Companies and financial institutions continue to come up with brand new innovative incentives and reward programmes for their customers. IndusInd Bank Credit Card reward points are one such example.
IndusInd Credit Card rewards are exclusive to the bank’s customers, and shopping with your credit card earns you points. You can exchange these points for world-class experiences and products listed by the bank.
IndusInd rewards include products from categories like education, home, kitchen, lifestyle, etc. Read on to learn how to earn and redeem IndusInd Bank Credit Card reward points.
Check out some top credit cards included under the IndusInd Credit Card rewards programme.
IndusInd Celesta Credit Card
IndusInd Crest Credit Card
IndusInd Indulge Credit Card
IndusInd Pioneer Credit Card
IndusInd Pinnacle Credit Card
IndusInd Signature Credit Card
IndusInd Pioneer Legacy Credit Card
IndusInd Duo Credit Card
IndusInd Iconia Amex Credit Card
IndusInd Iconia Visa Credit Card
IndusInd Platinum Aura Edge Credit Card
IndusInd Platinum Select Credit Card
You can know about your IndusInd Bank Credit Card reward points in the following ways:
You need to follow these simple steps to know about your accumulated credit card reward points:
You can call on the IndusInd Bank helpline at 1860-267-7777 to know your accumulated credit card reward points.
You can redeem the IndusInd Bank Credit Card reward points through the following modes:
You can redeem IndusInd Bank Credit Card reward points by calling the banking phone number or online. The contact number for the IndusInd Credit Card customer care is 1860 267 777. You can place a request with the bank, specifying your choice.
Follow these steps to redeem the IndusInd Bank Credit Card reward points:
Being an IndusInd Bank customer makes you eligible to earn IndusInd Credit Card points, redeemable on the IndusMoments store. Once you have registered in the IndusMoments program, you earn points with purchases you make using your credit card.
IndusMoments lets you shop as well as earn and redeem IndusInd Bank reward points on your purchases. The credit cards offered by IndusInd Bank differ according to your unique needs.
Here are the features of the loyalty programme:
These invite-only cards come in three types - Indulge Credit Card, Crest Credit Card and Pinnacle Credit Card. Each card comes with its own limits and rewards catalogue.
These cards offer the highest quality travel, lifestyle and dining experiences, with a considerably high point earning rate and faster redemption.
The Pioneer Heritage and Pioneer Legacy cards are the two types of cards in the Pioneer range. The USP of this card is the chip-based contactless feature which makes all your transactions swifter and easier.
IndusInd Bank reward points are typically issued at around 2.5 points for every ₹100 spent on international transactions, and 1 point for every ₹100 spent on domestic transactions. This may vary depending on the type of credit card.
Redemption rewards include luxury hotel stays, luxury vouchers, airline miles with partner airlines, and cash credit benefits.
You can redeem your IndusInd Credit Card reward points for multiple offers. These rewards are divided into certain categories, and each category encompasses various products.
Here are these categories:
Books and eBooks
Home and kitchen
Credit card concierge
Cash credits (1 point = ₹1)
The following table can give you a general idea of the value of reward points for redemptions:
IndusInd Credit Card Reward Points
₹0.40-₹1 in cash value
100 InterMiles / 50 ClubVistara Points
Note: The cash value of rewards varies across credit cards.
You must keep in mind some specific terms and conditions while signing up for the IndusInd Bank’s loyalty programme:
If you are an IndusInd Credit Card holder, you are not obliged to participate in the loyalty programme; it is entirely voluntary
If you exceed the limit for credit card use, you will face disqualification
You cannot alter or cancel a confirmed order
The products are delivered at the address provided at the time of purchase, regardless of your registered address with the bank
Gift vouchers are subject to their separate terms and conditions set by their issuer
IndusInd Bank cannot be held responsible for any losses, damages, costs, expenses or charges incurred by a customer who is part of the loyalty programme
All concerns, queries and complaints will be handled by IndusMoments, not IndusInd Bank
You can return defective products, and the charges can get refunded, only if you contact IndusMoments customer care within 48 hours of the product's delivery
Replacements are carried out within 15 days from the date of informing and the refund policy only applies to cash transactions
Thanks to IndusInd Bank’s loyalty programme, you can make the most of the benefits and offers earned on your credit card purchases.
You can redeem IndusInd Credit Card points for different types of rewards such as dining offers, travel and stays, lifestyle products, electronics, home and kitchen. You also get rewards on:
Personal care and beauty products
Books and e-books
Spa and wellness
The IndusInd Bank rewards catalogue is ever-changing and is updated with fresh additions regularly. Sign up for the IndusInd Credit Card Rewards programme today to explore a whole world of experiences!
IndusInd Bank Credit Card reward points can be redeemed by calling the banking phone number or online and notifying them of your choice of reward. Also, you can redeem your points at www.indusmoments.com, which is the bank’s reward points portal. You can choose your reward from a wide range of options.
One reward point is the equivalent of ₹1 in cash, but this value can vary based on the card type and the rewards offered.
Unutilised IndusInd Credit Card reward points will expire one year after the date of accrual.
Yes, you can convert your IndusInd Credit Card reward points into cash credit.