IDFC Credit Card Reward Points: Check the IDFC Credit Card Points

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Along with the convenience and attractive features you enjoy when you use your IDFC Bank to transact, you also get access to the bank’s dedicated rewards program. Simply speaking, every time you use your IDFC First Bank Credit Card to pay, you earn reward points. IDFC Bank then lets you redeem these IDFC First Bank Credit Card points to earn exciting credit card benefits and help you save more.

IDFC Bank Rewards

You can earn IDFC First reward points on your credit card against all your transactions, except for spends on fuel, insurance, EMI purchases, and cash withdrawals. The type of rewards you can earn against each card is mentioned below:

Credit Card	IDFC Rewards	Accelerated IDFC Rewards
IDFC FIRST Bank Select Credit Card	6X Reward Points against online spends worth up to ₹20,000/month. 3X Reward Points against in-store purchases worth up to ₹25,000/month.	10X Reward Points against purchases made on your birthday. 10X Reward Points on incremental spends more than ₹20,000/month.
IDFC FIRST Bank Wealth Credit Card	6X Reward Points against online spends worth up to ₹30,000/month. 3X Reward Points against in-store purchases worth up to ₹30,000/month.	10X Reward Points against purchases made on your birthday. 10X Reward Points on incremental spends more than ₹30,000/month.
IDFC FIRST Bank Classic Credit Card	6X Reward Points against online spends worth up to ₹20,000/month. 3X Reward Points against in-store purchases worth up to ₹20,000/month.	10X Reward Points against purchases made on your birthday. 10X Reward Points on incremental spends more than ₹20,000/month.
IDFC FIRST Bank Millennia Credit Card	6X Reward Points against online spends worth up to ₹20,000/month. 3X Reward Points against in-store purchases worth up to ₹20,000/month.	10X Reward Points against purchases made on your birthday. 10X Reward Points on incremental spends more than ₹20,000/month.

(1X = 1 Reward Point for every ₹100 spent)

How to Redeem IDFC First Bank Credit Card Rewards

Once you have accumulated enough IDFC reward points, you can redeem them in the form of vouchers and use them to purchase items online. The process to redeem IDFC First Bank Credit Card points is simple and can be done anywhere and at any time. Here’s how:

Visit the IDFC First Bank Credit Card reward redemption portal
Log in using your registered mobile number
On the home page, click on the ‘Redeem Points’ option
Check out the vouchers of popular online stores where you can use your reward points to pay
View the minimum purchase amount listed against each voucher
Click on the ‘Add to Cart’ option to proceed with purchasing your chosen gift voucher
Enter the number or the reward points you want to use and the number of vouchers you wish to buy
Click on ‘Proceed’ to checkout
Enter and verify the delivery details of your chosen voucher
Click on ‘Confirm’ to complete the transaction

Once confirmed, the vouchers would be delivered to you via SMS and email. If not via the website, you can opt to redeem your IDFC First Bank Credit Card reward points via the IDFC First mobile app or the Poshvine reward portal. The steps would remain the same.

Do note that the IDFC First Bank Credit Card reward points redemption value is ₹0.25.

IDFC First Bank Credit Card Rewards Catalogue

The IDFC FIRST bank offers the option to redeem your IDFC First Bank Credit Card points against items available on the IDFC rewards catalogue. This includes vouchers from popular stores, some of which are listed below:

Category	IDFC First Bank Credit Card Offers on
Shopping	Amazon, Big Basket, Flipkart, Lifestyle, Croma, Urban Ladder, Decathalon, Big Bazaar, Fastrack, Chumbak, Kama Ayurveda, Taneira, Jockey, Aurelia, Fbb, Celio, Beverly Hills Polo Club, Titan Eye Plus, Max, Charles and Keith, Tanishq, Only, Woodland, Zivame, Pepperfry, etc.
Entertainment	Hungama, Condé Nast Traveler, Live Mint, Zee5, Hindustan Times, Cosmopolitan, Harper’s Bazaar, Femina, India Today, Architectural Digest, Vogue, Reader’s Digest, etc.
Travel	Uber, Taj Hotels, Accor Plus, Yatra, Ola, Cleartrip, MakeMyTrip, Oberoi Hotels, Thomas Cook, The Serai, etc.
Dining	KFC, Barbeque Nation, Pizza Hut, Costa Coffee, Oh! Calcutta, TGI Friday’s, Café Coffee Day, Freshmenu, Sigree, Machaan, Sweet Bengal, Chaayos, etc.
Health and Wellness	Cure Fit, Lakme salon, NuAyurveda Clinic, Talwalkars, Himalaya, DocsApp Gold, CallHealth, Bodycraft, Apollo Pharmacy, etc.

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The information provided by BFDL herein above is related to the Non-Partnered Banks/ NBFCs and is just for the purpose of information and under no circumstances the information provided hereinabove is intended to be source of advice or recommending any financial advice or endorsement of any sort.

The information including interest rates or fees and charges with regard to any credit card, provided on this website is gathered through publicly available sources over the internet and is considered as accurate and reliable to the best of our knowledge. BFDL disclaims any responsibility or liability regarding inaccuracies, omissions, mistakes etc. as well as offers by the Non-Partnered Banks or NBFCs. The use of information set out is entirely at the User’s own risk and User should exercise due care prior taking of any decision, on the basis of information mentioned hereinabove. You are advised to visit/ contact the respective Banks/ NBFCs to verify the information before making any application or opening an account. Further, BFDL does not undertake any responsibility or liability to update this information. YOU ARE SOLELY RESPONSIBLE FOR ANY LIABILITY OR DAMAGE YOU INCUR THROUGH ACCESS TO OR USE OF THE SITE OR SUCH INFORMATION OR MATERIALS EXCEPT WHERE THE LAWS AND REGULATIONS OF A PARTICULAR JURISDICTION CONCERNING WARRANTIES CANNOT BE WAIVED. Additionally, display of any trademarks, tradenames, logo and other subject matters of intellectual property owners. Display of such Intellectual Property along with the related product information does not imply BFDL’s partnership with the owner of the Intellectual Property of such products.

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How do I use my IDFC First Bank Credit Card points?

You can redeem your IDFC First Bank Credit Card reward points against vouchers which can be used to pay for online or in-store purchases. The redemption process can be done via the IDFC First Bank Credit Card reward redemption portal. You would need to log in using your registered mobile number, view the vouchers, add the ones you like to the cart, and confirm the transaction to redeem your accumulated rewards.

What is the value of IDFC reward points?

The IDFC First Bank Credit Card reward points redemption value is ₹0.25.

Do IDFC First Bank Credit Card points expire?

No, IDFC First Bank Credit Card reward points never expire. As a result, you can keep accumulating points and redeem them at your convenience. However, if you fail to pay the outstanding balance of your credit card, you might lose your access to the accumulated rewards.

How can I redeem my reward points?

In the case of IDFC First Bank Credit Card, you can redeem your points in the form of vouchers and use them for online purchases.

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