IDFC FIRST Bank Credit Card Eligibility & Documents Required

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Applying for IDFC FIRST Bank credit cards requires you to meet certain eligibility criteria as directed by the bank. Hence, it is best to check your eligibility before you apply.

Some common criteria include your age, monthly income, and location. The bank may also check your financial background, credit score, debt-to-income ratio, and other details as per its internal policies.

Eligibility Criteria for Different IDFC FIRST Bank Credit Cards

The IDFC FIRST Bank offers different types of credit cards. Some of them are:

IDFC FIRST Wealth Credit Card

Although these cards will have different eligibility terms, the basic requirements for these are listed below:

Parameter	Details
Age	You must be at least 18 years of age to apply for an IDFC FIRST Bank credit card
Residence and Nationality	You must be an Indian citizen or an NRI (Non-Resident Indian) You must belong to any of the sourcing cities as listed by the bank
Income	You must have a stable monthly income, irrespective of whether you are salaried or self-employed. The exact income requirements vary based on the card you choose
Credit Score	You must have a good credit score with no records of default or missed payments
Internal Policy Checks	IDFC FIRST Bank conducts its own internal policy checks based on your existing bank history, demography, and credit exposure. You must pass all these policy checks to be eligible for an IDFC FIRST Bank credit card

Documents Required to Apply for IDFC FIRST Bank Credit Cards

In order to prove your eligibility for the IDFC FIRST Bank credit card, you need to submit certain documents along with your application. Here are the specifics:

Identity Proof	Aadhaar card PAN card Ration card
Income Proof	Salary slips 2 years ITR details Bank statements
Residence Proof	Passport Voter ID card Driver’s licence Electricity/Telephone bill

Note that the bank may ask for additional documents based on the card you choose. You can check the detailed list for the specific card through the issuer’s website.

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About IDFC First Bank Credit Card

How can I check my eligibility for the IDFC FIRST Bank Credit Card?

The IDFC First Bank states some basic eligibility criteria that you need to fulfil to apply for any of its credit cards. These include your age, income, residence, nationality, and credit score. You can check the detailed criteria for your preferred card through the official website.

Who can apply for an IDFC FIRST Bank Credit Card?

As per the bank’s eligibility policy, any Indian resident or NRI who is 18 years of age or above with a stable income can apply. However, you must also ensure that you have a good credit history and qualify for internal policy checks of the bank, if any.

What documents are required for an IDFC FIRST Bank Credit Card?

The documents that you need to submit while applying for the IDFC FIRST Bank Credit Card include proof of identity, residence and income.

What is the minimum salary to apply for a credit card with IDFC Bank?

As per the eligibility policy of the IDFC FIRST Bank Credit Card, you must have a stable monthly income, irrespective of whether you are salaried or self-employed. The exact income requirement depends on the card you choose.