Do Not Call
Know how to pay your IndusInd Bank credit card dues!
It’s important to pay your IndusInd Bank credit card dues on time to maintain your credit score and avoid late payment fees. Paying your credit card bills is very simple and convenient. You can make the payment both online and offline.
You can complete your IndusInd Credit Card payment both through online and offline methods. Here, we have highlighted both for your convenience.
You can use any of the following online payment methods to pay your IndusInd Bank credit card bills:
Net banking
Mobile banking
Billdesk
NACH
NEFT
RTGS
IMPS
Auto-debit
Visa Money Transfer
Follow these steps to make your IndusInd Bank credit card bill payment:
Once you are through with the IndusInd Credit Card login process, you can use the net banking portal to clear your outstanding dues.
On the IndusInd net banking homepage, click on the ‘Funds Transfer' tab
Select the ‘Add a beneficiary’ option
Enter the name of the beneficiary and your IndusInd Bank Credit Card number
Click on ‘Transfer funds’
Choose the IndusInd Bank account from which you want to pay the dues
Select the IndusInd Credit Card and enter the transaction amount
Verify the details and click on ‘Pay’
Validate with the OTP sent to you on your registered number to complete the transaction
IndusInd Bank allows you to make your credit card payment through BillDesk. The process is simple and safe. Here are the steps you would need to follow for your IndusInd Credit Card bill payment via BillDesk:
Go to the BillDesk payment page
Enter your IndusInd Bank Credit Card number, your name, and the amount you wish to pay
From the list, select the bank account you wish to debit
Click on ‘Pay’
Wait to get redirected, log in to your net banking account, and authenticate the payment
The amount will be debited, and you will be redirected to a transaction acknowledgement screen where you can check your IndusInd credit card payment status.
Follow these steps to make your credit card bill payment through the IndusMobile app:
Download the IndusMobile app from App Store or Google PlayStore
Sign in to your account using your MPIN or net banking credentials
On the home page itself, click on ‘Credit Card’
Click on ‘Pay Now’ to proceed with the payment process
Select whether you want to opt to use ‘IndusInd Bank account’ or ‘Swift Pay’
Enter the amount and authenticate the payment using your MPIN
You can use the National Automated Clearing House (NACH) facility to authorise the bank to debit your IndusInd Bank Credit Card bill automatically.
All you need to do is download the NACH Mandate form from-https://www.indusind.com/content/dam/indusind-corporate/credit-cards/nach-mandate-instruction-form.pdf, fill it, sign it, and mail it to the below-mentioned address:
IndusInd Bank Ltd. (Credit Card Division),
P.O. Box No.9421,
Chakala, MIDC, Andheri (East),
Mumbai, Maharashtra - 400093
Do note that you would need to enclose a blank cheque from your other bank account, along with the NACH form for verification purposes.
If you have an IndusInd Bank Credit Card, you can use the NEFT payment facility of your non-IndusInd Bank savings account to clear your card dues.
The steps are as follows:
Log in to your net banking account
Go to the ‘Fund Transfer’ tab and select ‘Add a beneficiary’
Select IndusInd Bank from the list of banks in the menu
Select the city/branch
Enter the IndusInd Bank Credit Card payment IFSC code as INDB0000018
Enter the 16-digit IndusInd Bank Credit Card number (15-digit in the case of IndusInd Bank Amex credit card) as your account number
Click on ‘Submit’
Once registered, you will have to go to the fund transfer section and choose NEFT as your preferred mode of transfer
Against payee, select the IndusInd Bank Credit Card as your beneficiary
Fill in the required details along with the amount
Authenticate and complete the payment
Do note that it can take anywhere between 4 hours and 24 hours to register a beneficiary. It is, therefore, wise to plan the process well before the IndusInd Bank Credit Card payment’s last date.
Also, if there is an error in the IndusInd Bank IFSC code for credit card payment, account number, or branch details, the registration process will not be completed.
If you have an IndusInd Bank Credit Card, you can use the IMPS payment facility of your non-IndusInd Bank savings account to clear your card dues.
The steps are as follows:
Log in to your net banking account
Go to the ‘Fund Transfer’ tab and select ‘Add a beneficiary’
Select IndusInd Bank from the list of banks in the menu
Select the city/branch
Enter the IndusInd Bank Credit Card payment IFSC code as INDB0000018
Enter the 16-digit IndusInd Bank Credit Card number (15-digit in the case of IndusInd Bank Amex credit card) as your account number
Click on ‘Submit’
Once registered, you will have to go to the fund transfer section and choose IMPS as your preferred mode of transfer
Against payee select the IndusInd Bank Credit Card as your beneficiary
Fill in the required details along with the amount
Authenticate and complete the payment
Do note that IMPS is available for IMPS live member banks. Also, if you wish to pay your IndusInd Bank Credit Card bill online via IMPS, you would need to process the transaction at least two days before the due date.
If you want to pay online, you can clear your IndusInd Credit Card bill using RTGS, too. The steps are as follows:
Log in to your net banking account
Go to the ‘Fund Transfer’ tab and select ‘Add a beneficiary’
Select IndusInd Bank from the list of banks in the menu
Select the city/branch
Enter the IndusInd Bank Credit Card payment IFSC code as INDB0000018
Enter the 16-digit IndusInd Bank Credit Card number (15-digit in case of IndusInd Bank Amex credit card) as your account number
Click on ‘Submit’
Once registered, you will have to go to the fund transfer section and choose RTGS as your preferred mode of transfer
Against payee, select the IndusInd Bank Credit Card as your beneficiary
Fill in the required details along with the amount
Authenticate and complete the payment
If you own a Visa credit card from IndusInd Bank, you can use the VISA Money Transfer option to pay your credit card bills. The steps to follow are:
Log in to your IndusInd Bank Credit Card net banking portal
Go to ‘Funds Transfer’ and select the ‘Visa Money Transfer’ option
Fill in the details for both the sender and the recipient
Click on ‘Confirm’ to authenticate and complete the transaction
You can also set up standing instructions on your IndusInd Bank account for hassle-free credit card online payment using auto-debit.
