Kotak Urbane Gold Credit Card

Kotak Mahindra Bank over the years has established itself as a credible and reliable issuer of credit cards, a feat that is reflected in its rather large catalogue of credit card offerings. From the Wealth Management infinite credit card, the NRI Royale Signature Credit and the Corporate platinum credit card to the Corporate Gold credit card and Privy League Signature credit card, these do not even begin to go down the list. To add to the variety offered to customers, Kotak Mahinda has released the New Kotak Urbane credit card. With enticing features such as 3X reward points against retail spends of every 100 rupees, to free PVR tickets and additional reward points, the Urban gold Kotak credit card is an exciting new entrant. Let’s take a look.

The Kotak Mahindra Urbane credit card offers customers a number of benefits, beyond the convenience of being able to fund your immediate expenses without having to worry about your bank balance at the time. Let’s take a look at some of the features and benefits of the Urbane Kotak credit card.

• 3X Reward Points: With the Kotak Urbane gold credit card, you receive 3X points on every 100 rupees you spend. Meaning, if you spend 10,000 rupees, you would receive 300 points. Every 1,000 points have a spending value of 100 rupees.

• Urbane shield: In the event that your Urban gold credit card gets stolen, there is no need to panic. With Urbane shield, you receive a cover of 50,000 against theft if the card has been fraudulently used after being stolen, for upto 7 days.

• Add on card: You can enjoy similar benefits on your add on card as well. In addition to this, you also have the ability to set a spending limit for your Urban Gold Kotak credit card, and can even track your expenditure separately on each card.

• Milestone: For every expenditure milestone that you meet with your Urban Kotak credit card, you receive certain incentives and benefits. For instance, when you spend 1,00,000 on your Kotak Urbane credit card, you are eligible for 4 free PVR tickets. Alternatively, if you aren’t necessarily interested in the tickets, you can avail of the 10,000 reward points instead.

Despite all the benefits, there are some charges that you have to pay for the Kotak Urbane credit card. Let’s take a look.

As mentioned earlier previously in this article, there are a number of benefits and rewards you receive when you acquire a Kotak Urbane Gold credit card. From 3X points per 100 rupees spent, 10,000 optional points when you spend 100,000 or even PVR movie tickets. Needless to say, the more you use your Urban Kotak credit card, the more points and rewards you rack up.

As part of the New Kotak Urbane gold credit, thisKotak credit card offersa more simplified reward management system for your Kotak Urbane gold credit card. You can use your card for a slew of spending options, from e vouchers, movie tickets , recharging your phone or shopping from over 10,000 products, and earn points on them all.

Here are some eligibility criteria that you have to first meet in order to apply for a Kotak Urbane credit card.

• The card holder needs to be between the age of 21 and 65 years. If you have an add on card holder, they must be above the age of 18.

• Only those located in the following cities can avail of the Urban Gold Kotak credit card: Ahmedabad, Bangalore, Chennai, Delhi (including Gurgaon and Noida), Hyderabad, Kolkata, Mumbai, Navi Mumbai and Pune

• You must have a yearly income of Rs. 3 Lakhs or above in order to qualify.

• One must be a resident of India in order to apply for the Urban gold Kotak credit card.

The Kotak Urbane Gold credit card is not available on the Bajaj Markets website, therefore you will have to apply for the same from the issuer’s website.

• Visit https://kudosdigital.kotak.com/vivid/vividflow/run/cc_etb_flow#CustomerType to begin your application.

• Select your choice from “New Customer” or “Existing Customer.

• A slew of customer questions will help ascertain the best type of credit card for you based on your expenses and monthly income. Complete the questionnaire, and proceed to finish your application.

• Alternatively, you can choose the Kotak Urbane credit card from here as we

In order to receive UrbaneKotak credit card customer care, you can call the following number 24/7. 1860 266 2666.