IDFC Credit Card Benefits

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Why Choose IDFC First Bank Credit Card?

**Disclaimer: IDFC FIRST Bank is not a Bajaj Markets partner. Offers would be from partner Banks/NBFCs only.

 

The IDFC FIRST Bank currently offers four types of credit cards that are specifically curated to suit all lifestyles. The IDFC FIRST Bank credit card features also include several rewards such as complimentary lounge access, discounts on shopping, wellness, food, travel, and fuel surcharge waiver. With such sought-after credit card offerings, the IDFC FIRST Bank credit cards sure offer a competitive edge in the market when it comes choosing a credit card that best aligns with your financial goals.  

Key IDFC First Bank Credit Card Features and Benefits?

The popular IDFC FIRST Credit cards are IDFC FIRST Select Credit Card, IDFC FIRST Millenia Credit Card, IDFC FIRST Classic Credit Card, and IDFC FIRST Wealth Credit Card.

The key IDFC credit card benefits that are common to the above-mentioned credit cards are:

 

  • They are life-time free credit cards. You do not have to pay any annual fees or charges while enjoying IDFC FIRST Bank credit card benefits

  • One of the most popular IDFC credit card features is that you can enjoy 0% interest on ATM cash-withdrawals upto 48 days from the date of credit card issuance

  • The IDFC FIRST credit cards offer 10x rewards on every ₹100 spend (for spend greater than ₹20,000)

  • There's no expiry on IDFC FIRST Bank credit cards reward points

  • No charges levied for credit card rewards redemption

  • You can enjoy low interest rates upto 9% on your IDFC FIRST Credit card

  • IDFC FIRST Bank offers 3.50% Forex Markup on all credit cards

Besides the above-mentioned benefits, the individual IDFC FIRST Credit cards come with their own features.

Features and Benefits of Top 4 IDFC Bank Credit Cards

1. IDFC FIRST Bank Millennia Card Benefits and Features

  • Welcome benefits include vouchers worth ₹500 when you make transactions above ₹15,000 within first three months of card issuance

  • In case you make EMI transaction within first three months of card issuance, you can avail 5% cash back on the transaction value

  • 25% discount on movie tickets once per month

  • Four complimentary Railway lounge access every quarter

  • Complimentary roadside assistance worth ₹1399

  • Personal accident cover and lost card liability cover worth of ₹2,00,000 and ₹25,000 respectively

  • Up to 20% discount across 1500+ restaurants

  • Up to 15% discount at 3000+ Health & Wellness outlets

  • 1% fuel surcharge waiver across fuel stations in India, up to ₹200/month

  • Discount on 50+ In-App offers

  • Easy EMI conversion of transactions above ₹3,000

2. IDFC FIRST Select Credit Card Benefits and Features

  • Welcome benefits include vouchers worth ₹500 when you make transactions above ₹15,000 within first three months of card issuance

  • In case you make EMI transaction within first three months of card issuance, you can avail 5% cash back on the transaction value

  • Enjoy ‘Buy one, get one' free on movie tickets up to ₹250 twice per month

  • Four complimentary Domestic airport access visits per quarter

  • Four complimentary Railway access visits per quarter

  • 1% fuel surcharge waiver upto ₹300/month across all fuel stations in the country

  • Upto ₹1,399 Complimentary Roadside Assistance

  • Upto ₹1 crore* air accident cover

  • Comprehensive Travel Insurance Cover worth ₹22,500

  • Discounts on 50+ in-App offers

  • Up to 20% discount at 1500+ restaurants
    Up to 15% discount at 3000+ Health & Wellness centers

  • Personal accident cover and Lost card liability cover worth of ₹5,00,000* and ₹50,000 respectively

3. IDFC Wealth Credit Card Benefits and Features

  • Get 6X & 3X Credit Card Reward Points on online & in-store spends respectively on spends up to ₹20,000 per month

  • Enjoy 'Buy one, get one' offer on movie tickets up to ₹500 twice per month

  • Four complimentary Domestic & International airport lounge visit per quarter

  • Four complimentary spa visits per quarter

  • Two complimentary Golf rounds every month

  • 1% fuel surcharge waiver upto ₹400/month across all fuel stations in the country

  • Upto 1Cr Air Accident Cover

  • Personal accident cover and Lost card liability upto ₹10,00,000* and ₹50,000 respectively

  • Travel Insurance Cover upto ₹22,500

4. IDFC Classic Credit Card Benefits and Features

  • Welcome benefits include vouchers worth ₹500 when you make transactions above ₹15,000 within first three months of card issuance

  • In case you make EMI transaction within first three months of card issuance, you can avail 5% cash back on the transaction value

  • Four complimentary Railway lounge visits per quarter

  • 25% discount on movie tickets up to ₹100 every month

  • 1% Fuel Surcharge Waiver upto ₹200/month

  • Upto ₹1,399 Complimentary Roadside Assistance

  • Up to 15% discount at 3000+ Health & Wellness centers

  • Discount on 50+ In-App Offers

  • Upto 20% discount at 1500+ restaurants

  • Lost card liability cover and Personal accident cover worth ₹25,000 and ₹2,00,000* respectively

In Conclusion

As you can assess from the above mentioned IDFC credit card features and privileges, you can avail a lot of discounts on movie tickets, restaurants, wellness and more with these cards. The IDFC credit card benefits also cover air insurance, accidental cover and lost card liability offering much security to the cardholders. The IDFC FIRST Bank credit cards are currently not available on the Finserv MARKETS website. However, if you wish to enjoy all the IDFC FIRST Bank credit card benefits you can apply for a credit card through the IDFC FIRST Bank’s official website. Meanwhile, make sure to browse through the Finserv MARKETS website to know about other credit card benefits and privileges offered by our partner banks. Browse today to check details about how to apply for a credit card, how to redeem different credit card offers, and compare other benefits offered by credit cards available in the Finserv MARKETS catalogue.

FAQ's About IDFC Credit Cards’ Features and Benefits

  • ✔️What are the uses of IDFC credit card?

     IDFC First Bank offers different types of credit cards that cater to various lifestyles. The IDFC FIRST credit card features includes 3x to 6x rewards on select transactions, air accident coverage, discounts across restaurants, wellness centre, fuel surcharge waivers, movie ticket discounts and much more. You can also use the IDFC Bank credit card benefits to convert transactions above ₹3,000 into easy EMIs.  

  • ✔️Which IDFC credit card has maximum features?

     The different types of credit cards offered by the IDFC FIRST Bank come with their own unique features and benefits. To extract maximum benefit from your IDFC FIRST Credit card, you first need to choose the type of credit card that best suits your lifestyle. Depending on your lifestyle needs, you can choose the right IDFC FIRST credit card. In case you have an extravagant lifestyle, you can opt for IDFC FIRST Wealth credit card or the IDFC FIRST Select credit card. IDFC FIRST Classic credit card and IDFC FIRST Millennia credit cards are also popular options among credit card applicants.

  • ✔️Is an IDFC credit card good?

     The IDFC FIRST credit cards are a good option as they offer a number of privileges to the cardholders. You can enjoy exclusive IDFC credit card benefits such as upto 6x reward points, complimentary lounge access, golf privileges, and discounts on movie tickers. The card also offers the option to convert spends above ₹3,000 into EMIs. Besides the amazing rewards and discounts, the card also offers lost card liability cover and personal accident cover.



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