To do so, you need to follow the steps mentioned below-
Download the ‘Auto Debit Form’ from the official website
Print and fill in the details requested in the form, such as your name, IndusInd Bank Credit Card number, bank account number, and branch
Choose whether you want to pay the total amount due or the minimum amount due
Mail the filled document to the bank at the below-mentioned address:
IndusInd Bank Ltd.
Customer Care-Credit Cards
P.O. Box No. 9421,
Chakala, MIDC, Andheri (East),
Mumbai, Maharashtra - 400093.
Once registered for the service, your monthly credit card bills will be automatically cleared from your linked account on the payment due date.
Along with the online channels, there are several offline IndusInd Credit Card payment options. Depending on your preference, you can select the one that seems most convenient to you.
To make IndusInd Bank Credit Card payment by cash, the steps to follow are:
Visit your nearest IndusInd Bank branch
Fill in and submit the payment receipt
Pay by cash
For future reference, collect the acknowledgement receipt. Do note that cash payments attract a service charge of ₹100 per payment.
To make an IndusInd Bank Credit Card payment by cheque, the steps to follow are:
Visit your nearest IndusInd Bank branch
Fill in and submit the cheque receipt
In the cheque, mention your IndusInd Bank Credit Card number as the payee
Fill in the amount you wish to pay (total due/ minimum due) and authenticate with your signature
Submit the cheque to the bank representative
Collect the acknowledgement receipt
Alternatively, you can drop the cheque at one of the cheque-drop boxes located at an ATM. Do remember to mention your name and phone number on the back of the cheque.
If you are abroad, you can visit your local bank and use the SWIFT transfer facility to pay your IndusInd Bank Credit Card outstanding amount. You would need to instruct the bank to pay the IndusInd Bank account in your preferred currency.
While sending the wire transfer, do notify your local bank to mention 'OUR' in the charges column. It may take anywhere between 24-48 banking hours for the money to be transferred and another 24 hours for the payment to be processed.
Do note that you would need to mention the account number, name, and address when making the transfer.
To make an IndusInd Bank Credit Card payment via ATM, follow these quick and simple steps:
Head to the nearest ATM and swipe your card
Enter the PIN and select the ‘Visa credit card bill payment’ option
Choose the account you want to make the transfer from
Enter the credit card number and confirm the transaction
The billing cycle of your credit card refers to the period in which your IndusInd Bank Credit Card payment bill is generated. All banks offer an interest-free period, during which you can make your bill payment without any interest.
So, you can plan your purchases as per the billing cycle to enjoy a maximum interest-free period.
Here are the processing timelines for different payment methods:
Mode of Payment |
Processing Timelines |
|---|---|
Auto Debit |
Same day |
Visa Money Transfer |
5 working days |
IMPS |
Same day |
NEFT/RTGS |
2 to 3 working days |
Net banking customers of IndusInd Bank |
Same day |
BillDesk/Swift Pay |
2 to 3 working days |
NACH |
On the due date |
Cash |
Instantly |
Disclaimer: The details are added for representation purpose only. Please check the official website for more details.
You can enjoy the following perks if you make your IndusInd Credit Card payment on time:
Saves from Interest Charges: Note that if you do not clear your IndusInd Credit Card dues on time, you will need to pay high-interest rates on the due amount, ranging between 20%-30% p.a.
Avoid Paying Late Charges: If you do not clear your IndusInd Bank Credit Card payment on time, you will also have to pay a late fee, amounting to a percentage of your overdue amount
Positive Impact on Credit Score: If you make your IndusInd Bank Credit Card payment on time, it will help you improve your credit score in the long run
The billing cycle of your credit card refers to the period in which your IndusInd Bank Credit Card payment bill is generated. All banks offer an interest-free period, during which you can make your bill payment without any interest.
So, you can plan your purchases as per the billing cycle to enjoy a maximum interest-free period.
Reference of all T&C necessarily refers to the terms of the Partners as regards to pre-approved offers and loan processing time amongst other conditions.
If you fail to pay your bill on time, the bank usually levies a penalty in terms of late payment charges, which is a fixed percentage of your bill amount.
Yes, you can repay your IndusInd Bank credit card bill at an ATM near you.
Yes, you make your credit card bill payment through a cheque.
You can make your IndusInd Bank Credit Card bill payment either online or offline. Online, you can use NEFT, IMPS, RTGS, net banking, mobile banking, Visa Money Transfer, or NACH, to clear your dues.
For offline payments, you can pay the outstanding on your IndusInd Credit Card statement via SWIFT transfer, cash, or by submitting a cheque drawn in the name of the bank.
SWIFT transfers generally take 2 to 3 days.
You can make your IndusInd Bank credit card payments through SBI net banking by logging into OnlineSBI. Select the Credit Card (Visa) Beneficiary link in the ‘Payments and Transfers’ tab, select the Payee, and enter the amount you wish to transfer.
Send STMTXXXX (X stands for the final 4 digits of the bank card) to 5676757 to know your IndusInd Bank credit card balance.
Credit limits are extended based on a number of factors like your credit history, score, relationship with the card issuer, etc. So, it’ll vary depending on your profile.
You should get in touch with IndusInd Bank’s customer service team in case you’ve entered incorrect credit card information while making a purchase.
Yes, you can repay your credit card bills on your mobile phone through a netbanking app.
