The Millennia Credit Card from HDFC is a cashback credit card that’s designed specifically for millennials. This card comes with a number of exciting features and benefits that are sure to appeal to the youngsters. Some notable features include zero lost card liability, interest-free credit periods, great cashback, contactless payments and fuel surcharge waiver.
Here are some of the HDFC Bank Millennia Credit Card’s key features and benefits:
Welcome benefit of 1,000 cash points
5% cashback on popular brands like Amazon, BookMyShow, Flipkart, Myntra, Swiggy, and more
1% cashback on all other spends (except fuel)
Milestone benefits worth up to ₹1,000 every quarter on
Up to 20% off on dining with partner restaurants
8 complimentary domestic lounge visits per calendar year
Convert big purchases into small EMIs with the Smart EMI facility
You’ll need to meet the following requirements to qualify for the HDFC Bank Millennia Credit Card:
a) For Salaried Indian Nationals
Must be between the ages of 21 and 40 years
b) For Self-employed Indian Nationals
Must be between the ages of 21 and 40 years
Must have an annual income of ₹6 Lakhs and above (ITR proof to be furnished)
When applying for credit card, you’ll need to furnish one of the following documents, along with the application form:
Letter issued by National Population Register
You can apply for the HDFC Bank Millennia Credit Card on HDFC Bank’s official website. Just make sure you meet the eligibility criteria and have all the required documents handy while applying.
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The HDFC Bank Millennia Credit Card comes with a joining/membership fees of ₹1,000.
Many HDFC credit cards come with a cash withdrawal facility. However, you may be charged interest and service fees.
Log in to the HDFC Bank’s app or website, go on the ‘Cashback Enquiry and Redemption’ tab and select your preferred card’s account number. You’ll now be able to redeem your accumulated cashback.
You can visit a HDFC Bank branch office near you or call the customer service number to get clarity on your credit card application status.
The credit limit extended to you on the HDFC Bank Millennia Credit Card is based on your credit profile and the card issuer’s policies. So, there’s no specified credit limit and the credit limit varies from user to user.
First, get in touch with HDFC Bank and let them know that you have lost your credit card. They will temporarily block your card to ensure that it is not misused. In case you recover your card, you can continue to use it. However, if you don’t find it, you can request for a replacement card.
The points you accumulate on the HDFC Bank Millennia Credit Card are valid for a period of 2 years. If you fail to redeem your points within this period, it will expire.
You can get in touch with HDFC’s team at 1800 202 6161 or 1860 267 6161.
Navigate to the ‘Offers’ section on HDFC Bank’s website or app and check out the offers available for your card.
Yes, the HDFC Bank Millennia Credit Card is a great beginner-level cashback credit card.