How to Get a Credit Card Without a Bank Account?

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How Can I Get a Credit Card Without a Bank Account

Credit cards have become an important payment tool all across the world. Having a credit card can make payments seamless while making purchases both online and offline. Availing a credit card from a bank you have an account with can be beneficial since it enables you to make your payments online. However, it is not a prerequisite to have a bank account in order to get a credit card. 

If you have always wondered, “How do I get a credit card without a bank account?,” it is reassuring to know that it is now easier than ever. For instance, you can get a credit card extremely easily through Bajaj MARKETS without having to open an additional bank account.

Steps to Apply for Credit Card Without a Bank Account

In recent times, banks have launched Supercards that enable you to use your credit card for several different purposes. It is also easier to make repayments on these cards without associating it with a bank account. Read here to learn how to get a credit card without a bank account conveniently through Bajaj MARKETS.

  1. Head to the Supercard page on Bajaj MARKETS and enter your phone number in the field specified. 

  2. Once you have entered your mobile number, you will receive an OTP on it, which you must enter into the field specified.

  3. You will then be shown all the pre-approved offers you can receive through the Supercard.

  4. If you find any offers you like, avail it. However, if you are unable to find an offer of your liking, just submit the details required in the fields specified. 

  5. Once you have submitted your details, you will get a call from a representative of Bajaj MARKETS for the further processing of your application.

  6. You will be asked to submit the requisite documents and once you have submitted those, your application will be processed and you will soon receive your credit card.

Eligibility Criteria & Documents Required to Apply for a Credit Card Without a Bank Account

For those who have wondered how to get a card without a bank account, it is important to know the eligibility criteria you must match and the documents you are required to submit. Read below to learn the eligibility criteria and the documents you require for availing a credit card without a bank account. 

Eligibility Criteria

  • The applicant must be aged between 25 and 65 years.

  • The applicant must have a regular source of income.

  • The applicant is required to have a CIBIL score above 750 and absolutely no defaulting records.

Documents Required

  • Proof of identity, such as Aadhaar card, PAN Card, voter’s ID, etc. 

  • Proof of residence, such as Aadhaar card, passport, utility bills, etc.

  • Proof of income, such as payslips.

  • Aside from the documents, applicants are also required to submit passport sized photographs of themselves to avail credit cards.

FAQs About How to Get a Card Without a Bank Account

  • ✔️Can you have a credit card without a bank account?

    It is possible to avail a credit card without a bank account and it is easier than ever to avail it through Bajaj MARKETS.

  • ✔️What card does not require a bank account?

    Several credit cards can be acquired without the need for a bank account. As long as you meet the eligibility criteria for the credit card and have the necessary documents required by the financial institution, you can easily avail a credit card.

  • ✔️Can you get a credit card on your own?

    You can get a credit card on your own if you meet the eligibility criteria in terms of age, credit score, and have a regular source of income. Regardless of whether or not you have a bank account, it is extremely easy to avail a credit card.

  • ✔️Can I get a credit card without income proof?

    It is difficult to get a credit card without income proof since institutions offering credit card products often require that you demonstrate a regular source of income in order to avail a credit card.