IndusInd Credit Card Reward Points

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What are the Different Indusind Credit Card Rewards?

**Disclaimer: IndusInd is not a Bajaj Markets partner. Offers would be from partner Banks/NBFCs only.


Companies and financial institutions continue to come up with brand new innovative incentives and reward programmes for their customers. IndusInd bank credit card reward points are one such example. IndusInd Bank rewards are exclusive to the bank’s customers, and shopping with your credit card earns you points. You can exchange these points for world-class experiences and products listed by the bank. IndusInd rewards include educational products, home and kitchen products, lifestyle products and so on. Read on to learn how to earn and redeem IndusInd credit card points.


How To Earn IndusInd Credit Card Rewards?

Being an IndusInd customer makes you eligible to earn IndusInd credit card points redeemable in the IndusMoments store. Once you have registered in the Indus Moments program, you earn points with every purchase you make using your credit card. The online store run by Indus Moments lets customers shop as well as earn Indus reward points on their purchases, which can then be redeemed. The credit cards offered by IndusInd bank differ according to people’s unique needs. Here are the features of the loyalty programme:

  • Super Premium Credit Cards: These invite-only cards come in three types: Indulge credit card, Crest credit card and Pinnacle credit card, each with its own limits and rewards catalogue.

  • Premium Credit Cards: These cards offer the highest quality travel, lifestyle and dining experiences, with a considerably high point earning rate and faster redemption.

  • Pioneer Credit Cards: The Pioneer Heritage and Pioneer Legacy cards are the two types of cards in the Pioneer range. The USP of this card is the chip-based contactless feature which makes all your transactions swifter and easier.

  • IndusInd Bank reward points are typically around 2.5 points for every Rs.100 spent on international transactions and 1 point for every Rs.100 spent on domestic transactions. This may vary depending on the type of credit card.

  • Redemption rewards include luxury hotel stays, Genesis luxury vouchers, airline miles with partner airlines, and cash credit benefits.

  • Eligible IndusInd Credit cards included under the IndusInd credit card rewards programme are:

  1. IndusInd Celesta Credit Card

  2. IndusInd Crest Credit Card

  3. IndusInd Indulge Credit Card

  4. IndusInd Pioneer Credit Card

  5. IndusInd Pinnacle Credit Card

  6. IndusInd Legend Credit Card

  7. IndusInd Signature Credit Card

  8. IndusInd Pioneer legacy Credit Card

  9. IndusInd Duo Credit Card

  10. IndusInd Nexxt Credit Card

  11. IndusInd Iconia Amex Credit Card

  12. IndusInd Iconia Visa Credit Card

  13. IndusInd Platinum Aura Credit Card

  14. IndusInd Platinum Aura Edge Credit Card

  15. IndusInd Platinum select Credit Card

How To Redeem IndusInd Credit Card Rewards?

You can redeem IndusInd bank credit card reward points by calling the banking phone number or online. The contact number for the IndusInd credit card customer care is 1860 267 777. Customers can place a request with the bank, specifying their choice. The five main categories of rewards as defined by the IndusInd bank are:

  1. Indus Moments

  2. Genesis Luxury vouchers

  3. Cash credit

  4. Airline miles with partner airlines

  5. Oberoi Hotels and resorts vouchers

IndusInd Credit Card Rewards Catalogue

The IndusInd credit card reward points can be redeemed for multiple offers. These offered rewards are divided into certain categories such as:

The Rewards Catalogue of the Indus Moments website is divided into various categories. Some of these categories are being listed below:

  • Flights

  • Cash credit in a 1 point = Rs.1 ratio

  • Home and Kitchen

  • Redemptions

  • Dining

  • Spas

  • Deals

  • Insta Vouchers

  • Electronics

  • Books and eBooks

  • Credit card concierge

  • Charity

  • Automotive accessories

Every category encompasses various products which customers can purchase with their IndusInd bank credit card reward points.

The following table can give you a general idea of the value of reward points for redemptions:

IndusInd Credit Card Reward Points

Available Rewards


Rs. 0.50-1 in cash value


50 air miles on a partner airline


Genesis Luxury vouchers worth upto Rs.25,000


Oberoi Hotels & Resorts Stay voucher

Here’s What You Need To Keep In Mind About IndusInd Credit Card Rewards:

IndusInd bank’s credit cardholders need to be aware of specific terms and conditions while signing up for the loyalty programme:

  • IndusInd credit cardholders are not obliged to participate in the loyalty programme; it is entirely voluntary.

  • Cardholders who exceed the limit for credit card use will face disqualification.

  • The redemption offers are only available on online transactions.

  • No two rewards can be redeemed at one time.

  • Once an order has been confirmed, it cannot be altered or cancelled.

  • The products are delivered at the address provided at the time of purchase, regardless of the cardholder's registered address with the bank.

  • Gift Vouchers are subject to their separate terms and conditions set by their issuer.

  • IndusInd Bank Limited cannot be held responsible for any losses, damages, costs, expenses or charges incurred by a customer who is part of the loyalty programme.

  • All concerns, queries and complaints should be taken up with Indus Moments, not IndusInd Bank Limited.

  • Defective Products can be returned and the charges can be refunded if and only if the customer contacts Indus Moments customer care within 48 hours of the product's delivery. Replacements can be carried out within 15 days from the date of informing. Refund policy only applies to cash transactions.

In Conclusion

Thanks to IndusInd’s loyalty programme, IndusInd cardholders can make the most of the benefits and offers earned on their credit card purchases. They can redeem IndusInd credit card points for different types of rewards such as dining offers, travel and stays, lifestyle products, electronics, home and kitchen, personal care and beauty products, merchandise, stationery, books and e-books, fashion products, spa and wellness, seasonal deals and even gift vouchers. The IndusInd bank rewards catalog is ever-changing and is updated with fresh additions regularly. Sign up for the IndusInd Credit Card Rewards programme today to explore a whole world of experiences!


  • ✔️How do I use my IndusInd credit card points?

    IndusInd bank credit card reward points can be redeemed by calling the banking phone number or online and notifying them of your choice of reward. You can choose your reward from a wide range of options.

  • ✔️What is the value of IndusInd reward points?

    One reward point is the equivalent of Rs.1 in cash. 

  • ✔️Do Indusind credit card points expire?

    Unutilised IndusInd credit card reward points will expire one year after the date of accrual.