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What is a YES Wellness Credit Card?

The credit card from Yes Bank is perfect for anybody who wants to take control of their health and wellness and get fitter and stronger. If that sounds like a long-pending goal on your list, the Yes Wellness credit card can help you meet your health goals, thanks to the many health and wellness benefits it offers.


Keep an eye on your health with complimentary preventive health checkups, get fit with the complimentary fitness sessions the card offers, and enjoy a range of other lifestyle offers and benefits with this card.

YES Wellness Credit Card Features

Before you apply for the Yes Wellness credit card, check out its key benefits and features below.

  • Insurance Cover

The Yes Bank Wellness credit card offers you the Credit Shield cover for accidental death.

  • Multiple Lifestyle Benefits

This credit card also gives you a wide range of Yes Bank credit card offers on lifestyle expenses. That means you can now spend on travel, dining, wellness, shopping and other such lifestyle needs without any financial distress.

  • Affordable Interest Rates

The interest rates on revolving credit, overdue amounts and cash advances are also very affordable, at just 3.5% per month.

  • 1% Fuel Surcharge Waiver

For any transaction from Rs. 400 to Rs. 1,500 at any fuel station in India, you enjoy a 1% waiver on the fuel surcharge.

YES Wellness Credit Card Health Benefits

Since the Yes Wellness credit card is primarily a health benefit card, it comes with many health-related offers that help you stay fit. Here are some Yes Bank credit card benefits that you can avail on the Aditya Birla Multiply App.

  • Complimentary preventive health checkup each year, which includes 25 parameters

  • Complimentary annual dental and eye checkup

  • Unlimited consultations with general practitioners, nutritionists and other specialists

  • Six complimentary fitness sessions each month, such as gym sessions, yoga, or zumba sessions

YES Wellness Credit Card Fees and Charges

All the benefits explained above may have you wondering if this Yes Bank Wellness credit card is expensive. Fortunately, the fees and charges are very nominal. Check them out here.


Fees and Charges

Annual membership fees and renewal fees

Rs. 1,999 plus taxes

Finance charges

3.50 % per month (42% per year)

Cash advance fee

2.5% of the amount withdrawn or Rs. 500, whichever is higher

Payment return charges

Rs. 350 per payment return

Foreign currency conversion charges


1. Late Payment Charges

Balance as per statement

Late payment charges

Less than or equal to Rs. 100


Rs. 101 to Rs. 500

Rs. 150

Rs. 501 to Rs. 5,000

Rs. 500

Rs. 5,001 to Rs. 20,000

Rs. 750


Above Rs. 20,000

Rs. 1,000

YES Wellness Credit Card Rewards

In addition to the health benefits outlined above, the Yes Wellness credit card gives you a wide range of rewards too. Here’s how you can earn and redeem your rewards under the Preferred Rewards Points Program.

  • You earn 20 reward points for each Rs. 200 you spend in pharmaceutical stores.

  • You also earn 4 reward points for each Rs. 200 you spend on all other categories of expenses.

  • The reward points increase fivefold on the first three transactions you make with a biller who is registered on YES PayNow. This is valid on the first five billers who are registered.

  • As for redeeming your points, you can check out the exclusive catalog of products available for this.

  • You can also redeem your points on the dedicated website available for booking flight tickets, movie tickets and hotels.

  • Alternatively, you can redeem your points against air miles.

YES Wellness Credit Card Eligibility Criteria and Documentation

The Yes Wellness credit card comes with very relaxed eligibility criteria and easy paperwork. Check out the Yes Bank Credit Card eligibility mentioned below to see if you are eligible for this wellness card.

  • You should be at least 21 years of age, and at most 60 years.

  • You can be self-employed or salaried.

  • Your net salary should be at least Rs. 25,000 per month, or your income as per your tax return should be at least Rs. 5 lakhs.


  • This card covers 12 cities namely Ahmedabad, Bangalore, Chandigarh, Chennai, Delhi & NCR, Hyderabad, Jaipur, Kolkata, Mumbai, Pune, Thane and Navi Mumbai.



If you are eligible, you need to submit the following documents as a part of the application.

  • A copy of your PAN card (or your Form 60)

  • Your colour photograph

  • Your identity and residence proof

  • Any proof of income, like your Form 16, your latest payslip or a copy of your tax return

How to Apply for the YES Wellness Credit Card?

Once you have evaluated the types of Yes Bank credit card and decided on the one for yourself. Please note that Yes Bank credit cards, including the Yes Wellness Credit Card, are not available on the Bajaj Markets website. However, if you’re planning to get the Yes Bank credit card online, you can apply via the bank’s official website. Alternatively, you can apply offline by reaching out to Yes Bank credit card customer care or visiting your nearest Yes Bank branch.


The information provided by BFDL herein above is related to the Non-Partnered Banks/ NBFCs and is just for the purpose of information and under no circumstances the information provided hereinabove is intended to be source of advice or recommending any financial advice or endorsement of any sort.

The information including interest rates or fees and charges with regard to any credit card, provided on this website is gathered through publicly available sources over the internet and is considered as accurate and reliable to the best of our knowledge. BFDL disclaims any responsibility or liability regarding inaccuracies, omissions, mistakes etc. as well as offers by the Non-Partnered Banks or NBFCs. The use of information set out is entirely at the User’s own risk and User should exercise due care prior taking of any decision, on the basis of information mentioned hereinabove. You are advised to visit/ contact the respective Banks/ NBFCs to verify the information before making any application or opening an account. Further, BFDL does not undertake any responsibility or liability to update this information. YOU ARE SOLELY RESPONSIBLE FOR ANY LIABILITY OR DAMAGE YOU INCUR THROUGH ACCESS TO OR USE OF THE SITE OR SUCH INFORMATION OR MATERIALS EXCEPT WHERE THE LAWS AND REGULATIONS OF A PARTICULAR JURISDICTION CONCERNING WARRANTIES CANNOT BE WAIVED. Additionally, display of any trademarks, tradenames, logo and other subject matters of intellectual property owners. Display of such Intellectual Property along with the related product information does not imply BFDL’s partnership with the owner of the Intellectual Property of such products.

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FAQs on YES Wellness Credit Card

What are the YES Wellness credit card benefits?

As a Yes Wellness cardholder, you get to enjoy the following benefits.

  • Complimentary preventive health checkups and eye and dental checkups

  • Unlimited consultations with general practitioners and other specialists through the app

  • An attractive rewards program

  • Insurance coverage

  • Lifestyle benefits 

How to reach the YES Wellness credit card customer care?

If you want to get in touch with the Yes Wellness credit card customer care team, you can either email them at yesfirstcc@yesbank.in, or call them on 1800 103 6000 (if you are calling from India) or on + 91 22 4935 0000 (if you’re calling from outside India).

What is the YES Bank Wellness credit card annual fee?

The Yes Bank Wellness credit card annual fee is very nominal, coming in at just Rs. 1,999 plus applicable taxes.

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