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✓ Fast Processing ✓ Great Discounts & Offers ✓ Easy EMI Facility | Apply for Credit Card from ICICI Bank now!

ICICI Bank Instant Platinum Credit Card

The ICICI Bank Instant Platinum credit card is offered in exchange for a predetermined deposit. This credit card is available to everyone who can or has created an FD account with the bank for a minimum of ₹20,000. In addition to receiving reward points for some purchases, you will earn interest on the deposited money. 

This credit card is also an excellent solution for you if you are trying to improve your credit score. With this card, you will receive a complimentary membership to the credit builder program. 

Key Highlights of ICICI Instant Platinum Credit Card

Here’s a closer look at the key highlights ofICICI Instant Platinum credit card. 

Joining fee

Nil

Annual fee

Nil

Interest rate

3.50% per month

Reward points

1 or 2 payback points on every transaction 

 

How to Apply for an ICICI Instant Platinum Credit Card

In order to obtain this card, you must have an FD of ₹20,000 with the bank. You can apply for this card by visiting the bank’s website. 

Here are the steps to follow for the same. 

  • Step 1: Visit the bank’s website.

  • Step 2:  Log in to your net banking account using your credentials.

  • Step 3:  Go to the ‘Cards’ section and click on ‘Instant Card.’

  • Step 4:  Fill in your details. 

  • Step 5:  Next, check the multiple offers available on the ICICI Instant Platinum card.

  • Step 6: Choose the best offer as per your requirement.

  • Step 7: Submit the form with the supporting documents.  

  • Step 8: Your application will be processed in a few days, and the card will be delivered to your doorstep.

Apart from this, you may also apply for the same by visiting your nearest ICICI Bank branch.

Eligibility Criteria for the ICICI Instant Platinum Credit Card 

Here are the details about the ICICI Instant Platinum credit card eligibility criteria that you must be aware of.

  • Your age must fall between 18 years to 60 years.  

  • You must have an FD of ₹20,000 with the bank with a tenure of a minimum of 180 days.

  • You must be an Indian citizen.

  • Fixed deposits in the following categories are not eligible for credit card eligibility: NRE / NRO / HFC/linked / quantum / 80C. 

Documents Required to Apply for the ICICI Instant Platinum Credit Card

Here is the list of required documents.

  • Identity proof (Aadhaar card, Driving licence, Voter Id card)

  • Resident proof (Aadhaar card, Utility bills, Passport, Ration card)

ICICI Instant Platinum Credit Card Rewards

Below are the reward points that you will get on your transactions using this card. 

  • You will receive 2 payback points for every ₹100 spent on all retail spending (except fuel).

  • You will gain 1 payback point for every ₹100 spent on utility bills and insurance premiums

Features & Benefits of ICICI Instant Platinum Credit Card

Here is the list of ICICI Instant Platinum credit card benefits & features. 

No Joining Fee

You are not required to pay any joining fee to procure this card. However, you must have an FD of ₹20,000 with the bank with a tenure of a minimum of 180 days. 

Rewards and Discounts

You will get reward points on every transaction, which you can redeem on your next purchase. Moreover, you will also receive discounts on movie tickets, dining, hotel stays, etc. 

Fuel Surcharge Waiver

On fuel transactions of less than  ₹4,000, a 1% fuel tax is waived. However, this offer is only valid at ICICI Bank merchant swipe machines at HPCL pumps.

Worldwide Acceptance 

The card is globally recognised and may be used to obtain services such as lost card replacements and global emergency assistance from anywhere around the globe.

Fees and Charges of  ICICI Instant Platinum Credit Card 

Here is the table containing details about ICICI Instant Platinum credit card charges. 

Form of Charges

Amount

Joining fee

Nil

Annual fee

Nil

Add-on card

Nil

Interest rate

3.50% per month

Cash withdrawal fee

2.50% of the total cash withdrawn 

Card replacement fee

₹100

Late payment charges

Between ₹100 to ₹1,200 (depends upon the outstanding value)

Over-limit fee

2.50% of the over-limit value

Foreign currency transaction fee

3.50% of the transaction amount

 

How to Reach the ICICI Instant Platinum Credit Card Customer Care

Below are the details about ICICI Instant Platinum credit card customer care officials. 

Toll-free number

1860 120 7777

Phone number

0222 3366 7777

Email Id

membercare@payback.in

Postal address

ICICI Bank Tower, 7th floor,

Survey no: 115/27, Plot number 12,

Nanakramguda, Serilingampally,

Hyderabad: 500032

NRI email Id

nri@icicibank.com

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FAQs on ICICI Instant Platinum Credit Card

✔️What is the general review of the ICICI Instant Platinum card?

ICICI Bank Instant Platinum credit card reviews are overwhelmingly favourable. For those who already have a positive relationship with ICICI Bank, this credit card is the ideal choice because it has minimal entrance criteria and maximum advantages.

✔️How much is the maximum ICICI Instant Platinum credit card limit?

The limit of this card fluctuates based on a wide range of variables, including the size of the fixed deposit and other considerations.

✔️How to make the payment for the Instant Platinum credit card?

You can make the payment through your net banking account.

✔️How to check the ICICI Bank Instant Platinum credit card application status?

You can check the application status by visiting the bank’s website or contacting the customer care officials.