along with the related product information does not imply BFDL’s partnership with the owner of the Intellectual Property of such products.

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FAQs on HDFC Bank Millennia Credit Card

What fees and charges apply to the HDFC Bank Millennia Credit Card?

The HDFC Bank Millennia Credit Card comes with a joining/membership fees of ₹1,000.

Can I use an HDFC Bank credit card to withdraw cash?

Many HDFC credit cards come with a cash withdrawal facility. However, you may be charged interest and service fees.

How to redeem the HDFC Bank Millennia Cash Points?

Log in to the HDFC Bank’s app or website, go on the ‘Cashback Enquiry and Redemption’ tab and select your preferred card’s account number. You’ll now be able to redeem your accumulated cashback. 

How to check the HDFC Bank Millennia application status?

You can visit a HDFC Bank branch office near you or call the customer service number to get clarity on your credit card application status.

What is the limit of the HDFC Bank Millennia credit card?

The credit limit extended to you on the HDFC Bank Millennia Credit Card is based on your credit profile and the card issuer’s policies. So, there’s no specified credit limit and the credit limit varies from user to user. 

I have lost my HDFC Bank Millennia Credit Card. What is the next course of action to take?

First, get in touch with HDFC Bank and let them know that you have lost your credit card. They will temporarily block your card to ensure that it is not misused. In case you recover your card, you can continue to use it. However, if you don’t find it, you can request for a replacement card.

What happens if I do not redeem my reward points?

The points you accumulate on the HDFC Bank Millennia Credit Card are valid for a period of 2 years. If you fail to redeem your points within this period, it will expire.

How can you contact HDFC Bank Millennia Credit Card Customer Care?

You can get in touch with HDFC’s team at 1800 202 6161 or 1860 267 6161.

How can I check the offers on my HDFC Bank Millennia Credit Card?

Navigate to the ‘Offers’ section on HDFC Bank’s website or app and check out the offers available for your card.

Is the HDFC Millennia card good?

Yes, the HDFC Bank Millennia Credit Card is a great beginner-level cashback credit card.

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