HDFC Regalia Credit Card

HDFC Bank Regalia Credit Card is one of HDFC Bank’s best cards from their premium range of credit cards. While offering exclusive benefits available on other premium credit cards from HDFC Bank, it is quite cheaper compared to others.

 

The HDFC Bank Regalia Credit Card is best suited for you if you travel frequently by air or dine out regularly. Its foreign exchange markup benefits also make it a smart choice, especially if you shop on foreign websites.

Here are some of the characteristics and perks of the HDFC Bank Regalia Credit Card. 

1. Lounge Access

• This HDFC Credit Card offers 12 complimentary visits to domestic airport lounges in a calendar year

• You can access a ‘Priority Pass’ after completing 4 retail transactions, which offers you complimentary access up to 6 times to international airport lounges in a calendar year

2. Fuel Surcharge Waiver

• This card allows you to avail of a 1% waiver on fuel surcharge across fuel stations in India

• This waiver is available only on fuel purchases worth between ₹400 and ₹5,000

3. Dining Benefits 

• You can also enjoy discounts of up to 20% on restaurants across while paying the bill via Swiggy DineOut

4. Milestone Benefits

• 10,000 bonus reward points on spending over ₹5 Lakhs in an anniversary year

• An additional 5,000 points if you spend more than ₹8 Lakhs in an anniversary year

5. Renewal Fee Waiver

• The renewal fee is waived if you spent ₹3 Lakhs in the previous calendar year

6. Smart EMI Conversion

• Like all credit cards, HDFC Bank Regalia Credit Card also allows you to convert large spending amounts into easy and affordable EMIs

7. Insurance Cover

• Lost card liability cover of up to ₹9 Lakhs

• Emergency overseas hospitalisation cover of up to ₹15 Lakhs  

• Accidental air death cover of ₹1 Crore

8. Reward System

• On every retail spending of ₹150, HDFC Bank Regalia Credit Card offers 4 reward points

• You can redeem Regalia Credit Card reward points for purchases on Smartbuy and Netbanking

9. Zero Liability on Lost Card

• In case of loss and theft of the card, report immediately to 24x7 HDFC Credit Card customer care

• You will have zero liability for any fraudulent transactions made on your card

1. Eligibility Criteria for HDFC Regalia Credit Card

• A salaried individual should be between the age of 21-60 years with a net monthly income of greater than ₹1 Lakh per month

• A self-employed individual should be between the age of 21-65 years and must have filed an ITR of more than ₹12 Lakhs in a year

• The applicant should either be a resident of India or a non-resident Indian

2. Documents Required for HDFC Regalia Credit Card

• A copy of the PAN card or Form 60

• Colour photograph

• Income tax returns with computation sheet

• Residence proof and identity Proof

The following are the fees and charges associated with the HDFC Bank Regalia Credit Card: 

Disclaimer: The credit card specifics provided in the table above are subject to the issuer’s policies. Check these details on the issuer’s website before applying.

You can apply for the HDFC Regalia Credit Card either offline or online. Here’s how you can apply for credit card on the HDFC Bank portal: 

• Visit the official banking portal of HDFC Bank and navigate to the top dashboard

• Click on the ‘Personal’ section and then choose ‘Credit Card’ from the ‘Cards’ category

• Choose HDFC Bank Regalia Credit Card and hit the ‘Apply Now’ button

• Fill in the required details in the application form and submit it after attaching the required documents

• Upon approval of your application, you will receive your HDFC Bank Regalia Credit Card

 

Note: HDFC Bank credit cards, including the HDFC Bank Regalia Credit Card, are not available on the Bajaj Markets website.

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